IFSC Code of Janata Sahakari Bank Limited Pune, Sinhagad Road Branch, Maharashtra

This page lists the IFSC code, branch address, contact number and fund-transfer information for Janata Sahakari Bank Limited Pune, SINHAGAD ROAD branch in PUNE. The 11-digit IFSC JSBP0000037 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Janata Sahakari Bank Limited Pune at the SINHAGAD ROAD location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, JSBP0000037 is the IFSC of Janata Sahakari Bank Limited Pune's SINHAGAD ROAD branch. The format is fixed: JSBP = bank code, 0 = reserved, 000037 = branch identifier.

Branch details at a glance

About Janata Sahakari Bank Limited Pune

Janata Sahakari Bank Limited Pune operates a wide network of branches across India, including the Sinhagad Road branch in Pune. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, JSBP0000037.

About the Sinhagad Road branch

The Sinhagad Road branch of Janata Sahakari Bank Limited Pune is situated at S.NO. 26/20/1A, HINGANE KHURD, NEAR JOSHI WADEWALE,SINHAGAD ROAD, PUNE - 411 051.,E-MAIL SINHAGADROAD AT JANATABANKPUNE.COM. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code JSBP0000037 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Janata Sahakari Bank Limited Pune's SINHAGAD ROAD branch came to be assigned the code JSBP0000037.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC JSBP0000037, money simply cannot be routed to the SINHAGAD ROAD branch electronically.

How to transfer money using IFSC JSBP0000037

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC JSBP0000037 across all three.

How to use IFSC JSBP0000037 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Janata Sahakari Bank Limited Pune's SINHAGAD ROAD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC JSBP0000037.
4. Confirm the bank name auto-populates as Janata Sahakari Bank Limited Pune and the branch as SINHAGAD ROAD.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC JSBP0000037

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Janata Sahakari Bank Limited Pune – SINHAGAD ROAD, ensure your bank's portal accepts IFSC JSBP0000037 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Janata Sahakari Bank Limited Pune – SINHAGAD ROAD, use IMPS. With IFSC JSBP0000037 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC JSBP0000037 for Janata Sahakari Bank Limited Pune – SINHAGAD ROAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Sinhagad Road branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC JSBP0000037

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Janata Sahakari Bank Limited Pune – SINHAGAD ROAD is still mapped to IFSC JSBP0000037. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC JSBP0000037 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Sinhagad Road branch is mapped to IFSC JSBP0000037 on the RBI payments network. The branch generally supports the full retail product catalogue of Janata Sahakari Bank Limited Pune, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains JSBP0000037.

Banking services available

The Sinhagad Road branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 20-24352053.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC JSBP0000037

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Janata Sahakari Bank Limited Pune carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC JSBP0000037 and the account number together uniquely identify the Sinhagad Road branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC JSBP0000037

Janata Sahakari Bank Limited Pune customers can register for net banking and the bank's official mobile app once their account at the SINHAGAD ROAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC JSBP0000037 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC JSBP0000037

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Janata Sahakari Bank Limited Pune – SINHAGAD ROAD, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: JSBP0000037.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Sinhagad Road branch

The branch is located at S.NO. 26/20/1A, HINGANE KHURD, NEAR JOSHI WADEWALE,SINHAGAD ROAD, PUNE - 411 051.,E-MAIL SINHAGADROAD AT JANATABANKPUNE.COM, which puts it inside Pune, the broader Pune district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Janata Sahakari Bank Limited Pune Sinhagad Road branch” — the verified location pin for IFSC JSBP0000037 should appear at the top of the results.
2. Confirm the branch is open by calling 20-24352053 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC JSBP0000037 and your account number.

Verifying IFSC JSBP0000037 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm JSBP0000037 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 20-24352053.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Sinhagad Road are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to JSBP0000037 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code JSBP0000037 belongs to Janata Sahakari Bank Limited Pune's SINHAGAD ROAD branch, located at S.NO. 26/20/1A, HINGANE KHURD, NEAR JOSHI WADEWALE,SINHAGAD ROAD, PUNE - 411… in PUNE, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.