Below are the complete branch details for Jana Small Finance Bank Limited, ERODE branch, located in ERODE, TAMIL NADU. The IFSC assigned by the Reserve Bank of India to this branch is JSFB0003022. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case JSFB0003022 for Jana Small Finance Bank Limited – ERODE — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, JSFB0003022 is the IFSC of Jana Small Finance Bank Limited's ERODE branch. The format is fixed: JSFB = bank code, 0 = reserved, 003022 = branch identifier.
Bank profile
Jana Small Finance Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Erode branch — IFSC JSFB0003022 — extends the bank's services to customers in and around Erode, Tamil Nadu.
About this branch
The branch is located at JANA SMALL FINANCE BANK LTD.2ND FLOOR,PMB COMPLEX,BEARING NO.19,NACHIAPPA STREET,NEAR DAILY THANTHI OFFICE,ERODE -638001,INDIA. It serves the Erode region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Jana Small Finance Bank Limited. The IFSC JSFB0003022 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Jana Small Finance Bank Limited |
|---|---|
| Branch | Erode |
| IFSC Code | JSFB0003022 |
| MICR Code | Refer to cheque leaf |
| Branch Address | JANA SMALL FINANCE BANK LTD.2ND FLOOR,PMB COMPLEX,BEARING NO.19,NACHIAPPA STREET,NEAR DAILY THANTHI OFFICE,ERODE -638001,INDIA |
| City | Erode |
| District | Erode |
| State | Tamil Nadu |
Why every Jana Small Finance Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including ERODE of Jana Small Finance Bank Limited — its own 11-character IFSC. The code JSFB0003022 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC JSFB0003022 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Jana Small Finance Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC JSFB0003022 and the account number together uniquely identify the Erode branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC JSFB0003022
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC JSFB0003022 across all three.
NEFT to Jana Small Finance Bank Limited, ERODE using IFSC JSFB0003022
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC JSFB0003022, and confirm that the system picks up Jana Small Finance Bank Limited – ERODE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC JSFB0003022
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Jana Small Finance Bank Limited – ERODE, ensure your bank's portal accepts IFSC JSFB0003022 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Jana Small Finance Bank Limited – ERODE, use IMPS. With IFSC JSFB0003022 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC JSFB0003022 for Jana Small Finance Bank Limited – ERODE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – JSFB0003022 | Yes – JSFB0003022 | Yes – JSFB0003022 |
For most retail customers crediting the Erode branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Jana Small Finance Bank Limited's ERODE branch, the IFSC JSFB0003022 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Erode branch
Once you have an account at Jana Small Finance Bank Limited – ERODE, the IFSC JSFB0003022 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Erode branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC JSFB0003022
Online banking and IFSC JSFB0003022
Jana Small Finance Bank Limited customers can register for net banking and the bank's official mobile app once their account at the ERODE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC JSFB0003022 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Erode branch
The branch is located at JANA SMALL FINANCE BANK LTD.2ND FLOOR,PMB COMPLEX,BEARING NO.19,NACHIAPPA STREET,NEAR DAILY THANTHI OFFICE,ERODE -638001,INDIA, which puts it inside Erode, the broader Erode district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “Jana Small Finance Bank Limited Erode branch” — the verified location pin for IFSC JSFB0003022 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC JSFB0003022 and your account number.
Common mistakes to avoid when using IFSC JSFB0003022
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Jana Small Finance Bank Limited – ERODE, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
JSFB0003022. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Erode are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to JSFB0003022 continue to work without interruption.
Verifying IFSC JSFB0003022 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm JSFB0003022 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Branch address & contact
Jana Small Finance Bank LimitedErode Branch
JANA SMALL FINANCE BANK LTD.2ND FLOOR,PMB COMPLEX,BEARING NO.19,NACHIAPPA STREET,NEAR DAILY THANTHI OFFICE,ERODE -638001,INDIA
Erode, Tamil Nadu
Phone: the branch contact number
IFSC: JSFB0003022
Frequently asked questions
What is the phone number of Jana Small Finance Bank Limited Erode branch?
You can reach the branch at the branch contact number during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Erode branch but serve different purposes.
Is IFSC JSFB0003022 the same for all accounts at Erode branch?
Yes. The IFSC JSFB0003022 is shared by every account held at Jana Small Finance Bank Limited's Erode branch. Only the account number changes from customer to customer.
What is the IFSC code of Jana Small Finance Bank Limited Erode branch?
The IFSC code of Jana Small Finance Bank Limited, Erode branch is JSFB0003022. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Where is Jana Small Finance Bank Limited Erode branch located?
Jana Small Finance Bank Limited's Erode branch is located at JANA SMALL FINANCE BANK LTD.2ND FLOOR,PMB COMPLEX,BEARING NO.19,NACHIAPPA STREET,NEAR DAILY THANTHI OFFICE,ERODE -638001,INDIA, Erode, Tamil Nadu.
How quickly will an NEFT transfer using JSFB0003022 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Jana Small Finance Bank Limited – Erode reflect within 30 minutes.
Final notes
To recap: JSFB0003022 is the IFSC code of Jana Small Finance Bank Limited, ERODE branch, in ERODE, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
