Below are the complete branch details for Jammu and Kashmir Bank Limited, THANA MANDI branch, located in RAJOURI, JAMMU AND KASHMIR. The IFSC assigned by the Reserve Bank of India to this branch is JAKA0THANAM. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case JAKA0THANAM for Jammu and Kashmir Bank Limited – THANA MANDI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Jammu and Kashmir Bank Limited – THANA MANDI is JAKA0THANAM. The first four letters JAKA are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters THANAM map to this branch in RAJOURI, JAMMU AND KASHMIR.
Bank profile
Jammu and Kashmir Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Thana Mandi branch — IFSC JAKA0THANAM — extends the bank's services to customers in and around Rajouri, Jammu and Kashmir.
Thana Mandi branch overview
Located at MAIN BAZAR THANA MANDI, the Thana Mandi branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC JAKA0THANAM is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Jammu and Kashmir Bank Limited |
|---|---|
| Branch | Thana Mandi |
| IFSC Code | JAKA0THANAM |
| MICR Code | Refer to cheque leaf |
| Branch Address | MAIN BAZAR THANA MANDI |
| City | Rajouri |
| District | Rajouri |
| State | Jammu and Kashmir |
| STD Code | 196 |
| Phone | 251038 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Jammu and Kashmir Bank Limited's THANA MANDI branch came to be assigned the code JAKA0THANAM.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC JAKA0THANAM, money simply cannot be routed to the THANA MANDI branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Jammu and Kashmir Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC JAKA0THANAM and the account number together uniquely identify the Thana Mandi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC JAKA0THANAM
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC JAKA0THANAM across all three.
NEFT to Jammu and Kashmir Bank Limited, THANA MANDI using IFSC JAKA0THANAM
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC JAKA0THANAM, and confirm that the system picks up Jammu and Kashmir Bank Limited – THANA MANDI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC JAKA0THANAM
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Jammu and Kashmir Bank Limited – THANA MANDI, ensure your bank's portal accepts IFSC JAKA0THANAM while registering the beneficiary. RTGS is also available 24x7.
IMPS to Jammu and Kashmir Bank Limited THANA MANDI (IFSC JAKA0THANAM)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC JAKA0THANAM in your mobile or internet banking app, and the money is credited to the THANA MANDI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC JAKA0THANAM for Jammu and Kashmir Bank Limited – THANA MANDI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – JAKA0THANAM | Yes – JAKA0THANAM | Yes – JAKA0THANAM |
For most retail customers crediting the Thana Mandi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC JAKA0THANAM
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Jammu and Kashmir Bank Limited – THANA MANDI is still mapped to IFSC JAKA0THANAM. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC JAKA0THANAM and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Thana Mandi branch is mapped to IFSC JAKA0THANAM on the RBI payments network. The branch generally supports the full retail product catalogue of Jammu and Kashmir Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains JAKA0THANAM.
Banking services available
The Thana Mandi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 196-251038.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC JAKA0THANAM
Online banking and IFSC JAKA0THANAM
Jammu and Kashmir Bank Limited customers can register for net banking and the bank's official mobile app once their account at the THANA MANDI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC JAKA0THANAM is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the Thana Mandi branch
The branch is located at MAIN BAZAR THANA MANDI, which puts it inside Rajouri, the broader Rajouri district, and the state of Jammu and Kashmir. To plan your visit:
- Open Google Maps on your phone and search for “Jammu and Kashmir Bank Limited Thana Mandi branch” — the verified location pin for IFSC JAKA0THANAM should appear at the top of the results.
- Confirm the branch is open by calling 196-251038 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC JAKA0THANAM and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Jammu and Kashmir Bank Limited – THANA MANDI:
- The IFSC is exactly JAKA0THANAM with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Jammu and Kashmir Bank Limited as the bank name and THANA MANDI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Thana Mandi branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC JAKA0THANAM, however, work 24x7.
Verifying IFSC JAKA0THANAM from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm JAKA0THANAM by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 196-251038.
- Visiting the bank's official branch locator page.
Branch address & contact
Jammu and Kashmir Bank LimitedThana Mandi Branch
MAIN BAZAR THANA MANDI
Rajouri, Jammu and Kashmir
Phone: 196-251038
IFSC: JAKA0THANAM
Frequently asked questions
How do I add Jammu and Kashmir Bank Limited Thana Mandi as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC JAKA0THANAM, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Jammu and Kashmir Bank Limited Thana Mandi branch located?
Jammu and Kashmir Bank Limited's Thana Mandi branch is located at MAIN BAZAR THANA MANDI, Rajouri, Jammu and Kashmir.
Can I use IFSC JAKA0THANAM for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC JAKA0THANAM to send funds instantly.
Is IFSC JAKA0THANAM valid for NEFT and RTGS?
Yes. IFSC JAKA0THANAM is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Jammu and Kashmir Bank Limited Thana Mandi branch?
You can reach the branch at 196-251038 during regular banking hours.
Does Jammu and Kashmir Bank Limited Thana Mandi branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 196-251038 to confirm.
How quickly will an NEFT transfer using JAKA0THANAM be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Jammu and Kashmir Bank Limited – Thana Mandi reflect within 30 minutes.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Thana Mandi branch but serve different purposes.
Summary
The IFSC code JAKA0THANAM belongs to Jammu and Kashmir Bank Limited's THANA MANDI branch, located at MAIN BAZAR THANA MANDI in RAJOURI, JAMMU AND KASHMIR. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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