IFSC Code of Janaseva Sahakari Bank Borivli Limited, Charkop Branch, Maharashtra

Use this page as a one-stop reference for everything related to Janaseva Sahakari Bank Borivli Limited's CHARKOP branch in CHARKOP, MAHARASHTRA. The branch's IFSC code JASB0000006 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Janaseva Sahakari Bank Borivli Limited – CHARKOP is JASB0000006. The first four letters JASB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000006 map to this branch in CHARKOP, MAHARASHTRA.

Branch details at a glance

Bank profile

Janaseva Sahakari Bank Borivli Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Charkop branch — IFSC JASB0000006 — extends the bank's services to customers in and around Charkop, Maharashtra.

About this branch

The branch is located at 101 BY 102, 1ST FLOOR,SHIVNERI,CHARKOP,KANDIVLI WEST,MUMBAI 400067. It serves the Charkop region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Janaseva Sahakari Bank Borivli Limited. The IFSC JASB0000006 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Janaseva Sahakari Bank Borivli Limited's CHARKOP branch came to be assigned the code JASB0000006.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC JASB0000006, money simply cannot be routed to the CHARKOP branch electronically.

How to transfer money using IFSC JASB0000006

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC JASB0000006 across all three.

NEFT to Janaseva Sahakari Bank Borivli Limited, CHARKOP using IFSC JASB0000006

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC JASB0000006, and confirm that the system picks up Janaseva Sahakari Bank Borivli Limited – CHARKOP. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to CHARKOP

If you need to transfer ₹2 lakh or more in one go to an account at Janaseva Sahakari Bank Borivli Limited's CHARKOP branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC JASB0000006 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Janaseva Sahakari Bank Borivli Limited – CHARKOP, use IMPS. With IFSC JASB0000006 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Charkop

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC JASB0000006:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at CHARKOP is still linked to IFSC JASB0000006.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Janaseva Sahakari Bank Borivli Limited's CHARKOP branch, the IFSC JASB0000006 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Charkop branch

Once you have an account at Janaseva Sahakari Bank Borivli Limited – CHARKOP, the IFSC JASB0000006 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Charkop branch can access most of Janaseva Sahakari Bank Borivli Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC JASB0000006

MICR & cheque-truncation details

Cheques drawn on the Charkop branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC JASB0000006 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC JASB0000006

Janaseva Sahakari Bank Borivli Limited customers can register for net banking and the bank's official mobile app once their account at the CHARKOP branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC JASB0000006 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Janaseva Sahakari Bank Borivli Limited – CHARKOP:

• The IFSC is exactly JASB0000006 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Janaseva Sahakari Bank Borivli Limited as the bank name and CHARKOP as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Charkop branch

The branch is located at 101 BY 102, 1ST FLOOR,SHIVNERI,CHARKOP,KANDIVLI WEST,MUMBAI 400067, which puts it inside Charkop, the broader Greater Bombay district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Janaseva Sahakari Bank Borivli Limited Charkop branch” — the verified location pin for IFSC JASB0000006 should appear at the top of the results.
2. Confirm the branch is open by calling 22-28685082 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC JASB0000006 and your account number.

Verifying IFSC JASB0000006 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm JASB0000006 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 22-28685082.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Charkop branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC JASB0000006, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: JASB0000006 is the IFSC code of Janaseva Sahakari Bank Borivli Limited, CHARKOP branch, in CHARKOP, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.