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15th May
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    IFSC Code of Jana Small Finance Bank Limited, Coimbatore Branch, Tamil Nadu

    IFSC code JSFB0004598 - Jana Small Finance Bank Limited, Coimbatore Branch, Coimbatore, Tamil Nadu. Use it for NEFT, RTGS and IMPS transfers.

    This page lists the IFSC code, branch address, contact number and fund-transfer information for Jana Small Finance Bank Limited, COIMBATORE branch in COIMBATORE. The 11-digit IFSC JSFB0004598 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Jana Small Finance Bank Limited at the COIMBATORE location, this is the only IFSC you need.

    We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

    IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

    In our case, JSFB0004598 is the IFSC of Jana Small Finance Bank Limited's COIMBATORE branch. The format is fixed: JSFB = bank code, 0 = reserved, 004598 = branch identifier.

    Bank profile

    Jana Small Finance Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Coimbatore branch — IFSC JSFB0004598 — extends the bank's services to customers in and around Coimbatore, Tamil Nadu.

    Branch details at a glance

    Bank NameJana Small Finance Bank Limited
    BranchCoimbatore
    IFSC CodeJSFB0004598
    MICR CodeRefer to cheque leaf
    Branch Address272B, VKS COMPLEX, NSR ROAD, SAIBABA COLONY, COIMBATORE641011, TAMILNADU
    CityCoimbatore
    DistrictCoimbatore
    StateTamil Nadu

    Coimbatore branch overview

    Located at 272B, VKS COMPLEX, NSR ROAD, SAIBABA COLONY, COIMBATORE641011, TAMILNADU, the Coimbatore branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC JSFB0004598 is required for all interbank electronic transfers routed through this branch.

    Why every Jana Small Finance Bank Limited branch has a unique IFSC

    Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including COIMBATORE of Jana Small Finance Bank Limited — its own 11-character IFSC. The code JSFB0004598 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

    Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC JSFB0004598 the same way you would treat your account number — verify it once and save it carefully for future use.

    Account types you can open at the Coimbatore branch

    Once you have an account at Jana Small Finance Bank Limited – COIMBATORE, the IFSC JSFB0004598 stays the same regardless of the type of account you hold. The branch typically supports the following options:

    • Savings account — for individuals, with chequebook, ATM card and net-banking access.
    • Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
    • Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
    • NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
    • Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
    • Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
    • Minor and student accounts — operated jointly with a guardian until the customer turns 18.

    Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

    Products and services

    Customers walking into the Coimbatore branch can access most of Jana Small Finance Bank Limited's standard product suite, including:

    • Account opening – savings, current, NRI, salary
    • Term deposits and recurring deposits
    • Retail and small-business loans
    • Insurance and mutual-fund tie-ups
    • Locker, safe deposit and ATM card services
    • Online and mobile banking activation
    • Electronic transfers via IFSC JSFB0004598

    How to transfer money using IFSC JSFB0004598

    Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC JSFB0004598 across all three.

    NEFT to Jana Small Finance Bank Limited, COIMBATORE using IFSC JSFB0004598

    National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

    To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC JSFB0004598, and confirm that the system picks up Jana Small Finance Bank Limited – COIMBATORE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

    Real-Time Gross Settlement to COIMBATORE

    If you need to transfer ₹2 lakh or more in one go to an account at Jana Small Finance Bank Limited's COIMBATORE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC JSFB0004598 while initiating the transfer and the credit will appear within minutes.

    Send money instantly through IMPS

    For a real-time, anytime transfer to Jana Small Finance Bank Limited – COIMBATORE, use IMPS. With IFSC JSFB0004598 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

    NEFT vs RTGS vs IMPS — which one should you use?

    All three modes accept the IFSC JSFB0004598 for Jana Small Finance Bank Limited – COIMBATORE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

    ParameterNEFTRTGSIMPS
    Minimum amount₹1₹2,00,000₹1
    Maximum amountNo RBI capNo RBI cap₹5,00,000
    SettlementHalf-hourly batchesReal-timeReal-time
    Availability24x724x724x7
    Best forRoutine transfersHigh-value transfersUrgent small / mid transfers
    IFSC requiredYes – JSFB0004598Yes – JSFB0004598Yes – JSFB0004598

    For most retail customers crediting the Coimbatore branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

    How UPI relates to the IFSC code

    UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Jana Small Finance Bank Limited's COIMBATORE branch, the IFSC JSFB0004598 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

    That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

    Digital banking channels

    Most day-to-day work that customers used to do at the Coimbatore branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC JSFB0004598 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

    MICR code & cheque clearing

    Apart from IFSC, every cheque book issued by Jana Small Finance Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC JSFB0004598 and the account number together uniquely identify the Coimbatore branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

    Things to verify before sending money

    Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Jana Small Finance Bank Limited – COIMBATORE:

    • The IFSC is exactly JSFB0004598 with no extra spaces.
    • The beneficiary's account number matches what they shared, digit for digit.
    • The portal auto-fills Jana Small Finance Bank Limited as the bank name and COIMBATORE as the branch.
    • The amount and the purpose of payment are correct.
    • You have a valid OTP-verifying mobile number on hand.

    A 30-second review here saves hours of reconciliation later.

    Reaching the branch

    The Coimbatore branch sits at 272B, VKS COMPLEX, NSR ROAD, SAIBABA COLONY, COIMBATORE641011, TAMILNADU. If you are travelling from outside Coimbatore, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC JSFB0004598 and your account number.

    Other ways to verify the IFSC code

    While this page already lists the verified IFSC JSFB0004598 for Jana Small Finance Bank Limited – COIMBATORE, you can cross-check the code from any of these sources before initiating a high-value transfer:

    • The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
    • The first page of your passbook.
    • The bank's official website under the branch locator.
    • The Reserve Bank of India's IFSC search portal.
    • Net banking dashboards usually display the home-branch IFSC under account details.

    Branch banking hours and holidays

    Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Coimbatore branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC JSFB0004598, however, work 24x7.

    Branch address & contact

    Jana Small Finance Bank Limited
    Coimbatore Branch
    272B, VKS COMPLEX, NSR ROAD, SAIBABA COLONY, COIMBATORE641011, TAMILNADU
    Coimbatore, Tamil Nadu
    Phone: the branch contact number
    IFSC: JSFB0004598

    Frequently asked questions

    How quickly will an NEFT transfer using JSFB0004598 be credited?

    NEFT settles in half-hourly batches around the clock. Most transfers to Jana Small Finance Bank Limited – Coimbatore reflect within 30 minutes.

    What is the phone number of Jana Small Finance Bank Limited Coimbatore branch?

    You can reach the branch at the branch contact number during regular banking hours.

    Is IFSC JSFB0004598 the same for all accounts at Coimbatore branch?

    Yes. The IFSC JSFB0004598 is shared by every account held at Jana Small Finance Bank Limited's Coimbatore branch. Only the account number changes from customer to customer.

    How do I add Jana Small Finance Bank Limited Coimbatore as a beneficiary?

    Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC JSFB0004598, and complete OTP verification. Once activated, you can transfer funds at any time.

    Can I use IFSC JSFB0004598 for IMPS transfers?

    Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC JSFB0004598 to send funds instantly.

    What is the difference between IFSC and MICR code?

    IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Coimbatore branch but serve different purposes.

    Does Jana Small Finance Bank Limited Coimbatore branch offer locker facilities?

    Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.

    Final notes

    To recap: JSFB0004598 is the IFSC code of Jana Small Finance Bank Limited, COIMBATORE branch, in COIMBATORE, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.

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