IFSC Code of JP Morgan Chase Bank NA, Branch, Maharashtra

Use this page as a one-stop reference for everything related to JP Morgan Chase Bank NA's branch in , MAHARASHTRA. The branch's IFSC code CHAS0INBX01 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For JP Morgan Chase Bank NA's branch, the IFSC CHAS0INBX01 breaks down as follows: CHAS identifies the bank, 0 is the reserved character, and INBX01 identifies this particular branch.

About the bank

JP Morgan Chase Bank NA serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its branch in , Maharashtra is part of this network and uses the IFSC code CHAS0INBX01 for all electronic settlement.

branch overview

Located at J.P. MORGAN TOWER, OFF. C.S.T. ROAD, KALINA, SANTACRUZ-EAST, MUMBAI - 400098 INDIA, the branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC CHAS0INBX01 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

Why every JP Morgan Chase Bank NA branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including of JP Morgan Chase Bank NA — its own 11-character IFSC. The code CHAS0INBX01 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC CHAS0INBX01 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR & cheque-truncation details

Cheques drawn on the branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC CHAS0INBX01 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC CHAS0INBX01

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC CHAS0INBX01 across all three.

NEFT to JP Morgan Chase Bank NA, using IFSC CHAS0INBX01

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC CHAS0INBX01, and confirm that the system picks up JP Morgan Chase Bank NA – . Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to

If you need to transfer ₹2 lakh or more in one go to an account at JP Morgan Chase Bank NA's branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC CHAS0INBX01 while initiating the transfer and the credit will appear within minutes.

IMPS to JP Morgan Chase Bank NA (IFSC CHAS0INBX01)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC CHAS0INBX01 in your mobile or internet banking app, and the money is credited to the branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC CHAS0INBX01 for JP Morgan Chase Bank NA – , but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at JP Morgan Chase Bank NA's branch, the IFSC CHAS0INBX01 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the branch is mapped to IFSC CHAS0INBX01 on the RBI payments network. The branch generally supports the full retail product catalogue of JP Morgan Chase Bank NA, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains CHAS0INBX01.

Banking services available

The branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 61573836.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC CHAS0INBX01

Digital banking channels

Most day-to-day work that customers used to do at the branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC CHAS0INBX01 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the branch

The branch is located at J.P. MORGAN TOWER, OFF. C.S.T. ROAD, KALINA, SANTACRUZ-EAST, MUMBAI - 400098 INDIA, which puts it inside , the broader district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “JP Morgan Chase Bank NA branch” — the verified location pin for IFSC CHAS0INBX01 should appear at the top of the results.
2. Confirm the branch is open by calling 61573836 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC CHAS0INBX01 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to JP Morgan Chase Bank NA – :

• The IFSC is exactly CHAS0INBX01 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills JP Morgan Chase Bank NA as the bank name and as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to CHAS0INBX01 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC CHAS0INBX01 for JP Morgan Chase Bank NA – , you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code CHAS0INBX01 belongs to JP Morgan Chase Bank NA's branch, located at J.P. MORGAN TOWER, OFF. C.S.T. ROAD, KALINA, SANTACRUZ-EAST, MUMBAI - 400098… in , MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.