Use this page as a one-stop reference for everything related to Jana Small Finance Bank Limited's VASANT KUNJ branch in VASANT KUNJ, DELHI. The branch's IFSC code JSFB0004009 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, JSFB0004009 is the IFSC of Jana Small Finance Bank Limited's VASANT KUNJ branch. The format is fixed: JSFB = bank code, 0 = reserved, 004009 = branch identifier.
About Jana Small Finance Bank Limited
Jana Small Finance Bank Limited operates a wide network of branches across India, including the Vasant Kunj branch in Vasant Kunj. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, JSFB0004009.
Branch details at a glance
| Bank Name | Jana Small Finance Bank Limited |
|---|---|
| Branch | Vasant Kunj |
| IFSC Code | JSFB0004009 |
| MICR Code | Refer to cheque leaf |
| Branch Address | JANA SMALL FINANCE BANK LTD.UNIT NO.G-03,GROUND FLOOR,VASANT SQUARE MALL,VASANT KUNJ,NEW DELHI 110057 |
| City | Vasant Kunj |
| District | Delhi |
| State | Delhi |
About this branch
The branch is located at JANA SMALL FINANCE BANK LTD.UNIT NO.G-03,GROUND FLOOR,VASANT SQUARE MALL,VASANT KUNJ,NEW DELHI 110057. It serves the Vasant Kunj region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Jana Small Finance Bank Limited. The IFSC JSFB0004009 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Jana Small Finance Bank Limited's VASANT KUNJ branch came to be assigned the code JSFB0004009.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC JSFB0004009, money simply cannot be routed to the VASANT KUNJ branch electronically.
Account types you can open at the Vasant Kunj branch
Once you have an account at Jana Small Finance Bank Limited – VASANT KUNJ, the IFSC JSFB0004009 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Vasant Kunj branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC JSFB0004009
How to transfer money using IFSC JSFB0004009
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC JSFB0004009 across all three.
NEFT to Jana Small Finance Bank Limited, VASANT KUNJ using IFSC JSFB0004009
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC JSFB0004009, and confirm that the system picks up Jana Small Finance Bank Limited – VASANT KUNJ. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to VASANT KUNJ
If you need to transfer ₹2 lakh or more in one go to an account at Jana Small Finance Bank Limited's VASANT KUNJ branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC JSFB0004009 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Jana Small Finance Bank Limited – VASANT KUNJ, use IMPS. With IFSC JSFB0004009 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC JSFB0004009 for Jana Small Finance Bank Limited – VASANT KUNJ, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – JSFB0004009 | Yes – JSFB0004009 | Yes – JSFB0004009 |
For most retail customers crediting the Vasant Kunj branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Jana Small Finance Bank Limited's VASANT KUNJ branch, the IFSC JSFB0004009 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Digital banking channels
Most day-to-day work that customers used to do at the Vasant Kunj branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC JSFB0004009 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Vasant Kunj branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC JSFB0004009 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Jana Small Finance Bank Limited – VASANT KUNJ:
- The IFSC is exactly JSFB0004009 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Jana Small Finance Bank Limited as the bank name and VASANT KUNJ as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Vasant Kunj branch
The branch is located at JANA SMALL FINANCE BANK LTD.UNIT NO.G-03,GROUND FLOOR,VASANT SQUARE MALL,VASANT KUNJ,NEW DELHI 110057, which puts it inside Vasant Kunj, the broader Delhi district, and the state of Delhi. To plan your visit:
- Open Google Maps on your phone and search for “Jana Small Finance Bank Limited Vasant Kunj branch” — the verified location pin for IFSC JSFB0004009 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC JSFB0004009 and your account number.
Verifying IFSC JSFB0004009 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm JSFB0004009 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Vasant Kunj are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to JSFB0004009 continue to work without interruption.
Branch address & contact
Jana Small Finance Bank LimitedVasant Kunj Branch
JANA SMALL FINANCE BANK LTD.UNIT NO.G-03,GROUND FLOOR,VASANT SQUARE MALL,VASANT KUNJ,NEW DELHI 110057
Vasant Kunj, Delhi
Phone: the branch contact number
IFSC: JSFB0004009
Frequently asked questions
What is the IFSC code of Jana Small Finance Bank Limited Vasant Kunj branch?
The IFSC code of Jana Small Finance Bank Limited, Vasant Kunj branch is JSFB0004009. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the phone number of Jana Small Finance Bank Limited Vasant Kunj branch?
You can reach the branch at the branch contact number during regular banking hours.
Is IFSC JSFB0004009 the same for all accounts at Vasant Kunj branch?
Yes. The IFSC JSFB0004009 is shared by every account held at Jana Small Finance Bank Limited's Vasant Kunj branch. Only the account number changes from customer to customer.
Where is Jana Small Finance Bank Limited Vasant Kunj branch located?
Jana Small Finance Bank Limited's Vasant Kunj branch is located at JANA SMALL FINANCE BANK LTD.UNIT NO.G-03,GROUND FLOOR,VASANT SQUARE MALL,VASANT KUNJ,NEW DELHI 110057, Vasant Kunj, Delhi.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Vasant Kunj branch but serve different purposes.
Does Jana Small Finance Bank Limited Vasant Kunj branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
Final notes
To recap: JSFB0004009 is the IFSC code of Jana Small Finance Bank Limited, VASANT KUNJ branch, in VASANT KUNJ, DELHI. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.


