IFSC Code of JP Morgan Chase Bank NA, Branch, Karnataka

Use this page as a one-stop reference for everything related to JP Morgan Chase Bank NA's branch in , KARNATAKA. The branch's IFSC code CHAS0INBX03 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, CHAS0INBX03 is the IFSC of JP Morgan Chase Bank NA's branch. The format is fixed: CHAS = bank code, 0 = reserved, INBX03 = branch identifier.

Branch details at a glance

Bank profile

JP Morgan Chase Bank NA is among the recognised banks listed on the Reserve Bank of India's payments network. The branch — IFSC CHAS0INBX03 — extends the bank's services to customers in and around , Karnataka.

About this branch

The branch is located at HOYSALA CORPUS, SECOND FLOOR, SURVEY NUMBER 29(NEW SURVEY NO. 29/5), GUTTAHALLI VILLAGE, KASABA HOBLI, DEVANAHALLI TALUK, BANGALORE RURAL DISTRICT, 562110. It serves the region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of JP Morgan Chase Bank NA. The IFSC CHAS0INBX03 is used to identify this branch on the RBI payments network.

Why every JP Morgan Chase Bank NA branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including of JP Morgan Chase Bank NA — its own 11-character IFSC. The code CHAS0INBX03 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CHAS0INBX03 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC CHAS0INBX03

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CHAS0INBX03 across all three.

NEFT to JP Morgan Chase Bank NA, using IFSC CHAS0INBX03

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CHAS0INBX03, and confirm that the system picks up JP Morgan Chase Bank NA – . Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC CHAS0INBX03

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to JP Morgan Chase Bank NA – , ensure your bank's portal accepts IFSC CHAS0INBX03 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to JP Morgan Chase Bank NA – , use IMPS. With IFSC CHAS0INBX03 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC CHAS0INBX03 for JP Morgan Chase Bank NA – , but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC CHAS0INBX03

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at JP Morgan Chase Bank NA – is still mapped to IFSC CHAS0INBX03. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC CHAS0INBX03 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the branch is mapped to IFSC CHAS0INBX03 on the RBI payments network. The branch generally supports the full retail product catalogue of JP Morgan Chase Bank NA, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains CHAS0INBX03.

Products and services

Customers walking into the branch can access most of JP Morgan Chase Bank NA's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC CHAS0INBX03

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by JP Morgan Chase Bank NA carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC CHAS0INBX03 and the account number together uniquely identify the branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC CHAS0INBX03

JP Morgan Chase Bank NA customers can register for net banking and the bank's official mobile app once their account at the branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC CHAS0INBX03 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to JP Morgan Chase Bank NA – :

• The IFSC is exactly CHAS0INBX03 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills JP Morgan Chase Bank NA as the bank name and as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The branch sits at HOYSALA CORPUS, SECOND FLOOR, SURVEY NUMBER 29(NEW SURVEY NO. 29/5), GUTTAHALLI VILLAGE, KASABA HOBLI, DEVANAHALLI TALUK, BANGALORE RURAL DISTRICT, 562110. If you are travelling from outside , search for the branch on a maps application using the bank name and locality, or call 67693200 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC CHAS0INBX03 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC CHAS0INBX03 for JP Morgan Chase Bank NA – , you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC CHAS0INBX03, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: CHAS0INBX03 is the IFSC code of JP Morgan Chase Bank NA, branch, in , KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.