IFSC Code of Janata Sahakari Bank Limited Pune, Ghatkopar , East Branch, Maharashtra

If you are searching for the IFSC code of Janata Sahakari Bank Limited Pune, GHATKOPAR , EAST branch in GHATKOPAR, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is JSBP0000042. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the GHATKOPAR , EAST branch, and detailed step-by-step guides for using the IFSC JSBP0000042 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Janata Sahakari Bank Limited Pune – GHATKOPAR , EAST is JSBP0000042. The first four letters JSBP are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000042 map to this branch in GHATKOPAR, MAHARASHTRA.

About Janata Sahakari Bank Limited Pune

Janata Sahakari Bank Limited Pune operates a wide network of branches across India, including the Ghatkopar , East branch in Ghatkopar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, JSBP0000042.

About the Ghatkopar , East branch

The Ghatkopar , East branch of Janata Sahakari Bank Limited Pune is situated at SHOP NO.6,BLDG NO 1,NALANDA SRA CHSL,RAIGAD CHOWK,JAWAHAR ROAD,GHATKOPAR,MUMABAI 400077. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code JSBP0000042 is used.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Janata Sahakari Bank Limited Pune's GHATKOPAR , EAST branch came to be assigned the code JSBP0000042.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC JSBP0000042, money simply cannot be routed to the GHATKOPAR , EAST branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Janata Sahakari Bank Limited Pune carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC JSBP0000042 and the account number together uniquely identify the Ghatkopar , East branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC JSBP0000042

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC JSBP0000042 across all three.

NEFT to Janata Sahakari Bank Limited Pune, GHATKOPAR , EAST using IFSC JSBP0000042

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC JSBP0000042, and confirm that the system picks up Janata Sahakari Bank Limited Pune – GHATKOPAR , EAST. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to GHATKOPAR , EAST

If you need to transfer ₹2 lakh or more in one go to an account at Janata Sahakari Bank Limited Pune's GHATKOPAR , EAST branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC JSBP0000042 while initiating the transfer and the credit will appear within minutes.

IMPS to Janata Sahakari Bank Limited Pune GHATKOPAR , EAST (IFSC JSBP0000042)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC JSBP0000042 in your mobile or internet banking app, and the money is credited to the GHATKOPAR , EAST branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC JSBP0000042 for Janata Sahakari Bank Limited Pune – GHATKOPAR , EAST, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Ghatkopar , East branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Janata Sahakari Bank Limited Pune's GHATKOPAR , EAST branch, the IFSC JSBP0000042 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Ghatkopar , East branch is mapped to IFSC JSBP0000042 on the RBI payments network. The branch generally supports the full retail product catalogue of Janata Sahakari Bank Limited Pune, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains JSBP0000042.

Banking services available

The Ghatkopar , East branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-25086248.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC JSBP0000042

Digital banking channels

Most day-to-day work that customers used to do at the Ghatkopar , East branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC JSBP0000042 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Reaching the branch

The Ghatkopar , East branch sits at SHOP NO.6,BLDG NO 1,NALANDA SRA CHSL,RAIGAD CHOWK,JAWAHAR ROAD,GHATKOPAR,MUMABAI 400077. If you are travelling from outside Ghatkopar, search for the branch on a maps application using the bank name and locality, or call 22-25086248 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC JSBP0000042 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Janata Sahakari Bank Limited Pune – GHATKOPAR , EAST:

• The IFSC is exactly JSBP0000042 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Janata Sahakari Bank Limited Pune as the bank name and GHATKOPAR , EAST as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ghatkopar , East branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC JSBP0000042, however, work 24x7.

Verifying IFSC JSBP0000042 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm JSBP0000042 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 22-25086248.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code JSBP0000042 belongs to Janata Sahakari Bank Limited Pune's GHATKOPAR , EAST branch, located at SHOP NO.6,BLDG NO 1,NALANDA SRA CHSL,RAIGAD CHOWK,JAWAHAR… in GHATKOPAR, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.