Below are the complete branch details for Jana Small Finance Bank Limited, MOGAPPAIR branch, located in CHENNAI, TAMIL NADU. The IFSC assigned by the Reserve Bank of India to this branch is JSFB0004597. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case JSFB0004597 for Jana Small Finance Bank Limited – MOGAPPAIR — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Jana Small Finance Bank Limited – MOGAPPAIR is JSFB0004597. The first four letters JSFB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 004597 map to this branch in CHENNAI, TAMIL NADU.
Branch details at a glance
| Bank Name | Jana Small Finance Bank Limited |
|---|---|
| Branch | Mogappair |
| IFSC Code | JSFB0004597 |
| MICR Code | Refer to cheque leaf |
| Branch Address | PLOT NO 12559, SVK PLAZA, MIG TYPE,THIRUVALLUR STREET, JJ NAGAR, 12TH BLOCK, EAST MOGAPPAIR CHENNAI 600037 |
| City | Chennai |
| District | Chennai |
| State | Tamil Nadu |
About the bank
Jana Small Finance Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Mogappair branch in Chennai, Tamil Nadu is part of this network and uses the IFSC code JSFB0004597 for all electronic settlement.
About this branch
The branch is located at PLOT NO 12559, SVK PLAZA, MIG TYPE,THIRUVALLUR STREET, JJ NAGAR, 12TH BLOCK, EAST MOGAPPAIR CHENNAI 600037. It serves the Chennai region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Jana Small Finance Bank Limited. The IFSC JSFB0004597 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Jana Small Finance Bank Limited's MOGAPPAIR branch came to be assigned the code JSFB0004597.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC JSFB0004597, money simply cannot be routed to the MOGAPPAIR branch electronically.
How to transfer money using IFSC JSFB0004597
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC JSFB0004597 across all three.
NEFT to Jana Small Finance Bank Limited, MOGAPPAIR using IFSC JSFB0004597
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC JSFB0004597, and confirm that the system picks up Jana Small Finance Bank Limited – MOGAPPAIR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC JSFB0004597
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Jana Small Finance Bank Limited – MOGAPPAIR, ensure your bank's portal accepts IFSC JSFB0004597 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Jana Small Finance Bank Limited MOGAPPAIR (IFSC JSFB0004597)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC JSFB0004597 in your mobile or internet banking app, and the money is credited to the MOGAPPAIR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC JSFB0004597 for Jana Small Finance Bank Limited – MOGAPPAIR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – JSFB0004597 | Yes – JSFB0004597 | Yes – JSFB0004597 |
For most retail customers crediting the Mogappair branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC JSFB0004597
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Jana Small Finance Bank Limited – MOGAPPAIR is still mapped to IFSC JSFB0004597. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC JSFB0004597 and the beneficiary's account number to complete the transfer.
Account types you can open at the Mogappair branch
Once you have an account at Jana Small Finance Bank Limited – MOGAPPAIR, the IFSC JSFB0004597 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Mogappair branch can access most of Jana Small Finance Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC JSFB0004597
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Jana Small Finance Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC JSFB0004597 and the account number together uniquely identify the Mogappair branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC JSFB0004597
Jana Small Finance Bank Limited customers can register for net banking and the bank's official mobile app once their account at the MOGAPPAIR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC JSFB0004597 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Common mistakes to avoid when using IFSC JSFB0004597
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Jana Small Finance Bank Limited – MOGAPPAIR, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
JSFB0004597. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Mogappair branch
The branch is located at PLOT NO 12559, SVK PLAZA, MIG TYPE,THIRUVALLUR STREET, JJ NAGAR, 12TH BLOCK, EAST MOGAPPAIR CHENNAI 600037, which puts it inside Chennai, the broader Chennai district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “Jana Small Finance Bank Limited Mogappair branch” — the verified location pin for IFSC JSFB0004597 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC JSFB0004597 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC JSFB0004597 for Jana Small Finance Bank Limited – MOGAPPAIR, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Working hours
Branch counters at Mogappair are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to JSFB0004597 continue to work without interruption.
Branch address & contact
Jana Small Finance Bank LimitedMogappair Branch
PLOT NO 12559, SVK PLAZA, MIG TYPE,THIRUVALLUR STREET, JJ NAGAR, 12TH BLOCK, EAST MOGAPPAIR CHENNAI 600037
Chennai, Tamil Nadu
Phone: the branch contact number
IFSC: JSFB0004597
Frequently asked questions
How quickly will an NEFT transfer using JSFB0004597 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Jana Small Finance Bank Limited – Mogappair reflect within 30 minutes.
How do I add Jana Small Finance Bank Limited Mogappair as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC JSFB0004597, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC JSFB0004597 valid for NEFT and RTGS?
Yes. IFSC JSFB0004597 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Mogappair branch but serve different purposes.
Does Jana Small Finance Bank Limited Mogappair branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
What is the phone number of Jana Small Finance Bank Limited Mogappair branch?
You can reach the branch at the branch contact number during regular banking hours.
Where is Jana Small Finance Bank Limited Mogappair branch located?
Jana Small Finance Bank Limited's Mogappair branch is located at PLOT NO 12559, SVK PLAZA, MIG TYPE,THIRUVALLUR STREET, JJ NAGAR, 12TH BLOCK, EAST MOGAPPAIR CHENNAI 600037, Chennai, Tamil Nadu.
Is IFSC JSFB0004597 the same for all accounts at Mogappair branch?
Yes. The IFSC JSFB0004597 is shared by every account held at Jana Small Finance Bank Limited's Mogappair branch. Only the account number changes from customer to customer.
Summary
The IFSC code JSFB0004597 belongs to Jana Small Finance Bank Limited's MOGAPPAIR branch, located at PLOT NO 12559, SVK PLAZA, MIG TYPE,THIRUVALLUR STREET, JJ NAGAR, 12TH BLOCK,… in CHENNAI, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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