If you are searching for the IFSC code of Jammu and Kashmir Bank Limited, COIMBATORE branch in COIMBATORE, TAMIL NADU, this page has every detail you need. The verified IFSC code for this branch is JAKA0COMTOR. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the COIMBATORE branch, and detailed step-by-step guides for using the IFSC JAKA0COMTOR across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Jammu and Kashmir Bank Limited's COIMBATORE branch, the IFSC JAKA0COMTOR breaks down as follows: JAKA identifies the bank, 0 is the reserved character, and COMTOR identifies this particular branch.
Bank profile
Jammu and Kashmir Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Coimbatore branch — IFSC JAKA0COMTOR — extends the bank's services to customers in and around Coimbatore, Tamil Nadu.
About this branch
The branch is located at 229 TB SWAMY ROAD,RS PURAM. It serves the Coimbatore region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Jammu and Kashmir Bank Limited. The IFSC JAKA0COMTOR is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Jammu and Kashmir Bank Limited |
|---|---|
| Branch | Coimbatore |
| IFSC Code | JAKA0COMTOR |
| MICR Code | Refer to cheque leaf |
| Branch Address | 229 TB SWAMY ROAD,RS PURAM |
| City | Coimbatore |
| District | Coimbatore |
| State | Tamil Nadu |
| STD Code | 422 |
| Phone | 2542968 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Jammu and Kashmir Bank Limited's COIMBATORE branch came to be assigned the code JAKA0COMTOR.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC JAKA0COMTOR, money simply cannot be routed to the COIMBATORE branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Jammu and Kashmir Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC JAKA0COMTOR and the account number together uniquely identify the Coimbatore branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC JAKA0COMTOR
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC JAKA0COMTOR across all three.
NEFT to Jammu and Kashmir Bank Limited, COIMBATORE using IFSC JAKA0COMTOR
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC JAKA0COMTOR, and confirm that the system picks up Jammu and Kashmir Bank Limited – COIMBATORE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC JAKA0COMTOR
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Jammu and Kashmir Bank Limited – COIMBATORE, ensure your bank's portal accepts IFSC JAKA0COMTOR while registering the beneficiary. RTGS is also available 24x7.
IMPS to Jammu and Kashmir Bank Limited COIMBATORE (IFSC JAKA0COMTOR)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC JAKA0COMTOR in your mobile or internet banking app, and the money is credited to the COIMBATORE branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC JAKA0COMTOR for Jammu and Kashmir Bank Limited – COIMBATORE, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – JAKA0COMTOR | Yes – JAKA0COMTOR | Yes – JAKA0COMTOR |
For most retail customers crediting the Coimbatore branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC JAKA0COMTOR
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Jammu and Kashmir Bank Limited – COIMBATORE is still mapped to IFSC JAKA0COMTOR. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC JAKA0COMTOR and the beneficiary's account number to complete the transfer.
Account types you can open at the Coimbatore branch
Once you have an account at Jammu and Kashmir Bank Limited – COIMBATORE, the IFSC JAKA0COMTOR stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Coimbatore branch can access most of Jammu and Kashmir Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC JAKA0COMTOR
Online banking and IFSC JAKA0COMTOR
Jammu and Kashmir Bank Limited customers can register for net banking and the bank's official mobile app once their account at the COIMBATORE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC JAKA0COMTOR is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Reaching the branch
The Coimbatore branch sits at 229 TB SWAMY ROAD,RS PURAM. If you are travelling from outside Coimbatore, search for the branch on a maps application using the bank name and locality, or call 422-2542968 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC JAKA0COMTOR and your account number.
Common mistakes to avoid when using IFSC JAKA0COMTOR
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Jammu and Kashmir Bank Limited – COIMBATORE, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
JAKA0COMTOR. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Coimbatore are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to JAKA0COMTOR continue to work without interruption.
Verifying IFSC JAKA0COMTOR from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm JAKA0COMTOR by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 422-2542968.
- Visiting the bank's official branch locator page.
Branch address & contact
Jammu and Kashmir Bank LimitedCoimbatore Branch
229 TB SWAMY ROAD,RS PURAM
Coimbatore, Tamil Nadu
Phone: 422-2542968
IFSC: JAKA0COMTOR
Frequently asked questions
What is the phone number of Jammu and Kashmir Bank Limited Coimbatore branch?
You can reach the branch at 422-2542968 during regular banking hours.
How quickly will an NEFT transfer using JAKA0COMTOR be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Jammu and Kashmir Bank Limited – Coimbatore reflect within 30 minutes.
How do I add Jammu and Kashmir Bank Limited Coimbatore as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC JAKA0COMTOR, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Jammu and Kashmir Bank Limited Coimbatore branch located?
Jammu and Kashmir Bank Limited's Coimbatore branch is located at 229 TB SWAMY ROAD,RS PURAM, Coimbatore, Tamil Nadu.
Is IFSC JAKA0COMTOR the same for all accounts at Coimbatore branch?
Yes. The IFSC JAKA0COMTOR is shared by every account held at Jammu and Kashmir Bank Limited's Coimbatore branch. Only the account number changes from customer to customer.
Is IFSC JAKA0COMTOR valid for NEFT and RTGS?
Yes. IFSC JAKA0COMTOR is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the IFSC code of Jammu and Kashmir Bank Limited Coimbatore branch?
The IFSC code of Jammu and Kashmir Bank Limited, Coimbatore branch is JAKA0COMTOR. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Final notes
To recap: JAKA0COMTOR is the IFSC code of Jammu and Kashmir Bank Limited, COIMBATORE branch, in COIMBATORE, TAMIL NADU. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
