IFSC Code of Janaseva Sahakari Bank Limited, Manikbaug Branch, Maharashtra

This page lists the IFSC code, branch address, contact number and fund-transfer information for Janaseva Sahakari Bank Limited, MANIKBAUG branch in PUNE. The 11-digit IFSC JANA0000013 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Janaseva Sahakari Bank Limited at the MANIKBAUG location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Janaseva Sahakari Bank Limited's MANIKBAUG branch, the IFSC JANA0000013 breaks down as follows: JANA identifies the bank, 0 is the reserved character, and 000013 identifies this particular branch.

Bank profile

Janaseva Sahakari Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Manikbaug branch — IFSC JANA0000013 — extends the bank's services to customers in and around Pune, Maharashtra.

Branch details at a glance

Manikbaug branch overview

Located at BHAVVARSHA, ANAND NAGAR, SINHAGAD ROAD PUNE 411051, the Manikbaug branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC JANA0000013 is required for all interbank electronic transfers routed through this branch.

Why every Janaseva Sahakari Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MANIKBAUG of Janaseva Sahakari Bank Limited — its own 11-character IFSC. The code JANA0000013 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC JANA0000013 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Manikbaug branch is mapped to IFSC JANA0000013 on the RBI payments network. The branch generally supports the full retail product catalogue of Janaseva Sahakari Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains JANA0000013.

Products and services

Customers walking into the Manikbaug branch can access most of Janaseva Sahakari Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC JANA0000013

How to transfer money using IFSC JANA0000013

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC JANA0000013 across all three.

NEFT to Janaseva Sahakari Bank Limited, MANIKBAUG using IFSC JANA0000013

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC JANA0000013, and confirm that the system picks up Janaseva Sahakari Bank Limited – MANIKBAUG. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to MANIKBAUG

If you need to transfer ₹2 lakh or more in one go to an account at Janaseva Sahakari Bank Limited's MANIKBAUG branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC JANA0000013 while initiating the transfer and the credit will appear within minutes.

IMPS to Janaseva Sahakari Bank Limited MANIKBAUG (IFSC JANA0000013)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC JANA0000013 in your mobile or internet banking app, and the money is credited to the MANIKBAUG branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Manikbaug

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC JANA0000013:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at MANIKBAUG is still linked to IFSC JANA0000013.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Janaseva Sahakari Bank Limited's MANIKBAUG branch, the IFSC JANA0000013 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC JANA0000013

Janaseva Sahakari Bank Limited customers can register for net banking and the bank's official mobile app once their account at the MANIKBAUG branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC JANA0000013 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Manikbaug branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC JANA0000013 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC JANA0000013

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Janaseva Sahakari Bank Limited – MANIKBAUG, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: JANA0000013.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Manikbaug branch sits at BHAVVARSHA, ANAND NAGAR, SINHAGAD ROAD PUNE 411051. If you are travelling from outside Pune, search for the branch on a maps application using the bank name and locality, or call 20-24354608 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC JANA0000013 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC JANA0000013 for Janaseva Sahakari Bank Limited – MANIKBAUG, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Manikbaug branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC JANA0000013, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code JANA0000013 belongs to Janaseva Sahakari Bank Limited's MANIKBAUG branch, located at BHAVVARSHA, ANAND NAGAR, SINHAGAD ROAD PUNE 411051 in PUNE, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.