IFSC Code of Janatha Seva Cooperative Bank Ltd, Moodalapalya Bracnh Branch, Karnataka

Use this page as a one-stop reference for everything related to Janatha Seva Cooperative Bank Ltd's MOODALAPALYA BRACNH branch in BENGALURU, KARNATAKA. The branch's IFSC code JTSC0000003 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Janatha Seva Cooperative Bank Ltd – MOODALAPALYA BRACNH is JTSC0000003. The first four letters JTSC are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000003 map to this branch in BENGALURU, KARNATAKA.

About the bank

Janatha Seva Cooperative Bank Ltd serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Moodalapalya Bracnh branch in Bengaluru, Karnataka is part of this network and uses the IFSC code JTSC0000003 for all electronic settlement.

About the Moodalapalya Bracnh branch

The Moodalapalya Bracnh branch of Janatha Seva Cooperative Bank Ltd is situated at NO167,NAGARABHAVI MAIN ROAD,MADHURANAGARA,MOODALAPALY A,BENGALURU-560072. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code JTSC0000003 is used.

Branch details at a glance

Why every Janatha Seva Cooperative Bank Ltd branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MOODALAPALYA BRACNH of Janatha Seva Cooperative Bank Ltd — its own 11-character IFSC. The code JTSC0000003 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC JTSC0000003 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR & cheque-truncation details

Cheques drawn on the Moodalapalya Bracnh branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC JTSC0000003 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC JTSC0000003

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC JTSC0000003 across all three.

How to use IFSC JTSC0000003 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Janatha Seva Cooperative Bank Ltd's MOODALAPALYA BRACNH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC JTSC0000003.
4. Confirm the bank name auto-populates as Janatha Seva Cooperative Bank Ltd and the branch as MOODALAPALYA BRACNH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC JTSC0000003

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Janatha Seva Cooperative Bank Ltd – MOODALAPALYA BRACNH, ensure your bank's portal accepts IFSC JTSC0000003 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Janatha Seva Cooperative Bank Ltd – MOODALAPALYA BRACNH, use IMPS. With IFSC JTSC0000003 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC JTSC0000003 for Janatha Seva Cooperative Bank Ltd – MOODALAPALYA BRACNH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Moodalapalya Bracnh branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Janatha Seva Cooperative Bank Ltd's MOODALAPALYA BRACNH branch, the IFSC JTSC0000003 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Moodalapalya Bracnh branch

Once you have an account at Janatha Seva Cooperative Bank Ltd – MOODALAPALYA BRACNH, the IFSC JTSC0000003 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Moodalapalya Bracnh branch can access most of Janatha Seva Cooperative Bank Ltd's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC JTSC0000003

Online banking and IFSC JTSC0000003

Janatha Seva Cooperative Bank Ltd customers can register for net banking and the bank's official mobile app once their account at the MOODALAPALYA BRACNH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC JTSC0000003 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The Moodalapalya Bracnh branch sits at NO167,NAGARABHAVI MAIN ROAD,MADHURANAGARA,MOODALAPALY A,BENGALURU-560072. If you are travelling from outside Bengaluru, search for the branch on a maps application using the bank name and locality, or call 23110019 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC JTSC0000003 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Janatha Seva Cooperative Bank Ltd – MOODALAPALYA BRACNH:

• The IFSC is exactly JTSC0000003 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Janatha Seva Cooperative Bank Ltd as the bank name and MOODALAPALYA BRACNH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Moodalapalya Bracnh branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC JTSC0000003, however, work 24x7.

Verifying IFSC JTSC0000003 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm JTSC0000003 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 23110019.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Final notes

To recap: JTSC0000003 is the IFSC code of Janatha Seva Cooperative Bank Ltd, MOODALAPALYA BRACNH branch, in BENGALURU, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.