Below are the complete branch details for Jana Small Finance Bank Limited, AGARTALA branch, located in WEST TRIPURA, TRIPURA. The IFSC assigned by the Reserve Bank of India to this branch is JSFB0004833. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case JSFB0004833 for Jana Small Finance Bank Limited – AGARTALA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, JSFB0004833 is the IFSC of Jana Small Finance Bank Limited's AGARTALA branch. The format is fixed: JSFB = bank code, 0 = reserved, 004833 = branch identifier.
Bank profile
Jana Small Finance Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Agartala branch — IFSC JSFB0004833 — extends the bank's services to customers in and around West Tripura, Tripura.
Branch details at a glance
| Bank Name | Jana Small Finance Bank Limited |
|---|---|
| Branch | Agartala |
| IFSC Code | JSFB0004833 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AASMALLFIACEBAKHOLDIGNO391,DHIREDRAKUTIRGROUDFLOORNETAJICHOWMOHI,MATRIBARIROADEXTAGARTALA |
| City | West Tripura |
| District | West Tripura |
| State | Tripura |
| STD Code | 0 |
| Phone | 9073345625 |
Agartala branch overview
Located at AASMALLFIACEBAKHOLDIGNO391,DHIREDRAKUTIRGROUDFLOORNETAJICHOWMOHI,MATRIBARIROADEXTAGARTALA, the Agartala branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC JSFB0004833 is required for all interbank electronic transfers routed through this branch.
Why every Jana Small Finance Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including AGARTALA of Jana Small Finance Bank Limited — its own 11-character IFSC. The code JSFB0004833 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC JSFB0004833 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Agartala branch
Once you have an account at Jana Small Finance Bank Limited – AGARTALA, the IFSC JSFB0004833 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Agartala branch can access most of Jana Small Finance Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC JSFB0004833
How to transfer money using IFSC JSFB0004833
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC JSFB0004833 across all three.
NEFT to Jana Small Finance Bank Limited, AGARTALA using IFSC JSFB0004833
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC JSFB0004833, and confirm that the system picks up Jana Small Finance Bank Limited – AGARTALA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to AGARTALA
If you need to transfer ₹2 lakh or more in one go to an account at Jana Small Finance Bank Limited's AGARTALA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC JSFB0004833 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Jana Small Finance Bank Limited – AGARTALA, use IMPS. With IFSC JSFB0004833 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC JSFB0004833 for Jana Small Finance Bank Limited – AGARTALA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – JSFB0004833 | Yes – JSFB0004833 | Yes – JSFB0004833 |
For most retail customers crediting the Agartala branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Jana Small Finance Bank Limited's AGARTALA branch, the IFSC JSFB0004833 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC JSFB0004833
Jana Small Finance Bank Limited customers can register for net banking and the bank's official mobile app once their account at the AGARTALA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC JSFB0004833 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Jana Small Finance Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC JSFB0004833 and the account number together uniquely identify the Agartala branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC JSFB0004833
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Jana Small Finance Bank Limited – AGARTALA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
JSFB0004833. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Agartala branch sits at AASMALLFIACEBAKHOLDIGNO391,DHIREDRAKUTIRGROUDFLOORNETAJICHOWMOHI,MATRIBARIROADEXTAGARTALA. If you are travelling from outside West Tripura, search for the branch on a maps application using the bank name and locality, or call 9073345625 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC JSFB0004833 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC JSFB0004833 for Jana Small Finance Bank Limited – AGARTALA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Agartala are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to JSFB0004833 continue to work without interruption.
Branch address & contact
Jana Small Finance Bank LimitedAgartala Branch
AASMALLFIACEBAKHOLDIGNO391,DHIREDRAKUTIRGROUDFLOORNETAJICHOWMOHI,MATRIBARIROADEXTAGARTALA
West Tripura, Tripura
Phone: 9073345625
IFSC: JSFB0004833
Frequently asked questions
How do I add Jana Small Finance Bank Limited Agartala as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC JSFB0004833, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Jana Small Finance Bank Limited Agartala branch?
You can reach the branch at 9073345625 during regular banking hours.
Does Jana Small Finance Bank Limited Agartala branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 9073345625 to confirm.
What is the IFSC code of Jana Small Finance Bank Limited Agartala branch?
The IFSC code of Jana Small Finance Bank Limited, Agartala branch is JSFB0004833. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Jana Small Finance Bank Limited Agartala branch located?
Jana Small Finance Bank Limited's Agartala branch is located at AASMALLFIACEBAKHOLDIGNO391,DHIREDRAKUTIRGROUDFLOORNETAJICHOWMOHI,MATRIBARIROADEXTAGARTALA, West Tripura, Tripura.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Agartala branch but serve different purposes.
Final notes
To recap: JSFB0004833 is the IFSC code of Jana Small Finance Bank Limited, AGARTALA branch, in WEST TRIPURA, TRIPURA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.


