IFSC Code of Janaseva Sahakari Bank Limited, Shikrapur Branch, Maharashtra

Below are the complete branch details for Janaseva Sahakari Bank Limited, SHIKRAPUR branch, located in SHIKRAPUR, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is JANA0000008. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case JANA0000008 for Janaseva Sahakari Bank Limited – SHIKRAPUR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Janaseva Sahakari Bank Limited's SHIKRAPUR branch, the IFSC JANA0000008 breaks down as follows: JANA identifies the bank, 0 is the reserved character, and 000008 identifies this particular branch.

Branch details at a glance

Bank profile

Janaseva Sahakari Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Shikrapur branch — IFSC JANA0000008 — extends the bank's services to customers in and around Shikrapur, Maharashtra.

About the Shikrapur branch

The Shikrapur branch of Janaseva Sahakari Bank Limited is situated at OPPOSITE S. T. STAND, SHIKRAPUR, TALUKA - SHIRUR 412208. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code JANA0000008 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Janaseva Sahakari Bank Limited's SHIKRAPUR branch came to be assigned the code JANA0000008.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC JANA0000008, money simply cannot be routed to the SHIKRAPUR branch electronically.

How to transfer money using IFSC JANA0000008

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC JANA0000008 across all three.

NEFT to Janaseva Sahakari Bank Limited, SHIKRAPUR using IFSC JANA0000008

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC JANA0000008, and confirm that the system picks up Janaseva Sahakari Bank Limited – SHIKRAPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to SHIKRAPUR

If you need to transfer ₹2 lakh or more in one go to an account at Janaseva Sahakari Bank Limited's SHIKRAPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC JANA0000008 while initiating the transfer and the credit will appear within minutes.

IMPS to Janaseva Sahakari Bank Limited SHIKRAPUR (IFSC JANA0000008)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC JANA0000008 in your mobile or internet banking app, and the money is credited to the SHIKRAPUR branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Shikrapur

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC JANA0000008:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SHIKRAPUR is still linked to IFSC JANA0000008.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC JANA0000008

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Janaseva Sahakari Bank Limited – SHIKRAPUR is still mapped to IFSC JANA0000008. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC JANA0000008 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Shikrapur branch is mapped to IFSC JANA0000008 on the RBI payments network. The branch generally supports the full retail product catalogue of Janaseva Sahakari Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains JANA0000008.

Products and services

Customers walking into the Shikrapur branch can access most of Janaseva Sahakari Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC JANA0000008

MICR & cheque-truncation details

Cheques drawn on the Shikrapur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC JANA0000008 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC JANA0000008

Janaseva Sahakari Bank Limited customers can register for net banking and the bank's official mobile app once their account at the SHIKRAPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC JANA0000008 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Janaseva Sahakari Bank Limited – SHIKRAPUR:

• The IFSC is exactly JANA0000008 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Janaseva Sahakari Bank Limited as the bank name and SHIKRAPUR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Shikrapur branch sits at OPPOSITE S. T. STAND, SHIKRAPUR, TALUKA - SHIRUR 412208. If you are travelling from outside Shikrapur, search for the branch on a maps application using the bank name and locality, or call 2137-272311 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC JANA0000008 and your account number.

Verifying IFSC JANA0000008 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm JANA0000008 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 2137-272311.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Shikrapur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC JANA0000008, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code JANA0000008 belongs to Janaseva Sahakari Bank Limited's SHIKRAPUR branch, located at OPPOSITE S. T. STAND, SHIKRAPUR, TALUKA - SHIRUR 412208 in SHIKRAPUR, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.