If you are searching for the IFSC code of Janakalyan Sahakari Bank Limited, branch in , MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is JSBL0000016. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the branch, and detailed step-by-step guides for using the IFSC JSBL0000016 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Janakalyan Sahakari Bank Limited – is JSBL0000016. The first four letters JSBL are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000016 map to this branch in , MAHARASHTRA.
Branch details at a glance
| Bank Name | Janakalyan Sahakari Bank Limited |
|---|---|
| IFSC Code | JSBL0000016 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 34/1 & 185/1, OPP. BLDG.195, NEAR SHOPPING CENTER, KANNAMWAR NAGAR - 2 |
| State | Maharashtra |
| Phone | 8108066016 |
About the bank
Janakalyan Sahakari Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its branch in , Maharashtra is part of this network and uses the IFSC code JSBL0000016 for all electronic settlement.
About the branch
The branch of Janakalyan Sahakari Bank Limited is situated at 34/1 & 185/1, OPP. BLDG.195, NEAR SHOPPING CENTER, KANNAMWAR NAGAR - 2. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code JSBL0000016 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Janakalyan Sahakari Bank Limited's branch came to be assigned the code JSBL0000016.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC JSBL0000016, money simply cannot be routed to the branch electronically.
How to transfer money using IFSC JSBL0000016
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC JSBL0000016 across all three.
How to use IFSC JSBL0000016 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Janakalyan Sahakari Bank Limited's branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC JSBL0000016.
- Confirm the bank name auto-populates as Janakalyan Sahakari Bank Limited and the branch as .
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to
If you need to transfer ₹2 lakh or more in one go to an account at Janakalyan Sahakari Bank Limited's branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC JSBL0000016 while initiating the transfer and the credit will appear within minutes.
IMPS to Janakalyan Sahakari Bank Limited (IFSC JSBL0000016)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC JSBL0000016 in your mobile or internet banking app, and the money is credited to the branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC JSBL0000016 for Janakalyan Sahakari Bank Limited – , but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – JSBL0000016 | Yes – JSBL0000016 | Yes – JSBL0000016 |
For most retail customers crediting the branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC JSBL0000016
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Janakalyan Sahakari Bank Limited – is still mapped to IFSC JSBL0000016. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC JSBL0000016 and the beneficiary's account number to complete the transfer.
Account types you can open at the branch
Once you have an account at Janakalyan Sahakari Bank Limited – , the IFSC JSBL0000016 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the branch can access most of Janakalyan Sahakari Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC JSBL0000016
MICR & cheque-truncation details
Cheques drawn on the branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC JSBL0000016 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC JSBL0000016 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC JSBL0000016
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Janakalyan Sahakari Bank Limited – , double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
JSBL0000016. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The branch sits at 34/1 & 185/1, OPP. BLDG.195, NEAR SHOPPING CENTER, KANNAMWAR NAGAR - 2. If you are travelling from outside , search for the branch on a maps application using the bank name and locality, or call 8108066016 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC JSBL0000016 and your account number.
Verifying IFSC JSBL0000016 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm JSBL0000016 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 8108066016.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC JSBL0000016, however, work 24x7.
Branch address & contact
Janakalyan Sahakari Bank LimitedBranch
34/1 & 185/1, OPP. BLDG.195, NEAR SHOPPING CENTER, KANNAMWAR NAGAR - 2
, Maharashtra
Phone: 8108066016
IFSC: JSBL0000016
Frequently asked questions
How do I add Janakalyan Sahakari Bank Limited as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC JSBL0000016, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Janakalyan Sahakari Bank Limited branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 8108066016 to confirm.
What is the phone number of Janakalyan Sahakari Bank Limited branch?
You can reach the branch at 8108066016 during regular banking hours.
Can I use IFSC JSBL0000016 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC JSBL0000016 to send funds instantly.
Where is Janakalyan Sahakari Bank Limited branch located?
Janakalyan Sahakari Bank Limited's branch is located at 34/1 & 185/1, OPP. BLDG.195, NEAR SHOPPING CENTER, KANNAMWAR NAGAR - 2, , Maharashtra.
Is IFSC JSBL0000016 the same for all accounts at branch?
Yes. The IFSC JSBL0000016 is shared by every account held at Janakalyan Sahakari Bank Limited's branch. Only the account number changes from customer to customer.
Is IFSC JSBL0000016 valid for NEFT and RTGS?
Yes. IFSC JSBL0000016 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Janakalyan Sahakari Bank Limited branch?
The IFSC code of Janakalyan Sahakari Bank Limited, branch is JSBL0000016. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Final notes
To recap: JSBL0000016 is the IFSC code of Janakalyan Sahakari Bank Limited, branch, in , MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
