Below are the complete branch details for Jana Small Finance Bank Limited, GURGAON branch, located in GURGAON, HARYANA. The IFSC assigned by the Reserve Bank of India to this branch is JSFB0004514. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case JSFB0004514 for Jana Small Finance Bank Limited – GURGAON — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, JSFB0004514 is the IFSC of Jana Small Finance Bank Limited's GURGAON branch. The format is fixed: JSFB = bank code, 0 = reserved, 004514 = branch identifier.
About the bank
Jana Small Finance Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Gurgaon branch in Gurgaon, Haryana is part of this network and uses the IFSC code JSFB0004514 for all electronic settlement.
Branch details at a glance
| Bank Name | Jana Small Finance Bank Limited |
|---|---|
| Branch | Gurgaon |
| IFSC Code | JSFB0004514 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SHOP NO GF03, UPPER GROUND FLOOR, MGF MEGACITY MALL, MG ROAD, GURGAON, HARYANA 122002 |
| City | Gurgaon |
| District | Gurgaon |
| State | Haryana |
Gurgaon branch overview
Located at SHOP NO GF03, UPPER GROUND FLOOR, MGF MEGACITY MALL, MG ROAD, GURGAON, HARYANA 122002, the Gurgaon branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC JSFB0004514 is required for all interbank electronic transfers routed through this branch.
Why every Jana Small Finance Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including GURGAON of Jana Small Finance Bank Limited — its own 11-character IFSC. The code JSFB0004514 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC JSFB0004514 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Gurgaon branch is mapped to IFSC JSFB0004514 on the RBI payments network. The branch generally supports the full retail product catalogue of Jana Small Finance Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains JSFB0004514.
Banking services available
The Gurgaon branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC JSFB0004514
How to transfer money using IFSC JSFB0004514
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC JSFB0004514 across all three.
NEFT to Jana Small Finance Bank Limited, GURGAON using IFSC JSFB0004514
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC JSFB0004514, and confirm that the system picks up Jana Small Finance Bank Limited – GURGAON. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to GURGAON
If you need to transfer ₹2 lakh or more in one go to an account at Jana Small Finance Bank Limited's GURGAON branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC JSFB0004514 while initiating the transfer and the credit will appear within minutes.
IMPS to Jana Small Finance Bank Limited GURGAON (IFSC JSFB0004514)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC JSFB0004514 in your mobile or internet banking app, and the money is credited to the GURGAON branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Gurgaon
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC JSFB0004514:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at GURGAON is still linked to IFSC JSFB0004514.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Jana Small Finance Bank Limited's GURGAON branch, the IFSC JSFB0004514 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC JSFB0004514
Jana Small Finance Bank Limited customers can register for net banking and the bank's official mobile app once their account at the GURGAON branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC JSFB0004514 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Gurgaon branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC JSFB0004514 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Jana Small Finance Bank Limited – GURGAON:
- The IFSC is exactly JSFB0004514 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Jana Small Finance Bank Limited as the bank name and GURGAON as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Gurgaon branch sits at SHOP NO GF03, UPPER GROUND FLOOR, MGF MEGACITY MALL, MG ROAD, GURGAON, HARYANA 122002. If you are travelling from outside Gurgaon, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC JSFB0004514 and your account number.
Verifying IFSC JSFB0004514 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm JSFB0004514 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Gurgaon branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC JSFB0004514, however, work 24x7.
Branch address & contact
Jana Small Finance Bank LimitedGurgaon Branch
SHOP NO GF03, UPPER GROUND FLOOR, MGF MEGACITY MALL, MG ROAD, GURGAON, HARYANA 122002
Gurgaon, Haryana
Phone: the branch contact number
IFSC: JSFB0004514
Frequently asked questions
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Gurgaon branch but serve different purposes.
How quickly will an NEFT transfer using JSFB0004514 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Jana Small Finance Bank Limited – Gurgaon reflect within 30 minutes.
Can I use IFSC JSFB0004514 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC JSFB0004514 to send funds instantly.
What is the phone number of Jana Small Finance Bank Limited Gurgaon branch?
You can reach the branch at the branch contact number during regular banking hours.
Where is Jana Small Finance Bank Limited Gurgaon branch located?
Jana Small Finance Bank Limited's Gurgaon branch is located at SHOP NO GF03, UPPER GROUND FLOOR, MGF MEGACITY MALL, MG ROAD, GURGAON, HARYANA 122002, Gurgaon, Haryana.
How do I add Jana Small Finance Bank Limited Gurgaon as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC JSFB0004514, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC JSFB0004514 valid for NEFT and RTGS?
Yes. IFSC JSFB0004514 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Does Jana Small Finance Bank Limited Gurgaon branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
Final notes
To recap: JSFB0004514 is the IFSC code of Jana Small Finance Bank Limited, GURGAON branch, in GURGAON, HARYANA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
