IFSC Code of Jana Small Finance Bank Limited, Borivali Jpc Branch, Maharashtra

Use this page as a one-stop reference for everything related to Jana Small Finance Bank Limited's BORIVALI JPC branch in GREATER MUMBAI, MAHARASHTRA. The branch's IFSC code JSFB0006050 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, JSFB0006050 is the IFSC of Jana Small Finance Bank Limited's BORIVALI JPC branch. The format is fixed: JSFB = bank code, 0 = reserved, 006050 = branch identifier.

Branch details at a glance

Bank profile

Jana Small Finance Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Borivali Jpc branch — IFSC JSFB0006050 — extends the bank's services to customers in and around Greater Mumbai, Maharashtra.

About the Borivali Jpc branch

The Borivali Jpc branch of Jana Small Finance Bank Limited is situated at GROUND FLOOR SHOP NO 1,2,&3,SHREE GOVIND APARTMENTS DATTAPADA SCHOOL ROAD BORIVALI,MUMBAI,400066,INDIA. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code JSFB0006050 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Jana Small Finance Bank Limited's BORIVALI JPC branch came to be assigned the code JSFB0006050.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC JSFB0006050, money simply cannot be routed to the BORIVALI JPC branch electronically.

How to transfer money using IFSC JSFB0006050

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC JSFB0006050 across all three.

How to use IFSC JSFB0006050 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Jana Small Finance Bank Limited's BORIVALI JPC branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC JSFB0006050.
4. Confirm the bank name auto-populates as Jana Small Finance Bank Limited and the branch as BORIVALI JPC.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to BORIVALI JPC

If you need to transfer ₹2 lakh or more in one go to an account at Jana Small Finance Bank Limited's BORIVALI JPC branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC JSFB0006050 while initiating the transfer and the credit will appear within minutes.

IMPS to Jana Small Finance Bank Limited BORIVALI JPC (IFSC JSFB0006050)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC JSFB0006050 in your mobile or internet banking app, and the money is credited to the BORIVALI JPC branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC JSFB0006050 for Jana Small Finance Bank Limited – BORIVALI JPC, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Borivali Jpc branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC JSFB0006050

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Jana Small Finance Bank Limited – BORIVALI JPC is still mapped to IFSC JSFB0006050. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC JSFB0006050 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Borivali Jpc branch is mapped to IFSC JSFB0006050 on the RBI payments network. The branch generally supports the full retail product catalogue of Jana Small Finance Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains JSFB0006050.

Banking services available

The Borivali Jpc branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC JSFB0006050

MICR & cheque-truncation details

Cheques drawn on the Borivali Jpc branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC JSFB0006050 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC JSFB0006050

Jana Small Finance Bank Limited customers can register for net banking and the bank's official mobile app once their account at the BORIVALI JPC branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC JSFB0006050 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Jana Small Finance Bank Limited – BORIVALI JPC:

• The IFSC is exactly JSFB0006050 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Jana Small Finance Bank Limited as the bank name and BORIVALI JPC as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Borivali Jpc branch

The branch is located at GROUND FLOOR SHOP NO 1,2,&3,SHREE GOVIND APARTMENTS DATTAPADA SCHOOL ROAD BORIVALI,MUMBAI,400066,INDIA, which puts it inside Greater Mumbai, the broader Mumbai Suburban district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Jana Small Finance Bank Limited Borivali Jpc branch” — the verified location pin for IFSC JSFB0006050 should appear at the top of the results.
2. Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC JSFB0006050 and your account number.

Verifying IFSC JSFB0006050 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm JSFB0006050 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on the branch contact number.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Borivali Jpc are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to JSFB0006050 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code JSFB0006050 belongs to Jana Small Finance Bank Limited's BORIVALI JPC branch, located at GROUND FLOOR SHOP NO 1,2,&3,SHREE GOVIND APARTMENTS DATTAPADA SCHOOL ROAD… in GREATER MUMBAI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.