IFSC Code of Janaseva Sahakari Bank Borivli Limited, Virar West Branch, Maharashtra

If you are searching for the IFSC code of Janaseva Sahakari Bank Borivli Limited, VIRAR WEST branch in VIRAR WEST, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is JASB0000013. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the VIRAR WEST branch, and detailed step-by-step guides for using the IFSC JASB0000013 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Janaseva Sahakari Bank Borivli Limited's VIRAR WEST branch, the IFSC JASB0000013 breaks down as follows: JASB identifies the bank, 0 is the reserved character, and 000013 identifies this particular branch.

Branch details at a glance

Bank profile

Janaseva Sahakari Bank Borivli Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Virar West branch — IFSC JASB0000013 — extends the bank's services to customers in and around Virar West, Maharashtra.

Virar West branch overview

Located at SHOP NO. 11, GROUND FLOOR, VIRAR NAND DHAM CO OPERATIVE HOUSING LTD, VIVA COLLEGE ROAD, NEAR RAM NAGAR, VIRAR WEST, THANE 401302., the Virar West branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC JASB0000013 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Janaseva Sahakari Bank Borivli Limited's VIRAR WEST branch came to be assigned the code JASB0000013.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC JASB0000013, money simply cannot be routed to the VIRAR WEST branch electronically.

How to transfer money using IFSC JASB0000013

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC JASB0000013 across all three.

How to use IFSC JASB0000013 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Janaseva Sahakari Bank Borivli Limited's VIRAR WEST branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC JASB0000013.
4. Confirm the bank name auto-populates as Janaseva Sahakari Bank Borivli Limited and the branch as VIRAR WEST.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC JASB0000013

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Janaseva Sahakari Bank Borivli Limited – VIRAR WEST, ensure your bank's portal accepts IFSC JASB0000013 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Janaseva Sahakari Bank Borivli Limited VIRAR WEST (IFSC JASB0000013)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC JASB0000013 in your mobile or internet banking app, and the money is credited to the VIRAR WEST branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Virar West

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC JASB0000013:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at VIRAR WEST is still linked to IFSC JASB0000013.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Janaseva Sahakari Bank Borivli Limited's VIRAR WEST branch, the IFSC JASB0000013 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Virar West branch

Once you have an account at Janaseva Sahakari Bank Borivli Limited – VIRAR WEST, the IFSC JASB0000013 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Virar West branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 250-25136662.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC JASB0000013

MICR & cheque-truncation details

Cheques drawn on the Virar West branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC JASB0000013 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC JASB0000013

Janaseva Sahakari Bank Borivli Limited customers can register for net banking and the bank's official mobile app once their account at the VIRAR WEST branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC JASB0000013 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC JASB0000013

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Janaseva Sahakari Bank Borivli Limited – VIRAR WEST, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: JASB0000013.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Virar West branch

The branch is located at SHOP NO. 11, GROUND FLOOR, VIRAR NAND DHAM CO OPERATIVE HOUSING LTD, VIVA COLLEGE ROAD, NEAR RAM NAGAR, VIRAR WEST, THANE 401302., which puts it inside Virar West, the broader Plaghar district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Janaseva Sahakari Bank Borivli Limited Virar West branch” — the verified location pin for IFSC JASB0000013 should appear at the top of the results.
2. Confirm the branch is open by calling 250-25136662 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC JASB0000013 and your account number.

Verifying IFSC JASB0000013 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm JASB0000013 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 250-25136662.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Virar West branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC JASB0000013, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code JASB0000013 belongs to Janaseva Sahakari Bank Borivli Limited's VIRAR WEST branch, located at SHOP NO. 11, GROUND FLOOR, VIRAR NAND DHAM CO OPERATIVE HOUSING LTD, VIVA… in VIRAR WEST, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.