Use this page as a one-stop reference for everything related to Jana Small Finance Bank Limited's CHANDPAR branch in DEORIA, UTTAR PRADESH. The branch's IFSC code JSFB0004953 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, JSFB0004953 is the IFSC of Jana Small Finance Bank Limited's CHANDPAR branch. The format is fixed: JSFB = bank code, 0 = reserved, 004953 = branch identifier.
Bank profile
Jana Small Finance Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Chandpar branch — IFSC JSFB0004953 — extends the bank's services to customers in and around Deoria, Uttar Pradesh.
Branch details at a glance
| Bank Name | Jana Small Finance Bank Limited |
|---|---|
| Branch | Chandpar |
| IFSC Code | JSFB0004953 |
| MICR Code | Refer to cheque leaf |
| Branch Address | JANA SMALL FINANCE BANK LTD,MAUZA CHANDPAR,TAPPA BARSIPAR,PARGNA SALEMPUR MAJHAULI,TEHSIL SALEMPUR,DISTT DEORIA,UP-274701 |
| City | Deoria |
| District | Deoria |
| State | Uttar Pradesh |
| STD Code | 91 |
| Phone | 7830002647 |
About this branch
The branch is located at JANA SMALL FINANCE BANK LTD,MAUZA CHANDPAR,TAPPA BARSIPAR,PARGNA SALEMPUR MAJHAULI,TEHSIL SALEMPUR,DISTT DEORIA,UP-274701. It serves the Deoria region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Jana Small Finance Bank Limited. The IFSC JSFB0004953 is used to identify this branch on the RBI payments network.
Why every Jana Small Finance Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CHANDPAR of Jana Small Finance Bank Limited — its own 11-character IFSC. The code JSFB0004953 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC JSFB0004953 the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Chandpar branch
Once you have an account at Jana Small Finance Bank Limited – CHANDPAR, the IFSC JSFB0004953 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Chandpar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-7830002647.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC JSFB0004953
How to transfer money using IFSC JSFB0004953
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC JSFB0004953 across all three.
NEFT to Jana Small Finance Bank Limited, CHANDPAR using IFSC JSFB0004953
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC JSFB0004953, and confirm that the system picks up Jana Small Finance Bank Limited – CHANDPAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to CHANDPAR
If you need to transfer ₹2 lakh or more in one go to an account at Jana Small Finance Bank Limited's CHANDPAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC JSFB0004953 while initiating the transfer and the credit will appear within minutes.
IMPS to Jana Small Finance Bank Limited CHANDPAR (IFSC JSFB0004953)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC JSFB0004953 in your mobile or internet banking app, and the money is credited to the CHANDPAR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC JSFB0004953 for Jana Small Finance Bank Limited – CHANDPAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – JSFB0004953 | Yes – JSFB0004953 | Yes – JSFB0004953 |
For most retail customers crediting the Chandpar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Jana Small Finance Bank Limited's CHANDPAR branch, the IFSC JSFB0004953 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC JSFB0004953
Jana Small Finance Bank Limited customers can register for net banking and the bank's official mobile app once their account at the CHANDPAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC JSFB0004953 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Jana Small Finance Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC JSFB0004953 and the account number together uniquely identify the Chandpar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Jana Small Finance Bank Limited – CHANDPAR:
- The IFSC is exactly JSFB0004953 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Jana Small Finance Bank Limited as the bank name and CHANDPAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Chandpar branch
The branch is located at JANA SMALL FINANCE BANK LTD,MAUZA CHANDPAR,TAPPA BARSIPAR,PARGNA SALEMPUR MAJHAULI,TEHSIL SALEMPUR,DISTT DEORIA,UP-274701, which puts it inside Deoria, the broader Deoria district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Jana Small Finance Bank Limited Chandpar branch” — the verified location pin for IFSC JSFB0004953 should appear at the top of the results.
- Confirm the branch is open by calling 91-7830002647 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC JSFB0004953 and your account number.
Verifying IFSC JSFB0004953 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm JSFB0004953 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-7830002647.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Chandpar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to JSFB0004953 continue to work without interruption.
Branch address & contact
Jana Small Finance Bank LimitedChandpar Branch
JANA SMALL FINANCE BANK LTD,MAUZA CHANDPAR,TAPPA BARSIPAR,PARGNA SALEMPUR MAJHAULI,TEHSIL SALEMPUR,DISTT DEORIA,UP-274701
Deoria, Uttar Pradesh
Phone: 91-7830002647
IFSC: JSFB0004953
Frequently asked questions
Where is Jana Small Finance Bank Limited Chandpar branch located?
Jana Small Finance Bank Limited's Chandpar branch is located at JANA SMALL FINANCE BANK LTD,MAUZA CHANDPAR,TAPPA BARSIPAR,PARGNA SALEMPUR MAJHAULI,TEHSIL SALEMPUR,DISTT DEORIA,UP-274701, Deoria, Uttar Pradesh.
What is the IFSC code of Jana Small Finance Bank Limited Chandpar branch?
The IFSC code of Jana Small Finance Bank Limited, Chandpar branch is JSFB0004953. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Chandpar branch but serve different purposes.
Is IFSC JSFB0004953 valid for NEFT and RTGS?
Yes. IFSC JSFB0004953 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How quickly will an NEFT transfer using JSFB0004953 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Jana Small Finance Bank Limited – Chandpar reflect within 30 minutes.
Is IFSC JSFB0004953 the same for all accounts at Chandpar branch?
Yes. The IFSC JSFB0004953 is shared by every account held at Jana Small Finance Bank Limited's Chandpar branch. Only the account number changes from customer to customer.
Summary
The IFSC code JSFB0004953 belongs to Jana Small Finance Bank Limited's CHANDPAR branch, located at JANA SMALL FINANCE BANK LTD,MAUZA CHANDPAR,TAPPA BARSIPAR,PARGNA SALEMPUR… in DEORIA, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
