IFSC Code of Janata Sahakari Bank Limited Pune, Shivaji Nagar,Pune Branch, Maharashtra

Use this page as a one-stop reference for everything related to Janata Sahakari Bank Limited Pune's SHIVAJI NAGAR,PUNE branch in PUNE, MAHARASHTRA. The branch's IFSC code JSBP0000002 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Janata Sahakari Bank Limited Pune – SHIVAJI NAGAR,PUNE is JSBP0000002. The first four letters JSBP are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000002 map to this branch in PUNE, MAHARASHTRA.

Bank profile

Janata Sahakari Bank Limited Pune is among the recognised banks listed on the Reserve Bank of India's payments network. The Shivaji Nagar,Pune branch — IFSC JSBP0000002 — extends the bank's services to customers in and around Pune, Maharashtra.

Branch details at a glance

Shivaji Nagar,Pune branch overview

Located at PLOT NO.9, S.NO 1204/9, GHOLE ROAD, NEAR MAHATMA PHULE MUSEUM, SHIVAJINAGAR, PUNE - 411005., the Shivaji Nagar,Pune branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC JSBP0000002 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Janata Sahakari Bank Limited Pune's SHIVAJI NAGAR,PUNE branch came to be assigned the code JSBP0000002.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC JSBP0000002, money simply cannot be routed to the SHIVAJI NAGAR,PUNE branch electronically.

Products and account variants supported

Every account opened at the Shivaji Nagar,Pune branch is mapped to IFSC JSBP0000002 on the RBI payments network. The branch generally supports the full retail product catalogue of Janata Sahakari Bank Limited Pune, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains JSBP0000002.

Products and services

Customers walking into the Shivaji Nagar,Pune branch can access most of Janata Sahakari Bank Limited Pune's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC JSBP0000002

How to transfer money using IFSC JSBP0000002

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC JSBP0000002 across all three.

NEFT to Janata Sahakari Bank Limited Pune, SHIVAJI NAGAR,PUNE using IFSC JSBP0000002

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC JSBP0000002, and confirm that the system picks up Janata Sahakari Bank Limited Pune – SHIVAJI NAGAR,PUNE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC JSBP0000002

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Janata Sahakari Bank Limited Pune – SHIVAJI NAGAR,PUNE, ensure your bank's portal accepts IFSC JSBP0000002 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Janata Sahakari Bank Limited Pune SHIVAJI NAGAR,PUNE (IFSC JSBP0000002)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC JSBP0000002 in your mobile or internet banking app, and the money is credited to the SHIVAJI NAGAR,PUNE branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC JSBP0000002 for Janata Sahakari Bank Limited Pune – SHIVAJI NAGAR,PUNE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Shivaji Nagar,Pune branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC JSBP0000002

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Janata Sahakari Bank Limited Pune – SHIVAJI NAGAR,PUNE is still mapped to IFSC JSBP0000002. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC JSBP0000002 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Shivaji Nagar,Pune branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC JSBP0000002 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Shivaji Nagar,Pune branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC JSBP0000002 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Janata Sahakari Bank Limited Pune – SHIVAJI NAGAR,PUNE:

• The IFSC is exactly JSBP0000002 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Janata Sahakari Bank Limited Pune as the bank name and SHIVAJI NAGAR,PUNE as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Shivaji Nagar,Pune branch

The branch is located at PLOT NO.9, S.NO 1204/9, GHOLE ROAD, NEAR MAHATMA PHULE MUSEUM, SHIVAJINAGAR, PUNE - 411005., which puts it inside Pune, the broader Pune district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Janata Sahakari Bank Limited Pune Shivaji Nagar,Pune branch” — the verified location pin for IFSC JSBP0000002 should appear at the top of the results.
2. Confirm the branch is open by calling 20-25535532 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC JSBP0000002 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC JSBP0000002 for Janata Sahakari Bank Limited Pune – SHIVAJI NAGAR,PUNE, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Shivaji Nagar,Pune branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC JSBP0000002, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code JSBP0000002 belongs to Janata Sahakari Bank Limited Pune's SHIVAJI NAGAR,PUNE branch, located at PLOT NO.9, S.NO 1204/9, GHOLE ROAD, NEAR MAHATMA PHULE MUSEUM, SHIVAJINAGAR,… in PUNE, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.