IFSC Code of Janaseva Sahakari Bank Limited, Ramwadi Branch, Maharashtra

This page lists the IFSC code, branch address, contact number and fund-transfer information for Janaseva Sahakari Bank Limited, RAMWADI branch in PUNE. The 11-digit IFSC JANA0000006 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Janaseva Sahakari Bank Limited at the RAMWADI location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Janaseva Sahakari Bank Limited – RAMWADI is JANA0000006. The first four letters JANA are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000006 map to this branch in PUNE, MAHARASHTRA.

About the bank

Janaseva Sahakari Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Ramwadi branch in Pune, Maharashtra is part of this network and uses the IFSC code JANA0000006 for all electronic settlement.

Branch details at a glance

About this branch

The branch is located at DIPAK PARK HOUSING SOCIETY, KALYANINAGAR, NAGAR ROAD, RAMWADI PUNE 411014. It serves the Pune region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Janaseva Sahakari Bank Limited. The IFSC JANA0000006 is used to identify this branch on the RBI payments network.

Why every Janaseva Sahakari Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including RAMWADI of Janaseva Sahakari Bank Limited — its own 11-character IFSC. The code JANA0000006 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC JANA0000006 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Ramwadi branch is mapped to IFSC JANA0000006 on the RBI payments network. The branch generally supports the full retail product catalogue of Janaseva Sahakari Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains JANA0000006.

Products and services

Customers walking into the Ramwadi branch can access most of Janaseva Sahakari Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC JANA0000006

How to transfer money using IFSC JANA0000006

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC JANA0000006 across all three.

NEFT to Janaseva Sahakari Bank Limited, RAMWADI using IFSC JANA0000006

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC JANA0000006, and confirm that the system picks up Janaseva Sahakari Bank Limited – RAMWADI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC JANA0000006

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Janaseva Sahakari Bank Limited – RAMWADI, ensure your bank's portal accepts IFSC JANA0000006 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Janaseva Sahakari Bank Limited RAMWADI (IFSC JANA0000006)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC JANA0000006 in your mobile or internet banking app, and the money is credited to the RAMWADI branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC JANA0000006 for Janaseva Sahakari Bank Limited – RAMWADI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Ramwadi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC JANA0000006

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Janaseva Sahakari Bank Limited – RAMWADI is still mapped to IFSC JANA0000006. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC JANA0000006 and the beneficiary's account number to complete the transfer.

Online banking and IFSC JANA0000006

Janaseva Sahakari Bank Limited customers can register for net banking and the bank's official mobile app once their account at the RAMWADI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC JANA0000006 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Ramwadi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC JANA0000006 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Janaseva Sahakari Bank Limited – RAMWADI:

• The IFSC is exactly JANA0000006 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Janaseva Sahakari Bank Limited as the bank name and RAMWADI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Ramwadi branch sits at DIPAK PARK HOUSING SOCIETY, KALYANINAGAR, NAGAR ROAD, RAMWADI PUNE 411014. If you are travelling from outside Pune, search for the branch on a maps application using the bank name and locality, or call 20-26680735 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC JANA0000006 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC JANA0000006 for Janaseva Sahakari Bank Limited – RAMWADI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Ramwadi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to JANA0000006 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: JANA0000006 is the IFSC code of Janaseva Sahakari Bank Limited, RAMWADI branch, in PUNE, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.