IFSC Code of Janaseva Sahakari Bank Borivli Limited, Vasai West Branch, Maharashtra

Use this page as a one-stop reference for everything related to Janaseva Sahakari Bank Borivli Limited's VASAI WEST branch in VASAI WEST, MAHARASHTRA. The branch's IFSC code JASB0000014 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Janaseva Sahakari Bank Borivli Limited – VASAI WEST is JASB0000014. The first four letters JASB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000014 map to this branch in VASAI WEST, MAHARASHTRA.

Branch details at a glance

About Janaseva Sahakari Bank Borivli Limited

Janaseva Sahakari Bank Borivli Limited operates a wide network of branches across India, including the Vasai West branch in Vasai West. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, JASB0000014.

About the Vasai West branch

The Vasai West branch of Janaseva Sahakari Bank Borivli Limited is situated at SHOP NO. 5 AND 6, JAY KHODIYAR BHAVAN, GROUND FLOOR,AMBADI ROAD, VASAI WEST, THANE 401202.. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code JASB0000014 is used.

Why every Janaseva Sahakari Bank Borivli Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including VASAI WEST of Janaseva Sahakari Bank Borivli Limited — its own 11-character IFSC. The code JASB0000014 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC JASB0000014 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC JASB0000014

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC JASB0000014 across all three.

How to use IFSC JASB0000014 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Janaseva Sahakari Bank Borivli Limited's VASAI WEST branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC JASB0000014.
4. Confirm the bank name auto-populates as Janaseva Sahakari Bank Borivli Limited and the branch as VASAI WEST.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC JASB0000014

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Janaseva Sahakari Bank Borivli Limited – VASAI WEST, ensure your bank's portal accepts IFSC JASB0000014 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Janaseva Sahakari Bank Borivli Limited VASAI WEST (IFSC JASB0000014)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC JASB0000014 in your mobile or internet banking app, and the money is credited to the VASAI WEST branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Vasai West

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC JASB0000014:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at VASAI WEST is still linked to IFSC JASB0000014.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC JASB0000014

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Janaseva Sahakari Bank Borivli Limited – VASAI WEST is still mapped to IFSC JASB0000014. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC JASB0000014 and the beneficiary's account number to complete the transfer.

Account types you can open at the Vasai West branch

Once you have an account at Janaseva Sahakari Bank Borivli Limited – VASAI WEST, the IFSC JASB0000014 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Vasai West branch can access most of Janaseva Sahakari Bank Borivli Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC JASB0000014

MICR & cheque-truncation details

Cheques drawn on the Vasai West branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC JASB0000014 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Vasai West branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC JASB0000014 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Janaseva Sahakari Bank Borivli Limited – VASAI WEST:

• The IFSC is exactly JASB0000014 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Janaseva Sahakari Bank Borivli Limited as the bank name and VASAI WEST as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Vasai West branch sits at SHOP NO. 5 AND 6, JAY KHODIYAR BHAVAN, GROUND FLOOR,AMBADI ROAD, VASAI WEST, THANE 401202.. If you are travelling from outside Vasai West, search for the branch on a maps application using the bank name and locality, or call 250-2330504 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC JASB0000014 and your account number.

Verifying IFSC JASB0000014 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm JASB0000014 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 250-2330504.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Vasai West are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to JASB0000014 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: JASB0000014 is the IFSC code of Janaseva Sahakari Bank Borivli Limited, VASAI WEST branch, in VASAI WEST, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.