IFSC Code of Janaseva Sahakari Bank Borivli Limited, Andheri West Branch, Maharashtra

Use this page as a one-stop reference for everything related to Janaseva Sahakari Bank Borivli Limited's ANDHERI WEST branch in ANDHERI WEST, MAHARASHTRA. The branch's IFSC code JASB0000012 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, JASB0000012 is the IFSC of Janaseva Sahakari Bank Borivli Limited's ANDHERI WEST branch. The format is fixed: JASB = bank code, 0 = reserved, 000012 = branch identifier.

Bank profile

Janaseva Sahakari Bank Borivli Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Andheri West branch — IFSC JASB0000012 — extends the bank's services to customers in and around Andheri West, Maharashtra.

Andheri West branch overview

Located at SHOP NO 11,12 RUKHMANI PURUSHOTTAM COOP HSG LTD,GROUND FLOOR,NR NAVRANG TALKIES, J P ROAD, ANDHERI WEST, MUMBAI 400058, the Andheri West branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC JASB0000012 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Janaseva Sahakari Bank Borivli Limited's ANDHERI WEST branch came to be assigned the code JASB0000012.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC JASB0000012, money simply cannot be routed to the ANDHERI WEST branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Andheri West branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC JASB0000012 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC JASB0000012

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC JASB0000012 across all three.

NEFT to Janaseva Sahakari Bank Borivli Limited, ANDHERI WEST using IFSC JASB0000012

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC JASB0000012, and confirm that the system picks up Janaseva Sahakari Bank Borivli Limited – ANDHERI WEST. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC JASB0000012

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Janaseva Sahakari Bank Borivli Limited – ANDHERI WEST, ensure your bank's portal accepts IFSC JASB0000012 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Janaseva Sahakari Bank Borivli Limited ANDHERI WEST (IFSC JASB0000012)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC JASB0000012 in your mobile or internet banking app, and the money is credited to the ANDHERI WEST branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC JASB0000012 for Janaseva Sahakari Bank Borivli Limited – ANDHERI WEST, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Andheri West branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC JASB0000012

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Janaseva Sahakari Bank Borivli Limited – ANDHERI WEST is still mapped to IFSC JASB0000012. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC JASB0000012 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Andheri West branch is mapped to IFSC JASB0000012 on the RBI payments network. The branch generally supports the full retail product catalogue of Janaseva Sahakari Bank Borivli Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains JASB0000012.

Products and services

Customers walking into the Andheri West branch can access most of Janaseva Sahakari Bank Borivli Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC JASB0000012

Digital banking channels

Most day-to-day work that customers used to do at the Andheri West branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC JASB0000012 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the Andheri West branch

The branch is located at SHOP NO 11,12 RUKHMANI PURUSHOTTAM COOP HSG LTD,GROUND FLOOR,NR NAVRANG TALKIES, J P ROAD, ANDHERI WEST, MUMBAI 400058, which puts it inside Andheri West, the broader Greater Bombay district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Janaseva Sahakari Bank Borivli Limited Andheri West branch” — the verified location pin for IFSC JASB0000012 should appear at the top of the results.
2. Confirm the branch is open by calling 22-26206985 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC JASB0000012 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Janaseva Sahakari Bank Borivli Limited – ANDHERI WEST:

• The IFSC is exactly JASB0000012 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Janaseva Sahakari Bank Borivli Limited as the bank name and ANDHERI WEST as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Andheri West are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to JASB0000012 continue to work without interruption.

Verifying IFSC JASB0000012 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm JASB0000012 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 22-26206985.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code JASB0000012 belongs to Janaseva Sahakari Bank Borivli Limited's ANDHERI WEST branch, located at SHOP NO 11,12 RUKHMANI PURUSHOTTAM COOP HSG LTD,GROUND FLOOR,NR NAVRANG… in ANDHERI WEST, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.