IFSC Code of Jana Small Finance Bank Limited, Kodumudi Salaipudur Branch, Tamil Nadu

If you are searching for the IFSC code of Jana Small Finance Bank Limited, KODUMUDI SALAIPUDUR branch in KODUMUDI SALAIPUDUR, TAMIL NADU, this page has every detail you need. The verified IFSC code for this branch is JSFB0004027. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the KODUMUDI SALAIPUDUR branch, and detailed step-by-step guides for using the IFSC JSFB0004027 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Jana Small Finance Bank Limited's KODUMUDI SALAIPUDUR branch, the IFSC JSFB0004027 breaks down as follows: JSFB identifies the bank, 0 is the reserved character, and 004027 identifies this particular branch.

About the bank

Jana Small Finance Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Kodumudi Salaipudur branch in Kodumudi Salaipudur, Tamil Nadu is part of this network and uses the IFSC code JSFB0004027 for all electronic settlement.

Branch details at a glance

Kodumudi Salaipudur branch overview

Located at JANA SMALL FINANCE BANK LTD,NO - 23 SOLAKKALIPALAYAM MAIN STREET PERIYAVATTAM POST ERODETK AND DT -638151, the Kodumudi Salaipudur branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC JSFB0004027 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Jana Small Finance Bank Limited's KODUMUDI SALAIPUDUR branch came to be assigned the code JSFB0004027.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC JSFB0004027, money simply cannot be routed to the KODUMUDI SALAIPUDUR branch electronically.

Account types you can open at the Kodumudi Salaipudur branch

Once you have an account at Jana Small Finance Bank Limited – KODUMUDI SALAIPUDUR, the IFSC JSFB0004027 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Kodumudi Salaipudur branch can access most of Jana Small Finance Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC JSFB0004027

How to transfer money using IFSC JSFB0004027

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC JSFB0004027 across all three.

NEFT to Jana Small Finance Bank Limited, KODUMUDI SALAIPUDUR using IFSC JSFB0004027

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC JSFB0004027, and confirm that the system picks up Jana Small Finance Bank Limited – KODUMUDI SALAIPUDUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to KODUMUDI SALAIPUDUR

If you need to transfer ₹2 lakh or more in one go to an account at Jana Small Finance Bank Limited's KODUMUDI SALAIPUDUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC JSFB0004027 while initiating the transfer and the credit will appear within minutes.

IMPS to Jana Small Finance Bank Limited KODUMUDI SALAIPUDUR (IFSC JSFB0004027)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC JSFB0004027 in your mobile or internet banking app, and the money is credited to the KODUMUDI SALAIPUDUR branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC JSFB0004027 for Jana Small Finance Bank Limited – KODUMUDI SALAIPUDUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Kodumudi Salaipudur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC JSFB0004027

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Jana Small Finance Bank Limited – KODUMUDI SALAIPUDUR is still mapped to IFSC JSFB0004027. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC JSFB0004027 and the beneficiary's account number to complete the transfer.

Online banking and IFSC JSFB0004027

Jana Small Finance Bank Limited customers can register for net banking and the bank's official mobile app once their account at the KODUMUDI SALAIPUDUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC JSFB0004027 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Kodumudi Salaipudur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC JSFB0004027 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Jana Small Finance Bank Limited – KODUMUDI SALAIPUDUR:

• The IFSC is exactly JSFB0004027 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Jana Small Finance Bank Limited as the bank name and KODUMUDI SALAIPUDUR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Kodumudi Salaipudur branch

The branch is located at JANA SMALL FINANCE BANK LTD,NO - 23 SOLAKKALIPALAYAM MAIN STREET PERIYAVATTAM POST ERODETK AND DT -638151, which puts it inside Kodumudi Salaipudur, the broader Erode district, and the state of Tamil Nadu. To plan your visit:

1. Open Google Maps on your phone and search for “Jana Small Finance Bank Limited Kodumudi Salaipudur branch” — the verified location pin for IFSC JSFB0004027 should appear at the top of the results.
2. Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC JSFB0004027 and your account number.

Verifying IFSC JSFB0004027 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm JSFB0004027 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on the branch contact number.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kodumudi Salaipudur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC JSFB0004027, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code JSFB0004027 belongs to Jana Small Finance Bank Limited's KODUMUDI SALAIPUDUR branch, located at JANA SMALL FINANCE BANK LTD,NO - 23 SOLAKKALIPALAYAM MAIN STREET PERIYAVATTAM… in KODUMUDI SALAIPUDUR, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.