IFSC Code of Janaseva Sahakari Bank Limited, Aundh Branch, Maharashtra

If you are searching for the IFSC code of Janaseva Sahakari Bank Limited, AUNDH branch in PUNE, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is JANA0000021. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the AUNDH branch, and detailed step-by-step guides for using the IFSC JANA0000021 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, JANA0000021 is the IFSC of Janaseva Sahakari Bank Limited's AUNDH branch. The format is fixed: JANA = bank code, 0 = reserved, 000021 = branch identifier.

Bank profile

Janaseva Sahakari Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Aundh branch — IFSC JANA0000021 — extends the bank's services to customers in and around Pune, Maharashtra.

About the Aundh branch

The Aundh branch of Janaseva Sahakari Bank Limited is situated at S. R. CHAMBERS,PLOT NO. 2 A. NAGRAS ROAD, NEAR MEDIPOINT HOSPITAL, AUNDH PUNE 411007. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code JANA0000021 is used.

Branch details at a glance

Why every Janaseva Sahakari Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including AUNDH of Janaseva Sahakari Bank Limited — its own 11-character IFSC. The code JANA0000021 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC JANA0000021 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR & cheque-truncation details

Cheques drawn on the Aundh branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC JANA0000021 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC JANA0000021

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC JANA0000021 across all three.

How to use IFSC JANA0000021 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Janaseva Sahakari Bank Limited's AUNDH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC JANA0000021.
4. Confirm the bank name auto-populates as Janaseva Sahakari Bank Limited and the branch as AUNDH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to AUNDH

If you need to transfer ₹2 lakh or more in one go to an account at Janaseva Sahakari Bank Limited's AUNDH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC JANA0000021 while initiating the transfer and the credit will appear within minutes.

IMPS to Janaseva Sahakari Bank Limited AUNDH (IFSC JANA0000021)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC JANA0000021 in your mobile or internet banking app, and the money is credited to the AUNDH branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Aundh

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC JANA0000021:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at AUNDH is still linked to IFSC JANA0000021.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Janaseva Sahakari Bank Limited's AUNDH branch, the IFSC JANA0000021 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Aundh branch is mapped to IFSC JANA0000021 on the RBI payments network. The branch generally supports the full retail product catalogue of Janaseva Sahakari Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains JANA0000021.

Products and services

Customers walking into the Aundh branch can access most of Janaseva Sahakari Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC JANA0000021

Digital banking channels

Most day-to-day work that customers used to do at the Aundh branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC JANA0000021 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Reaching the branch

The Aundh branch sits at S. R. CHAMBERS,PLOT NO. 2 A. NAGRAS ROAD, NEAR MEDIPOINT HOSPITAL, AUNDH PUNE 411007. If you are travelling from outside Pune, search for the branch on a maps application using the bank name and locality, or call 20-25881588 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC JANA0000021 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Janaseva Sahakari Bank Limited – AUNDH:

• The IFSC is exactly JANA0000021 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Janaseva Sahakari Bank Limited as the bank name and AUNDH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Aundh are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to JANA0000021 continue to work without interruption.

Verifying IFSC JANA0000021 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm JANA0000021 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 20-25881588.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Final notes

To recap: JANA0000021 is the IFSC code of Janaseva Sahakari Bank Limited, AUNDH branch, in PUNE, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.