IFSC Code of Janata Sahakari Bank Limited Pune, Khedbramha Branch, Gujarat

This page lists the IFSC code, branch address, contact number and fund-transfer information for Janata Sahakari Bank Limited Pune, KHEDBRAMHA branch in KHEDBRAMHA. The 11-digit IFSC JSBP0000039 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Janata Sahakari Bank Limited Pune at the KHEDBRAMHA location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, JSBP0000039 is the IFSC of Janata Sahakari Bank Limited Pune's KHEDBRAMHA branch. The format is fixed: JSBP = bank code, 0 = reserved, 000039 = branch identifier.

Bank profile

Janata Sahakari Bank Limited Pune is among the recognised banks listed on the Reserve Bank of India's payments network. The Khedbramha branch — IFSC JSBP0000039 — extends the bank's services to customers in and around Khedbramha, Gujarat.

About this branch

The branch is located at CTS NO.3694/5,NAGAR PALIKA PROPERTY NO.8/3/116, AT POST KHEDBRAHMA ,SARDAR PATEL CHOWK, TAL.KHEDBRAHMA DIST.SABARKANTHA,GUJARAT PIN 383255.. It serves the Khedbramha region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Janata Sahakari Bank Limited Pune. The IFSC JSBP0000039 is used to identify this branch on the RBI payments network.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Janata Sahakari Bank Limited Pune's KHEDBRAMHA branch came to be assigned the code JSBP0000039.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC JSBP0000039, money simply cannot be routed to the KHEDBRAMHA branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Janata Sahakari Bank Limited Pune carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC JSBP0000039 and the account number together uniquely identify the Khedbramha branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC JSBP0000039

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC JSBP0000039 across all three.

NEFT to Janata Sahakari Bank Limited Pune, KHEDBRAMHA using IFSC JSBP0000039

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC JSBP0000039, and confirm that the system picks up Janata Sahakari Bank Limited Pune – KHEDBRAMHA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to KHEDBRAMHA

If you need to transfer ₹2 lakh or more in one go to an account at Janata Sahakari Bank Limited Pune's KHEDBRAMHA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC JSBP0000039 while initiating the transfer and the credit will appear within minutes.

IMPS to Janata Sahakari Bank Limited Pune KHEDBRAMHA (IFSC JSBP0000039)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC JSBP0000039 in your mobile or internet banking app, and the money is credited to the KHEDBRAMHA branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC JSBP0000039 for Janata Sahakari Bank Limited Pune – KHEDBRAMHA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Khedbramha branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Janata Sahakari Bank Limited Pune's KHEDBRAMHA branch, the IFSC JSBP0000039 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Khedbramha branch is mapped to IFSC JSBP0000039 on the RBI payments network. The branch generally supports the full retail product catalogue of Janata Sahakari Bank Limited Pune, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains JSBP0000039.

Products and services

Customers walking into the Khedbramha branch can access most of Janata Sahakari Bank Limited Pune's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC JSBP0000039

Digital banking channels

Most day-to-day work that customers used to do at the Khedbramha branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC JSBP0000039 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Reaching the branch

The Khedbramha branch sits at CTS NO.3694/5,NAGAR PALIKA PROPERTY NO.8/3/116, AT POST KHEDBRAHMA ,SARDAR PATEL CHOWK, TAL.KHEDBRAHMA DIST.SABARKANTHA,GUJARAT PIN 383255.. If you are travelling from outside Khedbramha, search for the branch on a maps application using the bank name and locality, or call 2775-220022 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC JSBP0000039 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Janata Sahakari Bank Limited Pune – KHEDBRAMHA:

• The IFSC is exactly JSBP0000039 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Janata Sahakari Bank Limited Pune as the bank name and KHEDBRAMHA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Khedbramha are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to JSBP0000039 continue to work without interruption.

Verifying IFSC JSBP0000039 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm JSBP0000039 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 2775-220022.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code JSBP0000039 belongs to Janata Sahakari Bank Limited Pune's KHEDBRAMHA branch, located at CTS NO.3694/5,NAGAR PALIKA PROPERTY NO.8/3/116, AT POST KHEDBRAHMA ,SARDAR… in KHEDBRAMHA, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.