IFSC Code of Jammu and Kashmir Bank Limited, Lcu Ansal Plaza Branch, Delhi

If you are searching for the IFSC code of Jammu and Kashmir Bank Limited, LCU ANSAL PLAZA branch in DELHI, DELHI, this page has every detail you need. The verified IFSC code for this branch is JAKA0LCUDEL. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the LCU ANSAL PLAZA branch, and detailed step-by-step guides for using the IFSC JAKA0LCUDEL across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, JAKA0LCUDEL is the IFSC of Jammu and Kashmir Bank Limited's LCU ANSAL PLAZA branch. The format is fixed: JAKA = bank code, 0 = reserved, LCUDEL = branch identifier.

Bank profile

Jammu and Kashmir Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Lcu Ansal Plaza branch — IFSC JAKA0LCUDEL — extends the bank's services to customers in and around Delhi, Delhi.

Branch details at a glance

About this branch

The branch is located at B-207, 2ND FLOOR, ANSAL PLAZA, KHEL GOAN MARG. It serves the Delhi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Jammu and Kashmir Bank Limited. The IFSC JAKA0LCUDEL is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Jammu and Kashmir Bank Limited's LCU ANSAL PLAZA branch came to be assigned the code JAKA0LCUDEL.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC JAKA0LCUDEL, money simply cannot be routed to the LCU ANSAL PLAZA branch electronically.

Account types you can open at the Lcu Ansal Plaza branch

Once you have an account at Jammu and Kashmir Bank Limited – LCU ANSAL PLAZA, the IFSC JAKA0LCUDEL stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Lcu Ansal Plaza branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 11-9810990507.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC JAKA0LCUDEL

How to transfer money using IFSC JAKA0LCUDEL

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC JAKA0LCUDEL across all three.

How to use IFSC JAKA0LCUDEL for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Jammu and Kashmir Bank Limited's LCU ANSAL PLAZA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC JAKA0LCUDEL.
4. Confirm the bank name auto-populates as Jammu and Kashmir Bank Limited and the branch as LCU ANSAL PLAZA.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to LCU ANSAL PLAZA

If you need to transfer ₹2 lakh or more in one go to an account at Jammu and Kashmir Bank Limited's LCU ANSAL PLAZA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC JAKA0LCUDEL while initiating the transfer and the credit will appear within minutes.

IMPS to Jammu and Kashmir Bank Limited LCU ANSAL PLAZA (IFSC JAKA0LCUDEL)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC JAKA0LCUDEL in your mobile or internet banking app, and the money is credited to the LCU ANSAL PLAZA branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Lcu Ansal Plaza

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC JAKA0LCUDEL:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at LCU ANSAL PLAZA is still linked to IFSC JAKA0LCUDEL.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC JAKA0LCUDEL

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Jammu and Kashmir Bank Limited – LCU ANSAL PLAZA is still mapped to IFSC JAKA0LCUDEL. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC JAKA0LCUDEL and the beneficiary's account number to complete the transfer.

Online banking and IFSC JAKA0LCUDEL

Jammu and Kashmir Bank Limited customers can register for net banking and the bank's official mobile app once their account at the LCU ANSAL PLAZA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC JAKA0LCUDEL is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Jammu and Kashmir Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC JAKA0LCUDEL and the account number together uniquely identify the Lcu Ansal Plaza branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC JAKA0LCUDEL

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Jammu and Kashmir Bank Limited – LCU ANSAL PLAZA, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: JAKA0LCUDEL.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Lcu Ansal Plaza branch

The branch is located at B-207, 2ND FLOOR, ANSAL PLAZA, KHEL GOAN MARG, which puts it inside Delhi, the broader Delhi district, and the state of Delhi. To plan your visit:

1. Open Google Maps on your phone and search for “Jammu and Kashmir Bank Limited Lcu Ansal Plaza branch” — the verified location pin for IFSC JAKA0LCUDEL should appear at the top of the results.
2. Confirm the branch is open by calling 11-9810990507 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC JAKA0LCUDEL and your account number.

Verifying IFSC JAKA0LCUDEL from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm JAKA0LCUDEL by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 11-9810990507.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Lcu Ansal Plaza are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to JAKA0LCUDEL continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: JAKA0LCUDEL is the IFSC code of Jammu and Kashmir Bank Limited, LCU ANSAL PLAZA branch, in DELHI, DELHI. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.