Below are the complete branch details for Jana Small Finance Bank Limited, NAROL AHMEDABAD branch, located in NAROL AHMEDABAD, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is JSFB0003302. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case JSFB0003302 for Jana Small Finance Bank Limited – NAROL AHMEDABAD — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, JSFB0003302 is the IFSC of Jana Small Finance Bank Limited's NAROL AHMEDABAD branch. The format is fixed: JSFB = bank code, 0 = reserved, 003302 = branch identifier.
Branch details at a glance
| Bank Name | Jana Small Finance Bank Limited |
|---|---|
| Branch | Narol Ahmedabad |
| IFSC Code | JSFB0003302 |
| MICR Code | Refer to cheque leaf |
| Branch Address | JANA SMALL FINANCE BANK LTD,1ST FLOOR,NO 21,22,23,RUDRA GREEN COMPLEX,NEAR OLD NAROL COURT NAROL,AHMEDABAD - 382405 |
| City | Narol Ahmedabad |
| District | Narol Ahmedabad |
| State | Gujarat |
About the bank
Jana Small Finance Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Narol Ahmedabad branch in Narol Ahmedabad, Gujarat is part of this network and uses the IFSC code JSFB0003302 for all electronic settlement.
About this branch
The branch is located at JANA SMALL FINANCE BANK LTD,1ST FLOOR,NO 21,22,23,RUDRA GREEN COMPLEX,NEAR OLD NAROL COURT NAROL,AHMEDABAD - 382405. It serves the Narol Ahmedabad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Jana Small Finance Bank Limited. The IFSC JSFB0003302 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Jana Small Finance Bank Limited's NAROL AHMEDABAD branch came to be assigned the code JSFB0003302.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC JSFB0003302, money simply cannot be routed to the NAROL AHMEDABAD branch electronically.
How to transfer money using IFSC JSFB0003302
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC JSFB0003302 across all three.
NEFT to Jana Small Finance Bank Limited, NAROL AHMEDABAD using IFSC JSFB0003302
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC JSFB0003302, and confirm that the system picks up Jana Small Finance Bank Limited – NAROL AHMEDABAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to NAROL AHMEDABAD
If you need to transfer ₹2 lakh or more in one go to an account at Jana Small Finance Bank Limited's NAROL AHMEDABAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC JSFB0003302 while initiating the transfer and the credit will appear within minutes.
IMPS to Jana Small Finance Bank Limited NAROL AHMEDABAD (IFSC JSFB0003302)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC JSFB0003302 in your mobile or internet banking app, and the money is credited to the NAROL AHMEDABAD branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC JSFB0003302 for Jana Small Finance Bank Limited – NAROL AHMEDABAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – JSFB0003302 | Yes – JSFB0003302 | Yes – JSFB0003302 |
For most retail customers crediting the Narol Ahmedabad branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC JSFB0003302
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Jana Small Finance Bank Limited – NAROL AHMEDABAD is still mapped to IFSC JSFB0003302. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC JSFB0003302 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Narol Ahmedabad branch is mapped to IFSC JSFB0003302 on the RBI payments network. The branch generally supports the full retail product catalogue of Jana Small Finance Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains JSFB0003302.
Products and services
Customers walking into the Narol Ahmedabad branch can access most of Jana Small Finance Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC JSFB0003302
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Jana Small Finance Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC JSFB0003302 and the account number together uniquely identify the Narol Ahmedabad branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC JSFB0003302
Jana Small Finance Bank Limited customers can register for net banking and the bank's official mobile app once their account at the NAROL AHMEDABAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC JSFB0003302 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC JSFB0003302
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Jana Small Finance Bank Limited – NAROL AHMEDABAD, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
JSFB0003302. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Narol Ahmedabad branch sits at JANA SMALL FINANCE BANK LTD,1ST FLOOR,NO 21,22,23,RUDRA GREEN COMPLEX,NEAR OLD NAROL COURT NAROL,AHMEDABAD - 382405. If you are travelling from outside Narol Ahmedabad, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC JSFB0003302 and your account number.
Verifying IFSC JSFB0003302 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm JSFB0003302 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Narol Ahmedabad branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC JSFB0003302, however, work 24x7.
Branch address & contact
Jana Small Finance Bank LimitedNarol Ahmedabad Branch
JANA SMALL FINANCE BANK LTD,1ST FLOOR,NO 21,22,23,RUDRA GREEN COMPLEX,NEAR OLD NAROL COURT NAROL,AHMEDABAD - 382405
Narol Ahmedabad, Gujarat
Phone: the branch contact number
IFSC: JSFB0003302
Frequently asked questions
Is IFSC JSFB0003302 valid for NEFT and RTGS?
Yes. IFSC JSFB0003302 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using JSFB0003302 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Jana Small Finance Bank Limited – Narol Ahmedabad reflect within 30 minutes.
What is the phone number of Jana Small Finance Bank Limited Narol Ahmedabad branch?
You can reach the branch at the branch contact number during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Narol Ahmedabad branch but serve different purposes.
Can I use IFSC JSFB0003302 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC JSFB0003302 to send funds instantly.
Does Jana Small Finance Bank Limited Narol Ahmedabad branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
What is the IFSC code of Jana Small Finance Bank Limited Narol Ahmedabad branch?
The IFSC code of Jana Small Finance Bank Limited, Narol Ahmedabad branch is JSFB0003302. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC JSFB0003302 the same for all accounts at Narol Ahmedabad branch?
Yes. The IFSC JSFB0003302 is shared by every account held at Jana Small Finance Bank Limited's Narol Ahmedabad branch. Only the account number changes from customer to customer.
Summary
The IFSC code JSFB0003302 belongs to Jana Small Finance Bank Limited's NAROL AHMEDABAD branch, located at JANA SMALL FINANCE BANK LTD,1ST FLOOR,NO 21,22,23,RUDRA GREEN COMPLEX,NEAR OLD… in NAROL AHMEDABAD, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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