Use this page as a one-stop reference for everything related to Jana Small Finance Bank Limited's CHANDKHEDA branch in CHANDKHEDA, GUJARAT. The branch's IFSC code JSFB0004516 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Jana Small Finance Bank Limited – CHANDKHEDA is JSFB0004516. The first four letters JSFB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 004516 map to this branch in CHANDKHEDA, GUJARAT.
Branch details at a glance
| Bank Name | Jana Small Finance Bank Limited |
|---|---|
| Branch | Chandkheda |
| IFSC Code | JSFB0004516 |
| MICR Code | Refer to cheque leaf |
| Branch Address | JANA SMALL FINANCE BANK,1 FLOOR,101,SIGMA ARCADE,ABOVE VIJAY SALES,NEW VISAT PETROL PUMO,CHANDKHEDA,AHMEDABAD 382424 |
| City | Chandkheda |
| District | Ahmedabad |
| State | Gujarat |
About the bank
Jana Small Finance Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Chandkheda branch in Chandkheda, Gujarat is part of this network and uses the IFSC code JSFB0004516 for all electronic settlement.
About this branch
The branch is located at JANA SMALL FINANCE BANK,1 FLOOR,101,SIGMA ARCADE,ABOVE VIJAY SALES,NEW VISAT PETROL PUMO,CHANDKHEDA,AHMEDABAD 382424. It serves the Chandkheda region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Jana Small Finance Bank Limited. The IFSC JSFB0004516 is used to identify this branch on the RBI payments network.
Why every Jana Small Finance Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CHANDKHEDA of Jana Small Finance Bank Limited — its own 11-character IFSC. The code JSFB0004516 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC JSFB0004516 the same way you would treat your account number — verify it once and save it carefully for future use.
How to transfer money using IFSC JSFB0004516
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC JSFB0004516 across all three.
NEFT to Jana Small Finance Bank Limited, CHANDKHEDA using IFSC JSFB0004516
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC JSFB0004516, and confirm that the system picks up Jana Small Finance Bank Limited – CHANDKHEDA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC JSFB0004516
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Jana Small Finance Bank Limited – CHANDKHEDA, ensure your bank's portal accepts IFSC JSFB0004516 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Jana Small Finance Bank Limited CHANDKHEDA (IFSC JSFB0004516)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC JSFB0004516 in your mobile or internet banking app, and the money is credited to the CHANDKHEDA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC JSFB0004516 for Jana Small Finance Bank Limited – CHANDKHEDA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – JSFB0004516 | Yes – JSFB0004516 | Yes – JSFB0004516 |
For most retail customers crediting the Chandkheda branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Jana Small Finance Bank Limited's CHANDKHEDA branch, the IFSC JSFB0004516 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Chandkheda branch is mapped to IFSC JSFB0004516 on the RBI payments network. The branch generally supports the full retail product catalogue of Jana Small Finance Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains JSFB0004516.
Banking services available
The Chandkheda branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC JSFB0004516
MICR & cheque-truncation details
Cheques drawn on the Chandkheda branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC JSFB0004516 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Chandkheda branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC JSFB0004516 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC JSFB0004516
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Jana Small Finance Bank Limited – CHANDKHEDA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
JSFB0004516. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Chandkheda branch
The branch is located at JANA SMALL FINANCE BANK,1 FLOOR,101,SIGMA ARCADE,ABOVE VIJAY SALES,NEW VISAT PETROL PUMO,CHANDKHEDA,AHMEDABAD 382424, which puts it inside Chandkheda, the broader Ahmedabad district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “Jana Small Finance Bank Limited Chandkheda branch” — the verified location pin for IFSC JSFB0004516 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC JSFB0004516 and your account number.
Verifying IFSC JSFB0004516 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm JSFB0004516 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Chandkheda branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC JSFB0004516, however, work 24x7.
Branch address & contact
Jana Small Finance Bank LimitedChandkheda Branch
JANA SMALL FINANCE BANK,1 FLOOR,101,SIGMA ARCADE,ABOVE VIJAY SALES,NEW VISAT PETROL PUMO,CHANDKHEDA,AHMEDABAD 382424
Chandkheda, Gujarat
Phone: the branch contact number
IFSC: JSFB0004516
Frequently asked questions
How quickly will an NEFT transfer using JSFB0004516 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Jana Small Finance Bank Limited – Chandkheda reflect within 30 minutes.
What is the IFSC code of Jana Small Finance Bank Limited Chandkheda branch?
The IFSC code of Jana Small Finance Bank Limited, Chandkheda branch is JSFB0004516. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Chandkheda branch but serve different purposes.
Does Jana Small Finance Bank Limited Chandkheda branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
Is IFSC JSFB0004516 the same for all accounts at Chandkheda branch?
Yes. The IFSC JSFB0004516 is shared by every account held at Jana Small Finance Bank Limited's Chandkheda branch. Only the account number changes from customer to customer.
How do I add Jana Small Finance Bank Limited Chandkheda as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC JSFB0004516, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code JSFB0004516 belongs to Jana Small Finance Bank Limited's CHANDKHEDA branch, located at JANA SMALL FINANCE BANK,1 FLOOR,101,SIGMA ARCADE,ABOVE VIJAY SALES,NEW VISAT… in CHANDKHEDA, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
