IFSC Code of JSC VTB Bank, New Delhi Branch, Delhi

Use this page as a one-stop reference for everything related to JSC VTB Bank's NEW DELHI branch in Delhi, Delhi. The branch's IFSC code VTBJ0000002 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For JSC VTB Bank's NEW DELHI branch, the IFSC VTBJ0000002 breaks down as follows: VTBJ identifies the bank, 0 is the reserved character, and 000002 identifies this particular branch.

Branch details at a glance

Bank profile

JSC VTB Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The New Delhi branch — IFSC VTBJ0000002 — extends the bank's services to customers in and around Delhi, Delhi.

About this branch

The branch is located at JSC VTB BANK, Taj Mahal Hotel, Lobby Mezzanine Floor 1, Mansingh Road New Delhi- 110011. It serves the Delhi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of JSC VTB Bank. The IFSC VTBJ0000002 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how JSC VTB Bank's NEW DELHI branch came to be assigned the code VTBJ0000002.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC VTBJ0000002, money simply cannot be routed to the NEW DELHI branch electronically.

How to transfer money using IFSC VTBJ0000002

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC VTBJ0000002 across all three.

NEFT to JSC VTB Bank, NEW DELHI using IFSC VTBJ0000002

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC VTBJ0000002, and confirm that the system picks up JSC VTB Bank – NEW DELHI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to NEW DELHI

If you need to transfer ₹2 lakh or more in one go to an account at JSC VTB Bank's NEW DELHI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC VTBJ0000002 while initiating the transfer and the credit will appear within minutes.

IMPS to JSC VTB Bank NEW DELHI (IFSC VTBJ0000002)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC VTBJ0000002 in your mobile or internet banking app, and the money is credited to the NEW DELHI branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to New Delhi

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC VTBJ0000002:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at NEW DELHI is still linked to IFSC VTBJ0000002.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC VTBJ0000002

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at JSC VTB Bank – NEW DELHI is still mapped to IFSC VTBJ0000002. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC VTBJ0000002 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the New Delhi branch is mapped to IFSC VTBJ0000002 on the RBI payments network. The branch generally supports the full retail product catalogue of JSC VTB Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains VTBJ0000002.

Products and services

Customers walking into the New Delhi branch can access most of JSC VTB Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC VTBJ0000002

MICR & cheque-truncation details

Cheques drawn on the New Delhi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC VTBJ0000002 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC VTBJ0000002

JSC VTB Bank customers can register for net banking and the bank's official mobile app once their account at the NEW DELHI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC VTBJ0000002 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC VTBJ0000002

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to JSC VTB Bank – NEW DELHI, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: VTBJ0000002.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the New Delhi branch

The branch is located at JSC VTB BANK, Taj Mahal Hotel, Lobby Mezzanine Floor 1, Mansingh Road New Delhi- 110011, which puts it inside Delhi, the broader New Delhi district, and the state of Delhi. To plan your visit:

1. Open Google Maps on your phone and search for “JSC VTB Bank New Delhi branch” — the verified location pin for IFSC VTBJ0000002 should appear at the top of the results.
2. Confirm the branch is open by calling 11-662210000 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC VTBJ0000002 and your account number.

Verifying IFSC VTBJ0000002 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm VTBJ0000002 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 11-662210000.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at New Delhi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to VTBJ0000002 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code VTBJ0000002 belongs to JSC VTB Bank's NEW DELHI branch, located at JSC VTB BANK, Taj Mahal Hotel, Lobby Mezzanine Floor 1, Mansingh Road New… in Delhi, Delhi. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.