IFSC Code of Janatha Seva Cooperative Bank Ltd, Sunkadakatte Branch, Karnataka

If you are searching for the IFSC code of Janatha Seva Cooperative Bank Ltd, SUNKADAKATTE branch in BENGALURU, KARNATAKA, this page has every detail you need. The verified IFSC code for this branch is JTSC0000006. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SUNKADAKATTE branch, and detailed step-by-step guides for using the IFSC JTSC0000006 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, JTSC0000006 is the IFSC of Janatha Seva Cooperative Bank Ltd's SUNKADAKATTE branch. The format is fixed: JTSC = bank code, 0 = reserved, 000006 = branch identifier.

About the bank

Janatha Seva Cooperative Bank Ltd serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sunkadakatte branch in Bengaluru, Karnataka is part of this network and uses the IFSC code JTSC0000006 for all electronic settlement.

About the Sunkadakatte branch

The Sunkadakatte branch of Janatha Seva Cooperative Bank Ltd is situated at NO47,MAGADI MAIN ROAD,OPP GT EDUCATION INSTITUTION,SUNKADAKATTE,BENGALURU-560091. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code JTSC0000006 is used.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Janatha Seva Cooperative Bank Ltd's SUNKADAKATTE branch came to be assigned the code JTSC0000006.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC JTSC0000006, money simply cannot be routed to the SUNKADAKATTE branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Sunkadakatte branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC JTSC0000006 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC JTSC0000006

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC JTSC0000006 across all three.

How to use IFSC JTSC0000006 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Janatha Seva Cooperative Bank Ltd's SUNKADAKATTE branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC JTSC0000006.
4. Confirm the bank name auto-populates as Janatha Seva Cooperative Bank Ltd and the branch as SUNKADAKATTE.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC JTSC0000006

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Janatha Seva Cooperative Bank Ltd – SUNKADAKATTE, ensure your bank's portal accepts IFSC JTSC0000006 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Janatha Seva Cooperative Bank Ltd SUNKADAKATTE (IFSC JTSC0000006)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC JTSC0000006 in your mobile or internet banking app, and the money is credited to the SUNKADAKATTE branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC JTSC0000006 for Janatha Seva Cooperative Bank Ltd – SUNKADAKATTE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Sunkadakatte branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Janatha Seva Cooperative Bank Ltd's SUNKADAKATTE branch, the IFSC JTSC0000006 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Sunkadakatte branch is mapped to IFSC JTSC0000006 on the RBI payments network. The branch generally supports the full retail product catalogue of Janatha Seva Cooperative Bank Ltd, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains JTSC0000006.

Products and services

Customers walking into the Sunkadakatte branch can access most of Janatha Seva Cooperative Bank Ltd's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC JTSC0000006

Digital banking channels

Most day-to-day work that customers used to do at the Sunkadakatte branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC JTSC0000006 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the Sunkadakatte branch

The branch is located at NO47,MAGADI MAIN ROAD,OPP GT EDUCATION INSTITUTION,SUNKADAKATTE,BENGALURU-560091, which puts it inside Bengaluru, the broader district, and the state of Karnataka. To plan your visit:

1. Open Google Maps on your phone and search for “Janatha Seva Cooperative Bank Ltd Sunkadakatte branch” — the verified location pin for IFSC JTSC0000006 should appear at the top of the results.
2. Confirm the branch is open by calling 23586055 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC JTSC0000006 and your account number.

Common mistakes to avoid when using IFSC JTSC0000006

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Janatha Seva Cooperative Bank Ltd – SUNKADAKATTE, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: JTSC0000006.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sunkadakatte branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC JTSC0000006, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC JTSC0000006 for Janatha Seva Cooperative Bank Ltd – SUNKADAKATTE, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code JTSC0000006 belongs to Janatha Seva Cooperative Bank Ltd's SUNKADAKATTE branch, located at NO47,MAGADI MAIN ROAD,OPP GT EDUCATION INSTITUTION,SUNKADAKATTE,BENGALURU-560091 in BENGALURU, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.