IFSC Code of Janaseva Sahakari Bank Borivli Limited, Malad West Branch, Maharashtra

Use this page as a one-stop reference for everything related to Janaseva Sahakari Bank Borivli Limited's MALAD WEST branch in MALAD WEST, MAHARASHTRA. The branch's IFSC code JASB0000007 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Janaseva Sahakari Bank Borivli Limited's MALAD WEST branch, the IFSC JASB0000007 breaks down as follows: JASB identifies the bank, 0 is the reserved character, and 000007 identifies this particular branch.

Branch details at a glance

Bank profile

Janaseva Sahakari Bank Borivli Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Malad West branch — IFSC JASB0000007 — extends the bank's services to customers in and around Malad West, Maharashtra.

About this branch

The branch is located at SHOP NO.1,SITA NIWAS,GROUND FLOOR,PLOT NO.94,LIBERTY GARDEN ROAD NO.1,MALAD WEST MUMBAI 400 064. It serves the Malad West region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Janaseva Sahakari Bank Borivli Limited. The IFSC JASB0000007 is used to identify this branch on the RBI payments network.

Why every Janaseva Sahakari Bank Borivli Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MALAD WEST of Janaseva Sahakari Bank Borivli Limited — its own 11-character IFSC. The code JASB0000007 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC JASB0000007 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC JASB0000007

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC JASB0000007 across all three.

How to use IFSC JASB0000007 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Janaseva Sahakari Bank Borivli Limited's MALAD WEST branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC JASB0000007.
4. Confirm the bank name auto-populates as Janaseva Sahakari Bank Borivli Limited and the branch as MALAD WEST.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to MALAD WEST

If you need to transfer ₹2 lakh or more in one go to an account at Janaseva Sahakari Bank Borivli Limited's MALAD WEST branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC JASB0000007 while initiating the transfer and the credit will appear within minutes.

IMPS to Janaseva Sahakari Bank Borivli Limited MALAD WEST (IFSC JASB0000007)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC JASB0000007 in your mobile or internet banking app, and the money is credited to the MALAD WEST branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC JASB0000007 for Janaseva Sahakari Bank Borivli Limited – MALAD WEST, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Malad West branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC JASB0000007

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Janaseva Sahakari Bank Borivli Limited – MALAD WEST is still mapped to IFSC JASB0000007. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC JASB0000007 and the beneficiary's account number to complete the transfer.

Account types you can open at the Malad West branch

Once you have an account at Janaseva Sahakari Bank Borivli Limited – MALAD WEST, the IFSC JASB0000007 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Malad West branch can access most of Janaseva Sahakari Bank Borivli Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC JASB0000007

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Janaseva Sahakari Bank Borivli Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC JASB0000007 and the account number together uniquely identify the Malad West branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC JASB0000007

Janaseva Sahakari Bank Borivli Limited customers can register for net banking and the bank's official mobile app once their account at the MALAD WEST branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC JASB0000007 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Janaseva Sahakari Bank Borivli Limited – MALAD WEST:

• The IFSC is exactly JASB0000007 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Janaseva Sahakari Bank Borivli Limited as the bank name and MALAD WEST as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Malad West branch

The branch is located at SHOP NO.1,SITA NIWAS,GROUND FLOOR,PLOT NO.94,LIBERTY GARDEN ROAD NO.1,MALAD WEST MUMBAI 400 064, which puts it inside Malad West, the broader Greater Bombay district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Janaseva Sahakari Bank Borivli Limited Malad West branch” — the verified location pin for IFSC JASB0000007 should appear at the top of the results.
2. Confirm the branch is open by calling 22-28825060 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC JASB0000007 and your account number.

Verifying IFSC JASB0000007 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm JASB0000007 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 22-28825060.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Malad West are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to JASB0000007 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code JASB0000007 belongs to Janaseva Sahakari Bank Borivli Limited's MALAD WEST branch, located at SHOP NO.1,SITA NIWAS,GROUND FLOOR,PLOT NO.94,LIBERTY GARDEN ROAD NO.1,MALAD… in MALAD WEST, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.