IFSC Code of Jammu and Kashmir Bank Limited, Government Business Link Office Corporate Headquarters Branch, Jammu and Kashmir

This page lists the IFSC code, branch address, contact number and fund-transfer information for Jammu and Kashmir Bank Limited, GOVERNMENT BUSINESS LINK OFFICE CORPORATE HEADQUARTERS branch in SRINAGAR. The 11-digit IFSC JAKA0LINKGB uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Jammu and Kashmir Bank Limited at the GOVERNMENT BUSINESS LINK OFFICE CORPORATE HEADQUARTERS location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Jammu and Kashmir Bank Limited's GOVERNMENT BUSINESS LINK OFFICE CORPORATE HEADQUARTERS branch, the IFSC JAKA0LINKGB breaks down as follows: JAKA identifies the bank, 0 is the reserved character, and LINKGB identifies this particular branch.

Branch details at a glance

About Jammu and Kashmir Bank Limited

Jammu and Kashmir Bank Limited operates a wide network of branches across India, including the Government Business Link Office Corporate Headquarters branch in Srinagar. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, JAKA0LINKGB.

Government Business Link Office Corporate Headquarters branch overview

Located at IST FLOOR CORPORATE OFFICE MA ROAD SRINAGAR 190001, the Government Business Link Office Corporate Headquarters branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC JAKA0LINKGB is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Jammu and Kashmir Bank Limited's GOVERNMENT BUSINESS LINK OFFICE CORPORATE HEADQUARTERS branch came to be assigned the code JAKA0LINKGB.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC JAKA0LINKGB, money simply cannot be routed to the GOVERNMENT BUSINESS LINK OFFICE CORPORATE HEADQUARTERS branch electronically.

How to transfer money using IFSC JAKA0LINKGB

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC JAKA0LINKGB across all three.

NEFT to Jammu and Kashmir Bank Limited, GOVERNMENT BUSINESS LINK OFFICE CORPORATE HEADQUARTERS using IFSC JAKA0LINKGB

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC JAKA0LINKGB, and confirm that the system picks up Jammu and Kashmir Bank Limited – GOVERNMENT BUSINESS LINK OFFICE CORPORATE HEADQUARTERS. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to GOVERNMENT BUSINESS LINK OFFICE CORPORATE HEADQUARTERS

If you need to transfer ₹2 lakh or more in one go to an account at Jammu and Kashmir Bank Limited's GOVERNMENT BUSINESS LINK OFFICE CORPORATE HEADQUARTERS branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC JAKA0LINKGB while initiating the transfer and the credit will appear within minutes.

IMPS to Jammu and Kashmir Bank Limited GOVERNMENT BUSINESS LINK OFFICE CORPORATE HEADQUARTERS (IFSC JAKA0LINKGB)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC JAKA0LINKGB in your mobile or internet banking app, and the money is credited to the GOVERNMENT BUSINESS LINK OFFICE CORPORATE HEADQUARTERS branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC JAKA0LINKGB for Jammu and Kashmir Bank Limited – GOVERNMENT BUSINESS LINK OFFICE CORPORATE HEADQUARTERS, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Government Business Link Office Corporate Headquarters branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC JAKA0LINKGB

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Jammu and Kashmir Bank Limited – GOVERNMENT BUSINESS LINK OFFICE CORPORATE HEADQUARTERS is still mapped to IFSC JAKA0LINKGB. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC JAKA0LINKGB and the beneficiary's account number to complete the transfer.

Account types you can open at the Government Business Link Office Corporate Headquarters branch

Once you have an account at Jammu and Kashmir Bank Limited – GOVERNMENT BUSINESS LINK OFFICE CORPORATE HEADQUARTERS, the IFSC JAKA0LINKGB stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Government Business Link Office Corporate Headquarters branch can access most of Jammu and Kashmir Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC JAKA0LINKGB

MICR & cheque-truncation details

Cheques drawn on the Government Business Link Office Corporate Headquarters branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC JAKA0LINKGB for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Government Business Link Office Corporate Headquarters branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC JAKA0LINKGB is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Jammu and Kashmir Bank Limited – GOVERNMENT BUSINESS LINK OFFICE CORPORATE HEADQUARTERS:

• The IFSC is exactly JAKA0LINKGB with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Jammu and Kashmir Bank Limited as the bank name and GOVERNMENT BUSINESS LINK OFFICE CORPORATE HEADQUARTERS as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Government Business Link Office Corporate Headquarters branch sits at IST FLOOR CORPORATE OFFICE MA ROAD SRINAGAR 190001. If you are travelling from outside Srinagar, search for the branch on a maps application using the bank name and locality, or call 194-2502640 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC JAKA0LINKGB and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC JAKA0LINKGB for Jammu and Kashmir Bank Limited – GOVERNMENT BUSINESS LINK OFFICE CORPORATE HEADQUARTERS, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Government Business Link Office Corporate Headquarters are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to JAKA0LINKGB continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: JAKA0LINKGB is the IFSC code of Jammu and Kashmir Bank Limited, GOVERNMENT BUSINESS LINK OFFICE CORPORATE HEADQUARTERS branch, in SRINAGAR, JAMMU AND KASHMIR. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.