IFSC Code of Janaseva Sahakari Bank Limited, Camp Branch, Maharashtra

Use this page as a one-stop reference for everything related to Janaseva Sahakari Bank Limited's CAMP branch in PUNE, MAHARASHTRA. The branch's IFSC code JANA0000012 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Janaseva Sahakari Bank Limited's CAMP branch, the IFSC JANA0000012 breaks down as follows: JANA identifies the bank, 0 is the reserved character, and 000012 identifies this particular branch.

About the bank

Janaseva Sahakari Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Camp branch in Pune, Maharashtra is part of this network and uses the IFSC code JANA0000012 for all electronic settlement.

Branch details at a glance

About this branch

The branch is located at 537, SARDAR PATEL ROAD, CENTER STREET, CAMP PUNE 411001. It serves the Pune region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Janaseva Sahakari Bank Limited. The IFSC JANA0000012 is used to identify this branch on the RBI payments network.

Why every Janaseva Sahakari Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CAMP of Janaseva Sahakari Bank Limited — its own 11-character IFSC. The code JANA0000012 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC JANA0000012 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Camp branch is mapped to IFSC JANA0000012 on the RBI payments network. The branch generally supports the full retail product catalogue of Janaseva Sahakari Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains JANA0000012.

Banking services available

The Camp branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 20-26347751.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC JANA0000012

How to transfer money using IFSC JANA0000012

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC JANA0000012 across all three.

How to use IFSC JANA0000012 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Janaseva Sahakari Bank Limited's CAMP branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC JANA0000012.
4. Confirm the bank name auto-populates as Janaseva Sahakari Bank Limited and the branch as CAMP.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to CAMP

If you need to transfer ₹2 lakh or more in one go to an account at Janaseva Sahakari Bank Limited's CAMP branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC JANA0000012 while initiating the transfer and the credit will appear within minutes.

IMPS to Janaseva Sahakari Bank Limited CAMP (IFSC JANA0000012)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC JANA0000012 in your mobile or internet banking app, and the money is credited to the CAMP branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC JANA0000012 for Janaseva Sahakari Bank Limited – CAMP, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Camp branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Janaseva Sahakari Bank Limited's CAMP branch, the IFSC JANA0000012 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Camp branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC JANA0000012 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Camp branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC JANA0000012 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Janaseva Sahakari Bank Limited – CAMP:

• The IFSC is exactly JANA0000012 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Janaseva Sahakari Bank Limited as the bank name and CAMP as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Camp branch

The branch is located at 537, SARDAR PATEL ROAD, CENTER STREET, CAMP PUNE 411001, which puts it inside Pune, the broader Pune district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Janaseva Sahakari Bank Limited Camp branch” — the verified location pin for IFSC JANA0000012 should appear at the top of the results.
2. Confirm the branch is open by calling 20-26347751 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC JANA0000012 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC JANA0000012 for Janaseva Sahakari Bank Limited – CAMP, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Camp are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to JANA0000012 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: JANA0000012 is the IFSC code of Janaseva Sahakari Bank Limited, CAMP branch, in PUNE, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.