Below are the complete branch details for Jana Small Finance Bank Limited, BAHADURGARH branch, located in BAHADURGARH, HARYANA. The IFSC assigned by the Reserve Bank of India to this branch is JSFB0003126. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case JSFB0003126 for Jana Small Finance Bank Limited – BAHADURGARH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Jana Small Finance Bank Limited's BAHADURGARH branch, the IFSC JSFB0003126 breaks down as follows: JSFB identifies the bank, 0 is the reserved character, and 003126 identifies this particular branch.
Branch details at a glance
| Bank Name | Jana Small Finance Bank Limited |
|---|---|
| Branch | Bahadurgarh |
| IFSC Code | JSFB0003126 |
| MICR Code | Refer to cheque leaf |
| Branch Address | AASMALLFIACEBAKLTD,NO.14/78,1STFLOOR,MODELTOW,SAIIMARKET,BAHADURGARH,HAJJAR-124507,IDIA |
| City | Bahadurgarh |
| District | Jhajjar |
| State | Haryana |
Bank profile
Jana Small Finance Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Bahadurgarh branch — IFSC JSFB0003126 — extends the bank's services to customers in and around Bahadurgarh, Haryana.
About this branch
The branch is located at AASMALLFIACEBAKLTD,NO.14/78,1STFLOOR,MODELTOW,SAIIMARKET,BAHADURGARH,HAJJAR-124507,IDIA. It serves the Bahadurgarh region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Jana Small Finance Bank Limited. The IFSC JSFB0003126 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Jana Small Finance Bank Limited's BAHADURGARH branch came to be assigned the code JSFB0003126.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC JSFB0003126, money simply cannot be routed to the BAHADURGARH branch electronically.
How to transfer money using IFSC JSFB0003126
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC JSFB0003126 across all three.
NEFT to Jana Small Finance Bank Limited, BAHADURGARH using IFSC JSFB0003126
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC JSFB0003126, and confirm that the system picks up Jana Small Finance Bank Limited – BAHADURGARH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC JSFB0003126
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Jana Small Finance Bank Limited – BAHADURGARH, ensure your bank's portal accepts IFSC JSFB0003126 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Jana Small Finance Bank Limited BAHADURGARH (IFSC JSFB0003126)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC JSFB0003126 in your mobile or internet banking app, and the money is credited to the BAHADURGARH branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC JSFB0003126 for Jana Small Finance Bank Limited – BAHADURGARH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – JSFB0003126 | Yes – JSFB0003126 | Yes – JSFB0003126 |
For most retail customers crediting the Bahadurgarh branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC JSFB0003126
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Jana Small Finance Bank Limited – BAHADURGARH is still mapped to IFSC JSFB0003126. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC JSFB0003126 and the beneficiary's account number to complete the transfer.
Account types you can open at the Bahadurgarh branch
Once you have an account at Jana Small Finance Bank Limited – BAHADURGARH, the IFSC JSFB0003126 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Bahadurgarh branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC JSFB0003126
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Jana Small Finance Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC JSFB0003126 and the account number together uniquely identify the Bahadurgarh branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC JSFB0003126
Jana Small Finance Bank Limited customers can register for net banking and the bank's official mobile app once their account at the BAHADURGARH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC JSFB0003126 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Jana Small Finance Bank Limited – BAHADURGARH:
- The IFSC is exactly JSFB0003126 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Jana Small Finance Bank Limited as the bank name and BAHADURGARH as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Bahadurgarh branch
The branch is located at AASMALLFIACEBAKLTD,NO.14/78,1STFLOOR,MODELTOW,SAIIMARKET,BAHADURGARH,HAJJAR-124507,IDIA, which puts it inside Bahadurgarh, the broader Jhajjar district, and the state of Haryana. To plan your visit:
- Open Google Maps on your phone and search for “Jana Small Finance Bank Limited Bahadurgarh branch” — the verified location pin for IFSC JSFB0003126 should appear at the top of the results.
- Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC JSFB0003126 and your account number.
Verifying IFSC JSFB0003126 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm JSFB0003126 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on the branch contact number.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Bahadurgarh are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to JSFB0003126 continue to work without interruption.
Branch address & contact
Jana Small Finance Bank LimitedBahadurgarh Branch
AASMALLFIACEBAKLTD,NO.14/78,1STFLOOR,MODELTOW,SAIIMARKET,BAHADURGARH,HAJJAR-124507,IDIA
Bahadurgarh, Haryana
Phone: the branch contact number
IFSC: JSFB0003126
Frequently asked questions
How quickly will an NEFT transfer using JSFB0003126 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Jana Small Finance Bank Limited – Bahadurgarh reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bahadurgarh branch but serve different purposes.
Is IFSC JSFB0003126 the same for all accounts at Bahadurgarh branch?
Yes. The IFSC JSFB0003126 is shared by every account held at Jana Small Finance Bank Limited's Bahadurgarh branch. Only the account number changes from customer to customer.
Can I use IFSC JSFB0003126 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC JSFB0003126 to send funds instantly.
Does Jana Small Finance Bank Limited Bahadurgarh branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on the branch contact number to confirm.
What is the phone number of Jana Small Finance Bank Limited Bahadurgarh branch?
You can reach the branch at the branch contact number during regular banking hours.
Is IFSC JSFB0003126 valid for NEFT and RTGS?
Yes. IFSC JSFB0003126 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Jana Small Finance Bank Limited Bahadurgarh as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC JSFB0003126, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code JSFB0003126 belongs to Jana Small Finance Bank Limited's BAHADURGARH branch, located at AASMALLFIACEBAKLTD,NO.14/78,1STFLOOR,MODELTOW,SAIIMARKET,BAHADURGARH,HAJJAR-124… in BAHADURGARH, HARYANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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