IFSC Code of Janaseva Sahakari Bank Limited, Keshavnagar Mundhava Branch, Maharashtra

Use this page as a one-stop reference for everything related to Janaseva Sahakari Bank Limited's KESHAVNAGAR MUNDHAVA branch in PUNE, MAHARASHTRA. The branch's IFSC code JANA0000029 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Janaseva Sahakari Bank Limited – KESHAVNAGAR MUNDHAVA is JANA0000029. The first four letters JANA are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000029 map to this branch in PUNE, MAHARASHTRA.

Branch details at a glance

About Janaseva Sahakari Bank Limited

Janaseva Sahakari Bank Limited operates a wide network of branches across India, including the Keshavnagar Mundhava branch in Pune. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, JANA0000029.

Keshavnagar Mundhava branch overview

Located at 40 BY 2 SHIVSHAMBHO KRUPA HISSA NO.1 C BY 4,DHUDHANE VASHTI,KESHAV NAGAR MUDHAWA,PUNE 411036, the Keshavnagar Mundhava branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC JANA0000029 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Janaseva Sahakari Bank Limited's KESHAVNAGAR MUNDHAVA branch came to be assigned the code JANA0000029.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC JANA0000029, money simply cannot be routed to the KESHAVNAGAR MUNDHAVA branch electronically.

How to transfer money using IFSC JANA0000029

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC JANA0000029 across all three.

NEFT to Janaseva Sahakari Bank Limited, KESHAVNAGAR MUNDHAVA using IFSC JANA0000029

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC JANA0000029, and confirm that the system picks up Janaseva Sahakari Bank Limited – KESHAVNAGAR MUNDHAVA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC JANA0000029

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Janaseva Sahakari Bank Limited – KESHAVNAGAR MUNDHAVA, ensure your bank's portal accepts IFSC JANA0000029 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Janaseva Sahakari Bank Limited KESHAVNAGAR MUNDHAVA (IFSC JANA0000029)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC JANA0000029 in your mobile or internet banking app, and the money is credited to the KESHAVNAGAR MUNDHAVA branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Keshavnagar Mundhava

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC JANA0000029:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at KESHAVNAGAR MUNDHAVA is still linked to IFSC JANA0000029.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC JANA0000029

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Janaseva Sahakari Bank Limited – KESHAVNAGAR MUNDHAVA is still mapped to IFSC JANA0000029. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC JANA0000029 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Keshavnagar Mundhava branch is mapped to IFSC JANA0000029 on the RBI payments network. The branch generally supports the full retail product catalogue of Janaseva Sahakari Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains JANA0000029.

Products and services

Customers walking into the Keshavnagar Mundhava branch can access most of Janaseva Sahakari Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC JANA0000029

MICR & cheque-truncation details

Cheques drawn on the Keshavnagar Mundhava branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC JANA0000029 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC JANA0000029

Janaseva Sahakari Bank Limited customers can register for net banking and the bank's official mobile app once their account at the KESHAVNAGAR MUNDHAVA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC JANA0000029 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC JANA0000029

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Janaseva Sahakari Bank Limited – KESHAVNAGAR MUNDHAVA, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: JANA0000029.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Keshavnagar Mundhava branch

The branch is located at 40 BY 2 SHIVSHAMBHO KRUPA HISSA NO.1 C BY 4,DHUDHANE VASHTI,KESHAV NAGAR MUDHAWA,PUNE 411036, which puts it inside Pune, the broader Pune district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Janaseva Sahakari Bank Limited Keshavnagar Mundhava branch” — the verified location pin for IFSC JANA0000029 should appear at the top of the results.
2. Confirm the branch is open by calling 26818999 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC JANA0000029 and your account number.

Verifying IFSC JANA0000029 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm JANA0000029 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 26818999.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Keshavnagar Mundhava are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to JANA0000029 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code JANA0000029 belongs to Janaseva Sahakari Bank Limited's KESHAVNAGAR MUNDHAVA branch, located at 40 BY 2 SHIVSHAMBHO KRUPA HISSA NO.1 C BY 4,DHUDHANE VASHTI,KESHAV NAGAR… in PUNE, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.