IFSC Code of Jana Small Finance Bank Limited, M P Nagar Zone Two Branch, Madhya Pradesh

If you are searching for the IFSC code of Jana Small Finance Bank Limited, M P NAGAR ZONE TWO branch in BHOPAL, MADHYA PRADESH, this page has every detail you need. The verified IFSC code for this branch is JSFB0004549. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the M P NAGAR ZONE TWO branch, and detailed step-by-step guides for using the IFSC JSFB0004549 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Jana Small Finance Bank Limited – M P NAGAR ZONE TWO is JSFB0004549. The first four letters JSFB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 004549 map to this branch in BHOPAL, MADHYA PRADESH.

Bank profile

Jana Small Finance Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The M P Nagar Zone Two branch — IFSC JSFB0004549 — extends the bank's services to customers in and around Bhopal, Madhya Pradesh.

About the M P Nagar Zone Two branch

The M P Nagar Zone Two branch of Jana Small Finance Bank Limited is situated at PLOT NO 13101 MP NAGAR, ZONE2 ,GROUND FLOOR, NEAR VODAFONE, BHOPAL, PIN 462011. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code JSFB0004549 is used.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Jana Small Finance Bank Limited's M P NAGAR ZONE TWO branch came to be assigned the code JSFB0004549.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC JSFB0004549, money simply cannot be routed to the M P NAGAR ZONE TWO branch electronically.

MICR & cheque-truncation details

Cheques drawn on the M P Nagar Zone Two branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC JSFB0004549 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC JSFB0004549

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC JSFB0004549 across all three.

NEFT to Jana Small Finance Bank Limited, M P NAGAR ZONE TWO using IFSC JSFB0004549

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC JSFB0004549, and confirm that the system picks up Jana Small Finance Bank Limited – M P NAGAR ZONE TWO. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC JSFB0004549

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Jana Small Finance Bank Limited – M P NAGAR ZONE TWO, ensure your bank's portal accepts IFSC JSFB0004549 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Jana Small Finance Bank Limited M P NAGAR ZONE TWO (IFSC JSFB0004549)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC JSFB0004549 in your mobile or internet banking app, and the money is credited to the M P NAGAR ZONE TWO branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC JSFB0004549 for Jana Small Finance Bank Limited – M P NAGAR ZONE TWO, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the M P Nagar Zone Two branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Jana Small Finance Bank Limited's M P NAGAR ZONE TWO branch, the IFSC JSFB0004549 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the M P Nagar Zone Two branch is mapped to IFSC JSFB0004549 on the RBI payments network. The branch generally supports the full retail product catalogue of Jana Small Finance Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains JSFB0004549.

Products and services

Customers walking into the M P Nagar Zone Two branch can access most of Jana Small Finance Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC JSFB0004549

Digital banking channels

Most day-to-day work that customers used to do at the M P Nagar Zone Two branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC JSFB0004549 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Reaching the branch

The M P Nagar Zone Two branch sits at PLOT NO 13101 MP NAGAR, ZONE2 ,GROUND FLOOR, NEAR VODAFONE, BHOPAL, PIN 462011. If you are travelling from outside Bhopal, search for the branch on a maps application using the bank name and locality, or call the branch contact number to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC JSFB0004549 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Jana Small Finance Bank Limited – M P NAGAR ZONE TWO:

• The IFSC is exactly JSFB0004549 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Jana Small Finance Bank Limited as the bank name and M P NAGAR ZONE TWO as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at M P Nagar Zone Two are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to JSFB0004549 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC JSFB0004549 for Jana Small Finance Bank Limited – M P NAGAR ZONE TWO, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code JSFB0004549 belongs to Jana Small Finance Bank Limited's M P NAGAR ZONE TWO branch, located at PLOT NO 13101 MP NAGAR, ZONE2 ,GROUND FLOOR, NEAR VODAFONE, BHOPAL, PIN 462011 in BHOPAL, MADHYA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.