IFSC Code of Jana Small Finance Bank Limited, Hapur-Ghaziabad Br Branch, Uttar Pradesh

This page lists the IFSC code, branch address, contact number and fund-transfer information for Jana Small Finance Bank Limited, HAPUR-GHAZIABAD BR branch in GHAZIABAD. The 11-digit IFSC JSFB0003125 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Jana Small Finance Bank Limited at the HAPUR-GHAZIABAD BR location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Jana Small Finance Bank Limited's HAPUR-GHAZIABAD BR branch, the IFSC JSFB0003125 breaks down as follows: JSFB identifies the bank, 0 is the reserved character, and 003125 identifies this particular branch.

About Jana Small Finance Bank Limited

Jana Small Finance Bank Limited operates a wide network of branches across India, including the Hapur-Ghaziabad Br branch in Ghaziabad. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, JSFB0003125.

About the Hapur-Ghaziabad Br branch

The Hapur-Ghaziabad Br branch of Jana Small Finance Bank Limited is situated at JANA SMALL FINANCE BANK LTD,GROUND FLOOR,MUNICIPAL HOUSE NO.1086,MEERUT ROAD,HAPUR - 245101. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code JSFB0003125 is used.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Jana Small Finance Bank Limited's HAPUR-GHAZIABAD BR branch came to be assigned the code JSFB0003125.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC JSFB0003125, money simply cannot be routed to the HAPUR-GHAZIABAD BR branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Hapur-Ghaziabad Br branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC JSFB0003125 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC JSFB0003125

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC JSFB0003125 across all three.

How to use IFSC JSFB0003125 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Jana Small Finance Bank Limited's HAPUR-GHAZIABAD BR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC JSFB0003125.
4. Confirm the bank name auto-populates as Jana Small Finance Bank Limited and the branch as HAPUR-GHAZIABAD BR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to HAPUR-GHAZIABAD BR

If you need to transfer ₹2 lakh or more in one go to an account at Jana Small Finance Bank Limited's HAPUR-GHAZIABAD BR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC JSFB0003125 while initiating the transfer and the credit will appear within minutes.

IMPS to Jana Small Finance Bank Limited HAPUR-GHAZIABAD BR (IFSC JSFB0003125)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC JSFB0003125 in your mobile or internet banking app, and the money is credited to the HAPUR-GHAZIABAD BR branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC JSFB0003125 for Jana Small Finance Bank Limited – HAPUR-GHAZIABAD BR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Hapur-Ghaziabad Br branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC JSFB0003125

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Jana Small Finance Bank Limited – HAPUR-GHAZIABAD BR is still mapped to IFSC JSFB0003125. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC JSFB0003125 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Hapur-Ghaziabad Br branch is mapped to IFSC JSFB0003125 on the RBI payments network. The branch generally supports the full retail product catalogue of Jana Small Finance Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains JSFB0003125.

Products and services

Customers walking into the Hapur-Ghaziabad Br branch can access most of Jana Small Finance Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC JSFB0003125

Online banking and IFSC JSFB0003125

Jana Small Finance Bank Limited customers can register for net banking and the bank's official mobile app once their account at the HAPUR-GHAZIABAD BR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC JSFB0003125 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Hapur-Ghaziabad Br branch

The branch is located at JANA SMALL FINANCE BANK LTD,GROUND FLOOR,MUNICIPAL HOUSE NO.1086,MEERUT ROAD,HAPUR - 245101, which puts it inside Ghaziabad, the broader Ghaziabad district, and the state of Uttar Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “Jana Small Finance Bank Limited Hapur-Ghaziabad Br branch” — the verified location pin for IFSC JSFB0003125 should appear at the top of the results.
2. Confirm the branch is open by calling 7830002647 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC JSFB0003125 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Jana Small Finance Bank Limited – HAPUR-GHAZIABAD BR:

• The IFSC is exactly JSFB0003125 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Jana Small Finance Bank Limited as the bank name and HAPUR-GHAZIABAD BR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Hapur-Ghaziabad Br branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC JSFB0003125, however, work 24x7.

Verifying IFSC JSFB0003125 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm JSFB0003125 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 7830002647.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Summary

The IFSC code JSFB0003125 belongs to Jana Small Finance Bank Limited's HAPUR-GHAZIABAD BR branch, located at JANA SMALL FINANCE BANK LTD,GROUND FLOOR,MUNICIPAL HOUSE NO.1086,MEERUT… in GHAZIABAD, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.