IFSC Code of Janata Sahakari Bank Limited Pune, Junnar Branch, Maharashtra

If you are searching for the IFSC code of Janata Sahakari Bank Limited Pune, JUNNAR branch in JUNNAR, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is JSBP0000012. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the JUNNAR branch, and detailed step-by-step guides for using the IFSC JSBP0000012 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Janata Sahakari Bank Limited Pune – JUNNAR is JSBP0000012. The first four letters JSBP are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000012 map to this branch in JUNNAR, MAHARASHTRA.

Branch details at a glance

About the bank

Janata Sahakari Bank Limited Pune serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Junnar branch in Junnar, Maharashtra is part of this network and uses the IFSC code JSBP0000012 for all electronic settlement.

About this branch

The branch is located at SR.NO.5203,GUNJAL COMMERCIAL COMPLEX, BODKENAGAR, BEHIND NEW S.T.STAND,JUNNAR, DIST-PUNE.410502.. It serves the Junnar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Janata Sahakari Bank Limited Pune. The IFSC JSBP0000012 is used to identify this branch on the RBI payments network.

Why every Janata Sahakari Bank Limited Pune branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including JUNNAR of Janata Sahakari Bank Limited Pune — its own 11-character IFSC. The code JSBP0000012 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC JSBP0000012 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC JSBP0000012

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC JSBP0000012 across all three.

How to use IFSC JSBP0000012 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Janata Sahakari Bank Limited Pune's JUNNAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC JSBP0000012.
4. Confirm the bank name auto-populates as Janata Sahakari Bank Limited Pune and the branch as JUNNAR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to JUNNAR

If you need to transfer ₹2 lakh or more in one go to an account at Janata Sahakari Bank Limited Pune's JUNNAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC JSBP0000012 while initiating the transfer and the credit will appear within minutes.

IMPS to Janata Sahakari Bank Limited Pune JUNNAR (IFSC JSBP0000012)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC JSBP0000012 in your mobile or internet banking app, and the money is credited to the JUNNAR branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC JSBP0000012 for Janata Sahakari Bank Limited Pune – JUNNAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Junnar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC JSBP0000012

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Janata Sahakari Bank Limited Pune – JUNNAR is still mapped to IFSC JSBP0000012. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC JSBP0000012 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Junnar branch is mapped to IFSC JSBP0000012 on the RBI payments network. The branch generally supports the full retail product catalogue of Janata Sahakari Bank Limited Pune, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains JSBP0000012.

Banking services available

The Junnar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 2132-222086.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC JSBP0000012

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Janata Sahakari Bank Limited Pune carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC JSBP0000012 and the account number together uniquely identify the Junnar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC JSBP0000012

Janata Sahakari Bank Limited Pune customers can register for net banking and the bank's official mobile app once their account at the JUNNAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC JSBP0000012 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Janata Sahakari Bank Limited Pune – JUNNAR:

• The IFSC is exactly JSBP0000012 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Janata Sahakari Bank Limited Pune as the bank name and JUNNAR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Junnar branch sits at SR.NO.5203,GUNJAL COMMERCIAL COMPLEX, BODKENAGAR, BEHIND NEW S.T.STAND,JUNNAR, DIST-PUNE.410502.. If you are travelling from outside Junnar, search for the branch on a maps application using the bank name and locality, or call 2132-222086 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC JSBP0000012 and your account number.

Verifying IFSC JSBP0000012 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm JSBP0000012 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 2132-222086.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Junnar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to JSBP0000012 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code JSBP0000012 belongs to Janata Sahakari Bank Limited Pune's JUNNAR branch, located at SR.NO.5203,GUNJAL COMMERCIAL COMPLEX, BODKENAGAR, BEHIND NEW S.T.STAND,JUNNAR,… in JUNNAR, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.