IFSC Code of Janaseva Sahakari Bank Limited, M.I.D.C. ,Bhosari Branch, Maharashtra

This page lists the IFSC code, branch address, contact number and fund-transfer information for Janaseva Sahakari Bank Limited, M.I.D.C. ,BHOSARI branch in PUNE. The 11-digit IFSC JANA0000017 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Janaseva Sahakari Bank Limited at the M.I.D.C. ,BHOSARI location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Janaseva Sahakari Bank Limited – M.I.D.C. ,BHOSARI is JANA0000017. The first four letters JANA are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000017 map to this branch in PUNE, MAHARASHTRA.

Bank profile

Janaseva Sahakari Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The M.I.D.C. ,Bhosari branch — IFSC JANA0000017 — extends the bank's services to customers in and around Pune, Maharashtra.

About the M.I.D.C. ,Bhosari branch

The M.I.D.C. ,Bhosari branch of Janaseva Sahakari Bank Limited is situated at 1,SUKHWANI PRIDE,SANT DNYANESHWAR NAGAR(MHADA), AJMERA-MASULAKAR COLONY ROAD,MORWADI,PIMPRI PUNE 411018. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code JANA0000017 is used.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Janaseva Sahakari Bank Limited's M.I.D.C. ,BHOSARI branch came to be assigned the code JANA0000017.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC JANA0000017, money simply cannot be routed to the M.I.D.C. ,BHOSARI branch electronically.

MICR & cheque-truncation details

Cheques drawn on the M.I.D.C. ,Bhosari branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC JANA0000017 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC JANA0000017

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC JANA0000017 across all three.

NEFT to Janaseva Sahakari Bank Limited, M.I.D.C. ,BHOSARI using IFSC JANA0000017

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC JANA0000017, and confirm that the system picks up Janaseva Sahakari Bank Limited – M.I.D.C. ,BHOSARI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC JANA0000017

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Janaseva Sahakari Bank Limited – M.I.D.C. ,BHOSARI, ensure your bank's portal accepts IFSC JANA0000017 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Janaseva Sahakari Bank Limited – M.I.D.C. ,BHOSARI, use IMPS. With IFSC JANA0000017 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC JANA0000017 for Janaseva Sahakari Bank Limited – M.I.D.C. ,BHOSARI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the M.I.D.C. ,Bhosari branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC JANA0000017

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Janaseva Sahakari Bank Limited – M.I.D.C. ,BHOSARI is still mapped to IFSC JANA0000017. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC JANA0000017 and the beneficiary's account number to complete the transfer.

Account types you can open at the M.I.D.C. ,Bhosari branch

Once you have an account at Janaseva Sahakari Bank Limited – M.I.D.C. ,BHOSARI, the IFSC JANA0000017 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the M.I.D.C. ,Bhosari branch can access most of Janaseva Sahakari Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC JANA0000017

Online banking and IFSC JANA0000017

Janaseva Sahakari Bank Limited customers can register for net banking and the bank's official mobile app once their account at the M.I.D.C. ,BHOSARI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC JANA0000017 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the M.I.D.C. ,Bhosari branch

The branch is located at 1,SUKHWANI PRIDE,SANT DNYANESHWAR NAGAR(MHADA), AJMERA-MASULAKAR COLONY ROAD,MORWADI,PIMPRI PUNE 411018, which puts it inside Pune, the broader Pune district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Janaseva Sahakari Bank Limited M.I.D.C. ,Bhosari branch” — the verified location pin for IFSC JANA0000017 should appear at the top of the results.
2. Confirm the branch is open by calling 20-27459144 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC JANA0000017 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Janaseva Sahakari Bank Limited – M.I.D.C. ,BHOSARI:

• The IFSC is exactly JANA0000017 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Janaseva Sahakari Bank Limited as the bank name and M.I.D.C. ,BHOSARI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at M.I.D.C. ,Bhosari are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to JANA0000017 continue to work without interruption.

Verifying IFSC JANA0000017 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm JANA0000017 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 20-27459144.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Final notes

To recap: JANA0000017 is the IFSC code of Janaseva Sahakari Bank Limited, M.I.D.C. ,BHOSARI branch, in PUNE, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.