If you are searching for the IFSC code of Jammu and Kashmir Bank Limited, YAMUNA NAGAR branch in YAMUNA NAGAR, HARYANA, this page has every detail you need. The verified IFSC code for this branch is JAKA0YAMUNA. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the YAMUNA NAGAR branch, and detailed step-by-step guides for using the IFSC JAKA0YAMUNA across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, JAKA0YAMUNA is the IFSC of Jammu and Kashmir Bank Limited's YAMUNA NAGAR branch. The format is fixed: JAKA = bank code, 0 = reserved, YAMUNA = branch identifier.
Branch details at a glance
| Bank Name | Jammu and Kashmir Bank Limited |
|---|---|
| Branch | Yamuna Nagar |
| IFSC Code | JAKA0YAMUNA |
| MICR Code | Refer to cheque leaf |
| Branch Address | 38-39, SHIVAJI PARK, NEHRU PARK ROAD, NEAR MELA SINGH CHOWK, MODEL TOWN, YAMUNA NAGAR, HARYANA-135001 |
| City | Yamuna Nagar |
| District | Yamuna Nagar |
| State | Haryana |
| STD Code | 173 |
| Phone | 260198 |
About Jammu and Kashmir Bank Limited
Jammu and Kashmir Bank Limited operates a wide network of branches across India, including the Yamuna Nagar branch in Yamuna Nagar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, JAKA0YAMUNA.
About this branch
The branch is located at 38-39, SHIVAJI PARK, NEHRU PARK ROAD, NEAR MELA SINGH CHOWK, MODEL TOWN, YAMUNA NAGAR, HARYANA-135001. It serves the Yamuna Nagar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Jammu and Kashmir Bank Limited. The IFSC JAKA0YAMUNA is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Jammu and Kashmir Bank Limited's YAMUNA NAGAR branch came to be assigned the code JAKA0YAMUNA.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC JAKA0YAMUNA, money simply cannot be routed to the YAMUNA NAGAR branch electronically.
How to transfer money using IFSC JAKA0YAMUNA
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC JAKA0YAMUNA across all three.
NEFT to Jammu and Kashmir Bank Limited, YAMUNA NAGAR using IFSC JAKA0YAMUNA
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC JAKA0YAMUNA, and confirm that the system picks up Jammu and Kashmir Bank Limited – YAMUNA NAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC JAKA0YAMUNA
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Jammu and Kashmir Bank Limited – YAMUNA NAGAR, ensure your bank's portal accepts IFSC JAKA0YAMUNA while registering the beneficiary. RTGS is also available 24x7.
IMPS to Jammu and Kashmir Bank Limited YAMUNA NAGAR (IFSC JAKA0YAMUNA)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC JAKA0YAMUNA in your mobile or internet banking app, and the money is credited to the YAMUNA NAGAR branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC JAKA0YAMUNA for Jammu and Kashmir Bank Limited – YAMUNA NAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – JAKA0YAMUNA | Yes – JAKA0YAMUNA | Yes – JAKA0YAMUNA |
For most retail customers crediting the Yamuna Nagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC JAKA0YAMUNA
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Jammu and Kashmir Bank Limited – YAMUNA NAGAR is still mapped to IFSC JAKA0YAMUNA. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC JAKA0YAMUNA and the beneficiary's account number to complete the transfer.
Account types you can open at the Yamuna Nagar branch
Once you have an account at Jammu and Kashmir Bank Limited – YAMUNA NAGAR, the IFSC JAKA0YAMUNA stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Yamuna Nagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 173-260198.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC JAKA0YAMUNA
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Jammu and Kashmir Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC JAKA0YAMUNA and the account number together uniquely identify the Yamuna Nagar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Online banking and IFSC JAKA0YAMUNA
Jammu and Kashmir Bank Limited customers can register for net banking and the bank's official mobile app once their account at the YAMUNA NAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC JAKA0YAMUNA is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Jammu and Kashmir Bank Limited – YAMUNA NAGAR:
- The IFSC is exactly JAKA0YAMUNA with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Jammu and Kashmir Bank Limited as the bank name and YAMUNA NAGAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Reaching the branch
The Yamuna Nagar branch sits at 38-39, SHIVAJI PARK, NEHRU PARK ROAD, NEAR MELA SINGH CHOWK, MODEL TOWN, YAMUNA NAGAR, HARYANA-135001. If you are travelling from outside Yamuna Nagar, search for the branch on a maps application using the bank name and locality, or call 173-260198 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC JAKA0YAMUNA and your account number.
Verifying IFSC JAKA0YAMUNA from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm JAKA0YAMUNA by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 173-260198.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Yamuna Nagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to JAKA0YAMUNA continue to work without interruption.
Branch address & contact
Jammu and Kashmir Bank LimitedYamuna Nagar Branch
38-39, SHIVAJI PARK, NEHRU PARK ROAD, NEAR MELA SINGH CHOWK, MODEL TOWN, YAMUNA NAGAR, HARYANA-135001
Yamuna Nagar, Haryana
Phone: 173-260198
IFSC: JAKA0YAMUNA
Frequently asked questions
Where is Jammu and Kashmir Bank Limited Yamuna Nagar branch located?
Jammu and Kashmir Bank Limited's Yamuna Nagar branch is located at 38-39, SHIVAJI PARK, NEHRU PARK ROAD, NEAR MELA SINGH CHOWK, MODEL TOWN, YAMUNA NAGAR, HARYANA-135001, Yamuna Nagar, Haryana.
Is IFSC JAKA0YAMUNA valid for NEFT and RTGS?
Yes. IFSC JAKA0YAMUNA is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Jammu and Kashmir Bank Limited Yamuna Nagar branch?
You can reach the branch at 173-260198 during regular banking hours.
What is the IFSC code of Jammu and Kashmir Bank Limited Yamuna Nagar branch?
The IFSC code of Jammu and Kashmir Bank Limited, Yamuna Nagar branch is JAKA0YAMUNA. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Jammu and Kashmir Bank Limited Yamuna Nagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC JAKA0YAMUNA, and complete OTP verification. Once activated, you can transfer funds at any time.
Does Jammu and Kashmir Bank Limited Yamuna Nagar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 173-260198 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Yamuna Nagar branch but serve different purposes.
Is IFSC JAKA0YAMUNA the same for all accounts at Yamuna Nagar branch?
Yes. The IFSC JAKA0YAMUNA is shared by every account held at Jammu and Kashmir Bank Limited's Yamuna Nagar branch. Only the account number changes from customer to customer.
Summary
The IFSC code JAKA0YAMUNA belongs to Jammu and Kashmir Bank Limited's YAMUNA NAGAR branch, located at 38-39, SHIVAJI PARK, NEHRU PARK ROAD, NEAR MELA SINGH CHOWK, MODEL TOWN,… in YAMUNA NAGAR, HARYANA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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