IFSC Code of Janaseva Sahakari Bank Borivli Limited, Kandivali East Branch, Maharashtra

If you are searching for the IFSC code of Janaseva Sahakari Bank Borivli Limited, KANDIVALI EAST branch in KANDIVALI EAST, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is JASB0000008. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KANDIVALI EAST branch, and detailed step-by-step guides for using the IFSC JASB0000008 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Janaseva Sahakari Bank Borivli Limited – KANDIVALI EAST is JASB0000008. The first four letters JASB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000008 map to this branch in KANDIVALI EAST, MAHARASHTRA.

Branch details at a glance

Bank profile

Janaseva Sahakari Bank Borivli Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Kandivali East branch — IFSC JASB0000008 — extends the bank's services to customers in and around Kandivali East, Maharashtra.

About the Kandivali East branch

The Kandivali East branch of Janaseva Sahakari Bank Borivli Limited is situated at TUSHAR BUNGALOW ,1ST FLOOR,ASHOK CHAKRAVATHY MARG,NEASR THAKUR HOUSE, KANDIVALI EAST MUMBAI 400101. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code JASB0000008 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Janaseva Sahakari Bank Borivli Limited's KANDIVALI EAST branch came to be assigned the code JASB0000008.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC JASB0000008, money simply cannot be routed to the KANDIVALI EAST branch electronically.

How to transfer money using IFSC JASB0000008

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC JASB0000008 across all three.

NEFT to Janaseva Sahakari Bank Borivli Limited, KANDIVALI EAST using IFSC JASB0000008

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC JASB0000008, and confirm that the system picks up Janaseva Sahakari Bank Borivli Limited – KANDIVALI EAST. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to KANDIVALI EAST

If you need to transfer ₹2 lakh or more in one go to an account at Janaseva Sahakari Bank Borivli Limited's KANDIVALI EAST branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC JASB0000008 while initiating the transfer and the credit will appear within minutes.

IMPS to Janaseva Sahakari Bank Borivli Limited KANDIVALI EAST (IFSC JASB0000008)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC JASB0000008 in your mobile or internet banking app, and the money is credited to the KANDIVALI EAST branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Kandivali East

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC JASB0000008:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at KANDIVALI EAST is still linked to IFSC JASB0000008.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC JASB0000008

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Janaseva Sahakari Bank Borivli Limited – KANDIVALI EAST is still mapped to IFSC JASB0000008. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC JASB0000008 and the beneficiary's account number to complete the transfer.

Account types you can open at the Kandivali East branch

Once you have an account at Janaseva Sahakari Bank Borivli Limited – KANDIVALI EAST, the IFSC JASB0000008 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Kandivali East branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-28825060.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC JASB0000008

MICR & cheque-truncation details

Cheques drawn on the Kandivali East branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC JASB0000008 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Kandivali East branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC JASB0000008 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Janaseva Sahakari Bank Borivli Limited – KANDIVALI EAST:

• The IFSC is exactly JASB0000008 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Janaseva Sahakari Bank Borivli Limited as the bank name and KANDIVALI EAST as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Kandivali East branch sits at TUSHAR BUNGALOW ,1ST FLOOR,ASHOK CHAKRAVATHY MARG,NEASR THAKUR HOUSE, KANDIVALI EAST MUMBAI 400101. If you are travelling from outside Kandivali East, search for the branch on a maps application using the bank name and locality, or call 22-28825060 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC JASB0000008 and your account number.

Verifying IFSC JASB0000008 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm JASB0000008 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 22-28825060.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kandivali East branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC JASB0000008, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code JASB0000008 belongs to Janaseva Sahakari Bank Borivli Limited's KANDIVALI EAST branch, located at TUSHAR BUNGALOW ,1ST FLOOR,ASHOK CHAKRAVATHY MARG,NEASR THAKUR HOUSE,… in KANDIVALI EAST, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.