IFSC Code of Janata Sahakari Bank Limited Pune, F.C.Road Branch, Maharashtra

Below are the complete branch details for Janata Sahakari Bank Limited Pune, F.C.ROAD branch, located in PUNE, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is JSBP0000008. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case JSBP0000008 for Janata Sahakari Bank Limited Pune – F.C.ROAD — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Janata Sahakari Bank Limited Pune – F.C.ROAD is JSBP0000008. The first four letters JSBP are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000008 map to this branch in PUNE, MAHARASHTRA.

Branch details at a glance

Bank profile

Janata Sahakari Bank Limited Pune is among the recognised banks listed on the Reserve Bank of India's payments network. The F.C.Road branch — IFSC JSBP0000008 — extends the bank's services to customers in and around Pune, Maharashtra.

About this branch

The branch is located at 925-A, BHAMBURDA, UNIQUE CHAMBERS,SHIVAJI NAGAR, PUNE - 411005.,E-MAIL FERGUSSONCOLLEGE AT JANATABANKPUNE.COM. It serves the Pune region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Janata Sahakari Bank Limited Pune. The IFSC JSBP0000008 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Janata Sahakari Bank Limited Pune's F.C.ROAD branch came to be assigned the code JSBP0000008.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC JSBP0000008, money simply cannot be routed to the F.C.ROAD branch electronically.

How to transfer money using IFSC JSBP0000008

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC JSBP0000008 across all three.

How to use IFSC JSBP0000008 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Janata Sahakari Bank Limited Pune's F.C.ROAD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC JSBP0000008.
4. Confirm the bank name auto-populates as Janata Sahakari Bank Limited Pune and the branch as F.C.ROAD.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC JSBP0000008

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Janata Sahakari Bank Limited Pune – F.C.ROAD, ensure your bank's portal accepts IFSC JSBP0000008 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Janata Sahakari Bank Limited Pune F.C.ROAD (IFSC JSBP0000008)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC JSBP0000008 in your mobile or internet banking app, and the money is credited to the F.C.ROAD branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to F.C.Road

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC JSBP0000008:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at F.C.ROAD is still linked to IFSC JSBP0000008.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Janata Sahakari Bank Limited Pune's F.C.ROAD branch, the IFSC JSBP0000008 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the F.C.Road branch is mapped to IFSC JSBP0000008 on the RBI payments network. The branch generally supports the full retail product catalogue of Janata Sahakari Bank Limited Pune, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains JSBP0000008.

Products and services

Customers walking into the F.C.Road branch can access most of Janata Sahakari Bank Limited Pune's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC JSBP0000008

MICR & cheque-truncation details

Cheques drawn on the F.C.Road branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC JSBP0000008 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the F.C.Road branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC JSBP0000008 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Janata Sahakari Bank Limited Pune – F.C.ROAD:

• The IFSC is exactly JSBP0000008 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Janata Sahakari Bank Limited Pune as the bank name and F.C.ROAD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The F.C.Road branch sits at 925-A, BHAMBURDA, UNIQUE CHAMBERS,SHIVAJI NAGAR, PUNE - 411005.,E-MAIL FERGUSSONCOLLEGE AT JANATABANKPUNE.COM. If you are travelling from outside Pune, search for the branch on a maps application using the bank name and locality, or call 20-25652409 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC JSBP0000008 and your account number.

Verifying IFSC JSBP0000008 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm JSBP0000008 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 20-25652409.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at F.C.Road are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to JSBP0000008 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code JSBP0000008 belongs to Janata Sahakari Bank Limited Pune's F.C.ROAD branch, located at 925-A, BHAMBURDA, UNIQUE CHAMBERS,SHIVAJI NAGAR, PUNE - 411005.,E-MAIL … in PUNE, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.