Below are the complete branch details for Jana Small Finance Bank Limited, MYSORE branch, located in MYSORE, KARNATAKA. The IFSC assigned by the Reserve Bank of India to this branch is JSFB0004547. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case JSFB0004547 for Jana Small Finance Bank Limited – MYSORE — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, JSFB0004547 is the IFSC of Jana Small Finance Bank Limited's MYSORE branch. The format is fixed: JSFB = bank code, 0 = reserved, 004547 = branch identifier.
About Jana Small Finance Bank Limited
Jana Small Finance Bank Limited operates a wide network of branches across India, including the Mysore branch in Mysore. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, JSFB0004547.
Branch details at a glance
| Bank Name | Jana Small Finance Bank Limited |
|---|---|
| Branch | Mysore |
| IFSC Code | JSFB0004547 |
| MICR Code | Refer to cheque leaf |
| Branch Address | NO1, SATHVIK SPLENDOR BUILDING OR HSBC BUILDING, GROUND FLOOR, KALIDASA ROAD, 3RD BLOCK, JAYALAKSHMIPURAM, VV MOHALLA,MYSORE 570012, KARNATAKA |
| City | Mysore |
| District | Mysore |
| State | Karnataka |
About this branch
The branch is located at NO1, SATHVIK SPLENDOR BUILDING OR HSBC BUILDING, GROUND FLOOR, KALIDASA ROAD, 3RD BLOCK, JAYALAKSHMIPURAM, VV MOHALLA,MYSORE 570012, KARNATAKA. It serves the Mysore region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Jana Small Finance Bank Limited. The IFSC JSFB0004547 is used to identify this branch on the RBI payments network.
Why every Jana Small Finance Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MYSORE of Jana Small Finance Bank Limited — its own 11-character IFSC. The code JSFB0004547 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC JSFB0004547 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Mysore branch is mapped to IFSC JSFB0004547 on the RBI payments network. The branch generally supports the full retail product catalogue of Jana Small Finance Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains JSFB0004547.
Banking services available
The Mysore branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC JSFB0004547
How to transfer money using IFSC JSFB0004547
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC JSFB0004547 across all three.
How to use IFSC JSFB0004547 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Jana Small Finance Bank Limited's MYSORE branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC JSFB0004547.
- Confirm the bank name auto-populates as Jana Small Finance Bank Limited and the branch as MYSORE.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC JSFB0004547
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Jana Small Finance Bank Limited – MYSORE, ensure your bank's portal accepts IFSC JSFB0004547 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Jana Small Finance Bank Limited MYSORE (IFSC JSFB0004547)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC JSFB0004547 in your mobile or internet banking app, and the money is credited to the MYSORE branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Mysore
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC JSFB0004547:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at MYSORE is still linked to IFSC JSFB0004547.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Jana Small Finance Bank Limited's MYSORE branch, the IFSC JSFB0004547 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC JSFB0004547
Jana Small Finance Bank Limited customers can register for net banking and the bank's official mobile app once their account at the MYSORE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC JSFB0004547 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Jana Small Finance Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC JSFB0004547 and the account number together uniquely identify the Mysore branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC JSFB0004547
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Jana Small Finance Bank Limited – MYSORE, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
JSFB0004547. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Mysore branch
The branch is located at NO1, SATHVIK SPLENDOR BUILDING OR HSBC BUILDING, GROUND FLOOR, KALIDASA ROAD, 3RD BLOCK, JAYALAKSHMIPURAM, VV MOHALLA,MYSORE 570012, KARNATAKA, which puts it inside Mysore, the broader Mysore district, and the state of Karnataka. To plan your visit:
- Open Google Maps on your phone and search for “Jana Small Finance Bank Limited Mysore branch” — the verified location pin for IFSC JSFB0004547 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC JSFB0004547 and your account number.
Verifying IFSC JSFB0004547 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm JSFB0004547 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Mysore branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC JSFB0004547, however, work 24x7.
Branch address & contact
Jana Small Finance Bank LimitedMysore Branch
NO1, SATHVIK SPLENDOR BUILDING OR HSBC BUILDING, GROUND FLOOR, KALIDASA ROAD, 3RD BLOCK, JAYALAKSHMIPURAM, VV MOHALLA,MYSORE 570012, KARNATAKA
Mysore, Karnataka
Phone: the branch contact number
IFSC: JSFB0004547
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Mysore branch but serve different purposes.
Does Jana Small Finance Bank Limited Mysore branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
What is the IFSC code of Jana Small Finance Bank Limited Mysore branch?
The IFSC code of Jana Small Finance Bank Limited, Mysore branch is JSFB0004547. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Jana Small Finance Bank Limited Mysore as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC JSFB0004547, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC JSFB0004547 valid for NEFT and RTGS?
Yes. IFSC JSFB0004547 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using JSFB0004547 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Jana Small Finance Bank Limited – Mysore reflect within 30 minutes.
What is the phone number of Jana Small Finance Bank Limited Mysore branch?
You can reach the branch at the branch contact number during regular banking hours.
Is IFSC JSFB0004547 the same for all accounts at Mysore branch?
Yes. The IFSC JSFB0004547 is shared by every account held at Jana Small Finance Bank Limited's Mysore branch. Only the account number changes from customer to customer.
Summary
The IFSC code JSFB0004547 belongs to Jana Small Finance Bank Limited's MYSORE branch, located at NO1, SATHVIK SPLENDOR BUILDING OR HSBC BUILDING, GROUND FLOOR, KALIDASA ROAD,… in MYSORE, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
