IFSC Code of Janaseva Sahakari Bank Limited, Bhusari Colony ,Kothrud Branch, Maharashtra

If you are searching for the IFSC code of Janaseva Sahakari Bank Limited, BHUSARI COLONY ,KOTHRUD branch in PUNE, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is JANA0000015. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BHUSARI COLONY ,KOTHRUD branch, and detailed step-by-step guides for using the IFSC JANA0000015 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Janaseva Sahakari Bank Limited's BHUSARI COLONY ,KOTHRUD branch, the IFSC JANA0000015 breaks down as follows: JANA identifies the bank, 0 is the reserved character, and 000015 identifies this particular branch.

About Janaseva Sahakari Bank Limited

Janaseva Sahakari Bank Limited operates a wide network of branches across India, including the Bhusari Colony ,Kothrud branch in Pune. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, JANA0000015.

About this branch

The branch is located at A, DHANLAXMI PARK HOUSING SOCIETY, UJAVI BHUSARI COLONY, KOTHRUD DEPO CHOWK,PUNE 411038. It serves the Pune region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Janaseva Sahakari Bank Limited. The IFSC JANA0000015 is used to identify this branch on the RBI payments network.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Janaseva Sahakari Bank Limited's BHUSARI COLONY ,KOTHRUD branch came to be assigned the code JANA0000015.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC JANA0000015, money simply cannot be routed to the BHUSARI COLONY ,KOTHRUD branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Janaseva Sahakari Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC JANA0000015 and the account number together uniquely identify the Bhusari Colony ,Kothrud branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC JANA0000015

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC JANA0000015 across all three.

How to use IFSC JANA0000015 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Janaseva Sahakari Bank Limited's BHUSARI COLONY ,KOTHRUD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC JANA0000015.
4. Confirm the bank name auto-populates as Janaseva Sahakari Bank Limited and the branch as BHUSARI COLONY ,KOTHRUD.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC JANA0000015

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Janaseva Sahakari Bank Limited – BHUSARI COLONY ,KOTHRUD, ensure your bank's portal accepts IFSC JANA0000015 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Janaseva Sahakari Bank Limited BHUSARI COLONY ,KOTHRUD (IFSC JANA0000015)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC JANA0000015 in your mobile or internet banking app, and the money is credited to the BHUSARI COLONY ,KOTHRUD branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Bhusari Colony ,Kothrud

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC JANA0000015:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at BHUSARI COLONY ,KOTHRUD is still linked to IFSC JANA0000015.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Janaseva Sahakari Bank Limited's BHUSARI COLONY ,KOTHRUD branch, the IFSC JANA0000015 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Bhusari Colony ,Kothrud branch is mapped to IFSC JANA0000015 on the RBI payments network. The branch generally supports the full retail product catalogue of Janaseva Sahakari Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains JANA0000015.

Products and services

Customers walking into the Bhusari Colony ,Kothrud branch can access most of Janaseva Sahakari Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC JANA0000015

Digital banking channels

Most day-to-day work that customers used to do at the Bhusari Colony ,Kothrud branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC JANA0000015 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the Bhusari Colony ,Kothrud branch

The branch is located at A, DHANLAXMI PARK HOUSING SOCIETY, UJAVI BHUSARI COLONY, KOTHRUD DEPO CHOWK,PUNE 411038, which puts it inside Pune, the broader Pune district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Janaseva Sahakari Bank Limited Bhusari Colony ,Kothrud branch” — the verified location pin for IFSC JANA0000015 should appear at the top of the results.
2. Confirm the branch is open by calling 20-25285486 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC JANA0000015 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Janaseva Sahakari Bank Limited – BHUSARI COLONY ,KOTHRUD:

• The IFSC is exactly JANA0000015 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Janaseva Sahakari Bank Limited as the bank name and BHUSARI COLONY ,KOTHRUD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Bhusari Colony ,Kothrud are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to JANA0000015 continue to work without interruption.

Verifying IFSC JANA0000015 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm JANA0000015 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 20-25285486.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Final notes

To recap: JANA0000015 is the IFSC code of Janaseva Sahakari Bank Limited, BHUSARI COLONY ,KOTHRUD branch, in PUNE, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.