IFSC Code of Jammu and Kashmir Bank Limited, General Bus Stand Batamaloo Branch, Jammu and Kashmir

Below are the complete branch details for Jammu and Kashmir Bank Limited, GENERAL BUS STAND BATAMALOO branch, located in SRINAGAR, JAMMU AND KASHMIR. The IFSC assigned by the Reserve Bank of India to this branch is JAKA0GENBUS. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case JAKA0GENBUS for Jammu and Kashmir Bank Limited – GENERAL BUS STAND BATAMALOO — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, JAKA0GENBUS is the IFSC of Jammu and Kashmir Bank Limited's GENERAL BUS STAND BATAMALOO branch. The format is fixed: JAKA = bank code, 0 = reserved, GENBUS = branch identifier.

Branch details at a glance

Bank profile

Jammu and Kashmir Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The General Bus Stand Batamaloo branch — IFSC JAKA0GENBUS — extends the bank's services to customers in and around Srinagar, Jammu and Kashmir.

General Bus Stand Batamaloo branch overview

Located at BARAN PATHER BATAMALOO DISTRCT SRINAGAR J K PIN CODE 190009, the General Bus Stand Batamaloo branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC JAKA0GENBUS is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Jammu and Kashmir Bank Limited's GENERAL BUS STAND BATAMALOO branch came to be assigned the code JAKA0GENBUS.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC JAKA0GENBUS, money simply cannot be routed to the GENERAL BUS STAND BATAMALOO branch electronically.

How to transfer money using IFSC JAKA0GENBUS

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC JAKA0GENBUS across all three.

NEFT to Jammu and Kashmir Bank Limited, GENERAL BUS STAND BATAMALOO using IFSC JAKA0GENBUS

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC JAKA0GENBUS, and confirm that the system picks up Jammu and Kashmir Bank Limited – GENERAL BUS STAND BATAMALOO. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC JAKA0GENBUS

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Jammu and Kashmir Bank Limited – GENERAL BUS STAND BATAMALOO, ensure your bank's portal accepts IFSC JAKA0GENBUS while registering the beneficiary. RTGS is also available 24x7.

IMPS to Jammu and Kashmir Bank Limited GENERAL BUS STAND BATAMALOO (IFSC JAKA0GENBUS)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC JAKA0GENBUS in your mobile or internet banking app, and the money is credited to the GENERAL BUS STAND BATAMALOO branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC JAKA0GENBUS for Jammu and Kashmir Bank Limited – GENERAL BUS STAND BATAMALOO, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the General Bus Stand Batamaloo branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Jammu and Kashmir Bank Limited's GENERAL BUS STAND BATAMALOO branch, the IFSC JAKA0GENBUS is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the General Bus Stand Batamaloo branch

Once you have an account at Jammu and Kashmir Bank Limited – GENERAL BUS STAND BATAMALOO, the IFSC JAKA0GENBUS stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the General Bus Stand Batamaloo branch can access most of Jammu and Kashmir Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC JAKA0GENBUS

MICR & cheque-truncation details

Cheques drawn on the General Bus Stand Batamaloo branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC JAKA0GENBUS for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC JAKA0GENBUS

Jammu and Kashmir Bank Limited customers can register for net banking and the bank's official mobile app once their account at the GENERAL BUS STAND BATAMALOO branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC JAKA0GENBUS is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Jammu and Kashmir Bank Limited – GENERAL BUS STAND BATAMALOO:

• The IFSC is exactly JAKA0GENBUS with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Jammu and Kashmir Bank Limited as the bank name and GENERAL BUS STAND BATAMALOO as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the General Bus Stand Batamaloo branch

The branch is located at BARAN PATHER BATAMALOO DISTRCT SRINAGAR J K PIN CODE 190009, which puts it inside Srinagar, the broader Srinagar district, and the state of Jammu and Kashmir. To plan your visit:

1. Open Google Maps on your phone and search for “Jammu and Kashmir Bank Limited General Bus Stand Batamaloo branch” — the verified location pin for IFSC JAKA0GENBUS should appear at the top of the results.
2. Confirm the branch is open by calling 194-2479289 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC JAKA0GENBUS and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC JAKA0GENBUS for Jammu and Kashmir Bank Limited – GENERAL BUS STAND BATAMALOO, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at General Bus Stand Batamaloo are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to JAKA0GENBUS continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: JAKA0GENBUS is the IFSC code of Jammu and Kashmir Bank Limited, GENERAL BUS STAND BATAMALOO branch, in SRINAGAR, JAMMU AND KASHMIR. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.