If you are searching for the IFSC code of Jana Small Finance Bank Limited, DINDORI branch in NASHIK, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is JSFB0004971. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the DINDORI branch, and detailed step-by-step guides for using the IFSC JSFB0004971 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, JSFB0004971 is the IFSC of Jana Small Finance Bank Limited's DINDORI branch. The format is fixed: JSFB = bank code, 0 = reserved, 004971 = branch identifier.
Bank profile
Jana Small Finance Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Dindori branch — IFSC JSFB0004971 — extends the bank's services to customers in and around Nashik, Maharashtra.
Branch details at a glance
| Bank Name | Jana Small Finance Bank Limited |
|---|---|
| Branch | Dindori |
| IFSC Code | JSFB0004971 |
| MICR Code | Refer to cheque leaf |
| Branch Address | JANA SMALL FINANCE BANK LTD 1ST FLOOR PATWA COMPLEX GALL NO79 OPPOSITE BUS STAND AT POST DINDORI TAL DINDORI DISTRICT,NASHIK MAHARASHTRA 422202 |
| City | Nashik |
| District | Nashik |
| State | Maharashtra |
| STD Code | 22 |
| Phone | 7028949663 |
About this branch
The branch is located at JANA SMALL FINANCE BANK LTD 1ST FLOOR PATWA COMPLEX GALL NO79 OPPOSITE BUS STAND AT POST DINDORI TAL DINDORI DISTRICT,NASHIK MAHARASHTRA 422202. It serves the Nashik region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Jana Small Finance Bank Limited. The IFSC JSFB0004971 is used to identify this branch on the RBI payments network.
Why every Jana Small Finance Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including DINDORI of Jana Small Finance Bank Limited — its own 11-character IFSC. The code JSFB0004971 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC JSFB0004971 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Dindori branch is mapped to IFSC JSFB0004971 on the RBI payments network. The branch generally supports the full retail product catalogue of Jana Small Finance Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains JSFB0004971.
Banking services available
The Dindori branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 22-7028949663.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC JSFB0004971
How to transfer money using IFSC JSFB0004971
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC JSFB0004971 across all three.
NEFT to Jana Small Finance Bank Limited, DINDORI using IFSC JSFB0004971
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC JSFB0004971, and confirm that the system picks up Jana Small Finance Bank Limited – DINDORI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC JSFB0004971
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Jana Small Finance Bank Limited – DINDORI, ensure your bank's portal accepts IFSC JSFB0004971 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Jana Small Finance Bank Limited – DINDORI, use IMPS. With IFSC JSFB0004971 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC JSFB0004971 for Jana Small Finance Bank Limited – DINDORI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – JSFB0004971 | Yes – JSFB0004971 | Yes – JSFB0004971 |
For most retail customers crediting the Dindori branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Jana Small Finance Bank Limited's DINDORI branch, the IFSC JSFB0004971 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC JSFB0004971
Jana Small Finance Bank Limited customers can register for net banking and the bank's official mobile app once their account at the DINDORI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC JSFB0004971 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Jana Small Finance Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC JSFB0004971 and the account number together uniquely identify the Dindori branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC JSFB0004971
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Jana Small Finance Bank Limited – DINDORI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
JSFB0004971. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Dindori branch
The branch is located at JANA SMALL FINANCE BANK LTD 1ST FLOOR PATWA COMPLEX GALL NO79 OPPOSITE BUS STAND AT POST DINDORI TAL DINDORI DISTRICT,NASHIK MAHARASHTRA 422202, which puts it inside Nashik, the broader Nashik district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “Jana Small Finance Bank Limited Dindori branch” — the verified location pin for IFSC JSFB0004971 should appear at the top of the results.
- Confirm the branch is open by calling 22-7028949663 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC JSFB0004971 and your account number.
Verifying IFSC JSFB0004971 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm JSFB0004971 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 22-7028949663.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Dindori branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC JSFB0004971, however, work 24x7.
Branch address & contact
Jana Small Finance Bank LimitedDindori Branch
JANA SMALL FINANCE BANK LTD 1ST FLOOR PATWA COMPLEX GALL NO79 OPPOSITE BUS STAND AT POST DINDORI TAL DINDORI DISTRICT,NASHIK MAHARASHTRA 422202
Nashik, Maharashtra
Phone: 22-7028949663
IFSC: JSFB0004971
Frequently asked questions
Can I use IFSC JSFB0004971 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC JSFB0004971 to send funds instantly.
Is IFSC JSFB0004971 valid for NEFT and RTGS?
Yes. IFSC JSFB0004971 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using JSFB0004971 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Jana Small Finance Bank Limited – Dindori reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Dindori branch but serve different purposes.
Where is Jana Small Finance Bank Limited Dindori branch located?
Jana Small Finance Bank Limited's Dindori branch is located at JANA SMALL FINANCE BANK LTD 1ST FLOOR PATWA COMPLEX GALL NO79 OPPOSITE BUS STAND AT POST DINDORI TAL DINDORI DISTRICT,NASHIK MAHARASHTRA 422202, Nashik, Maharashtra.
How do I add Jana Small Finance Bank Limited Dindori as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC JSFB0004971, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: JSFB0004971 is the IFSC code of Jana Small Finance Bank Limited, DINDORI branch, in NASHIK, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
