IFSC Code of Janata Sahakari Bank Limited Pune, Sahakar Nagar Branch, Maharashtra

If you are searching for the IFSC code of Janata Sahakari Bank Limited Pune, SAHAKAR NAGAR branch in PUNE, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is JSBP0000036. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SAHAKAR NAGAR branch, and detailed step-by-step guides for using the IFSC JSBP0000036 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Janata Sahakari Bank Limited Pune – SAHAKAR NAGAR is JSBP0000036. The first four letters JSBP are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000036 map to this branch in PUNE, MAHARASHTRA.

About the bank

Janata Sahakari Bank Limited Pune serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sahakar Nagar branch in Pune, Maharashtra is part of this network and uses the IFSC code JSBP0000036 for all electronic settlement.

Branch details at a glance

About this branch

The branch is located at PLOT NO. 66, MADHUMALTI,DASHBHUJA GANAPATI ROAD,TULASHIBAGWALE COLONY,SAHAKAR NAGAR, PUNE - 411009.,E-MAIL SAHAKARNAGAR AT JANATABANKPUNE.COM. It serves the Pune region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Janata Sahakari Bank Limited Pune. The IFSC JSBP0000036 is used to identify this branch on the RBI payments network.

Why every Janata Sahakari Bank Limited Pune branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SAHAKAR NAGAR of Janata Sahakari Bank Limited Pune — its own 11-character IFSC. The code JSBP0000036 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC JSBP0000036 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Sahakar Nagar branch

Once you have an account at Janata Sahakari Bank Limited Pune – SAHAKAR NAGAR, the IFSC JSBP0000036 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Sahakar Nagar branch can access most of Janata Sahakari Bank Limited Pune's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC JSBP0000036

How to transfer money using IFSC JSBP0000036

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC JSBP0000036 across all three.

NEFT to Janata Sahakari Bank Limited Pune, SAHAKAR NAGAR using IFSC JSBP0000036

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC JSBP0000036, and confirm that the system picks up Janata Sahakari Bank Limited Pune – SAHAKAR NAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC JSBP0000036

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Janata Sahakari Bank Limited Pune – SAHAKAR NAGAR, ensure your bank's portal accepts IFSC JSBP0000036 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Janata Sahakari Bank Limited Pune SAHAKAR NAGAR (IFSC JSBP0000036)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC JSBP0000036 in your mobile or internet banking app, and the money is credited to the SAHAKAR NAGAR branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC JSBP0000036 for Janata Sahakari Bank Limited Pune – SAHAKAR NAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Sahakar Nagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC JSBP0000036

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Janata Sahakari Bank Limited Pune – SAHAKAR NAGAR is still mapped to IFSC JSBP0000036. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC JSBP0000036 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Sahakar Nagar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC JSBP0000036 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Sahakar Nagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC JSBP0000036 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Janata Sahakari Bank Limited Pune – SAHAKAR NAGAR:

• The IFSC is exactly JSBP0000036 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Janata Sahakari Bank Limited Pune as the bank name and SAHAKAR NAGAR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Sahakar Nagar branch sits at PLOT NO. 66, MADHUMALTI,DASHBHUJA GANAPATI ROAD,TULASHIBAGWALE COLONY,SAHAKAR NAGAR, PUNE - 411009.,E-MAIL SAHAKARNAGAR AT JANATABANKPUNE.COM. If you are travelling from outside Pune, search for the branch on a maps application using the bank name and locality, or call 20-24224514 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC JSBP0000036 and your account number.

Verifying IFSC JSBP0000036 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm JSBP0000036 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 20-24224514.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Sahakar Nagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to JSBP0000036 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: JSBP0000036 is the IFSC code of Janata Sahakari Bank Limited Pune, SAHAKAR NAGAR branch, in PUNE, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.