IFSC Code of Janata Sahakari Bank Limited Pune, Gandhi Nagar Branch, Maharashtra

Below are the complete branch details for Janata Sahakari Bank Limited Pune, GANDHI NAGAR branch, located in KOLHAPUR, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is JSBP0000052. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case JSBP0000052 for Janata Sahakari Bank Limited Pune – GANDHI NAGAR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Janata Sahakari Bank Limited Pune's GANDHI NAGAR branch, the IFSC JSBP0000052 breaks down as follows: JSBP identifies the bank, 0 is the reserved character, and 000052 identifies this particular branch.

About the bank

Janata Sahakari Bank Limited Pune serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Gandhi Nagar branch in Kolhapur, Maharashtra is part of this network and uses the IFSC code JSBP0000052 for all electronic settlement.

Branch details at a glance

About the Gandhi Nagar branch

The Gandhi Nagar branch of Janata Sahakari Bank Limited Pune is situated at HOUSE NO. 142/6/8, GALA NO. A/4, GANDHI NAGAR GRAMPANCHAYAT, TAL. KARVIR, DIST. KOLHAPUR-416005. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code JSBP0000052 is used.

Why every Janata Sahakari Bank Limited Pune branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including GANDHI NAGAR of Janata Sahakari Bank Limited Pune — its own 11-character IFSC. The code JSBP0000052 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC JSBP0000052 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Gandhi Nagar branch is mapped to IFSC JSBP0000052 on the RBI payments network. The branch generally supports the full retail product catalogue of Janata Sahakari Bank Limited Pune, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains JSBP0000052.

Banking services available

The Gandhi Nagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 231-2611599.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC JSBP0000052

How to transfer money using IFSC JSBP0000052

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC JSBP0000052 across all three.

NEFT to Janata Sahakari Bank Limited Pune, GANDHI NAGAR using IFSC JSBP0000052

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC JSBP0000052, and confirm that the system picks up Janata Sahakari Bank Limited Pune – GANDHI NAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to GANDHI NAGAR

If you need to transfer ₹2 lakh or more in one go to an account at Janata Sahakari Bank Limited Pune's GANDHI NAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC JSBP0000052 while initiating the transfer and the credit will appear within minutes.

IMPS to Janata Sahakari Bank Limited Pune GANDHI NAGAR (IFSC JSBP0000052)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC JSBP0000052 in your mobile or internet banking app, and the money is credited to the GANDHI NAGAR branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC JSBP0000052 for Janata Sahakari Bank Limited Pune – GANDHI NAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Gandhi Nagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC JSBP0000052

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Janata Sahakari Bank Limited Pune – GANDHI NAGAR is still mapped to IFSC JSBP0000052. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC JSBP0000052 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Gandhi Nagar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC JSBP0000052 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Gandhi Nagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC JSBP0000052 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Janata Sahakari Bank Limited Pune – GANDHI NAGAR:

• The IFSC is exactly JSBP0000052 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Janata Sahakari Bank Limited Pune as the bank name and GANDHI NAGAR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Gandhi Nagar branch sits at HOUSE NO. 142/6/8, GALA NO. A/4, GANDHI NAGAR GRAMPANCHAYAT, TAL. KARVIR, DIST. KOLHAPUR-416005. If you are travelling from outside Kolhapur, search for the branch on a maps application using the bank name and locality, or call 231-2611599 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC JSBP0000052 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC JSBP0000052 for Janata Sahakari Bank Limited Pune – GANDHI NAGAR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Gandhi Nagar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC JSBP0000052, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: JSBP0000052 is the IFSC code of Janata Sahakari Bank Limited Pune, GANDHI NAGAR branch, in KOLHAPUR, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.